WYBECK
ActiveThe computed 12-month bankruptcy probability of WYBECK is 4.6% (elevated). The 2025 annual accounts show negative equity (€-28k) and a net result of €-16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 13270 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
13
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-13
Growth32=
Track record100
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.24 in 2024; short-term debt: 95.9% and cash: 7.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-46.1%
Return on assets
-25.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-28k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
32 d early
2020
25 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-28k▼ 186%
2024 · €-10k
2019: €16k
2020: €4k
2021: €31k
2022: €47k
2023: €17k
2024: €-10k
2019 → 2025
Total assets
€61k▼ 24.7%
2024 · €81k
2019: €148k
2020: €123k
2021: €108k
2022: €113k
2023: €88k
2024: €81k
2019 → 2025
Net result
€-16k▲ 36.0%
2024 · €-24k
2019: €-979
2020: €-13k
2021: €29k
2022: €19k
2023: €-27k
2024: €-24k
2019 → 2025
Working capital
€-49k▲ 6.0%
2024 · €-52k
2019: €-27k
2020: €-44k
2021: €-24k
2022: €-14k
2023: €-34k
2024: €-52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€47k▲ 53.0%€17k▼ 63.0%€-10k€-28k▼ 186%
Operating result€30k-€21k▼ 31.9%€-29k€-28k▲ 4.2%€-17k▲ 40.7%
Net result€29k-€19k▼ 34.3%€-27k€-24k▲ 8.6%€-16k▲ 36.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€51k▼ 20.7%
Current assets
€10k▼ 40.6%
Key figures and ratios
EBITDA
€-3k▲
2024 · €-15k
Cash flow
€-2k▲
2024 · €-11k
Solvency
-46.1%▼
2024 · -12.1%
Current ratio
0.17▼
2024 · 0.24
Quick ratio
0.10▼
2024 · 0.16
Debt / equity
-3.09▲
2024 · -8.93
ROA
-25.6%▲
2024 · -30.1%
Interest coverage
-1.17▲
2024 · -25.46
Debt
€87k▼
2024 · €88k
Debt ≤ 1 year
€59k▼
2024 · €69k
Debt > 1 year
€29k▲
2024 · €18k
Income taxes
€0▼
2024 · €1
Staff costs
€93k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€61k▼
Fixed assets21/28€65k€51k▼
Tangible fixed assets22/27€42k€28k▼
Plant, machinery and equipment23€36k€24k▼
Furniture and vehicles24€1k€730▼
Leasing and similar rights25€5k€4k▼
Financial fixed assets28€23k€23k=
Current assets29/58€17k€10k▼
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€1k€280▼
Other amounts receivable41€97€974▲
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€81k€61k▼
Equity10/15€-10k€-28k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-38k€-54k▼
Investment grants15€10k€7k▼
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€88k€87k▼
Amounts payable after more than one year17€18k€29k▲
Financial debts170/4€18k€29k▲
Amounts payable within one year42/48€69k€59k▼
Current portion of amounts payable after more than one year42€0€8k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€8k€11k▲
Suppliers440/4€8k€11k▲
Taxes, remuneration and social security45€17k€36k▲
Taxes450/3€11k€11k▲
Remuneration and social security454/9€6k€25k▲
Other amounts payable47/48€43k€2k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€48k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€35k€96k▲
Operating profit (loss)9901€-28k€-17k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€572€3k▲
Recurring financial charges65€572€3k▲
Profit (loss) for the period before taxes9903€-25k€-17k▲
Transfer from deferred taxes780€867€867=
Income taxes67/77€1€0▼
Profit (loss) for the period9904€-24k€-16k▲
Profit (loss) for the period to be appropriated9905€-24k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-54k▼
Profit (loss) brought forward from the previous period14P€-14k€-38k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-27k ▼242%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Flageyplein 221050 ElseneGround area
302 m²
Building footprint
263 m²
Volume, LiDAR
7,412 m³
Parcel 21443A0230/00X000, Brussels · tallest building 31.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
WyBeck SPRL
since 20082.172.518.797
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443A0230/00X000 | Brussels | 302 m² | 1 · 263 m² | 31.8 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.172.518.797
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BE 0722.750.166
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BURO BERNARD
BE 0722.767.091
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BARDEEF
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Of 619 companies in sector 56309 we hold annual accounts for 118. 83 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2008
Fiscal year end31-03
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56309Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.