JACK!
ActiveJACK! has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €57k. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+22
Solvency75▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 0.81 in 2024; short-term debt: 32.5% and cash: 18.7% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
31.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
130 d early
2024
72 d early
2023
37 d early
2022
32 d early
2021
38 d early
2020
27 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 164%
2024 · €34k
2018: €-41k
2019: €-22k
2020: €-4k
2021: €4k
2022: €12k
2023: €27k
2024: €34k
2018 → 2025
Total assets
€179k▲ 93.4%
2024 · €93k
2018: €49k
2019: €49k
2020: €39k
2021: €79k
2022: €75k
2023: €71k
2024: €93k
2018 → 2025
Net result
€57k▲ 691%
2024 · €7k
2018: €1k
2019: €20k
2020: €18k
2021: €8k
2022: €8k
2023: €14k
2024: €7k
2018 → 2025
Working capital
€72k
2024 · €-10k
2018: €3k
2019: €8k
2020: €-10k
2021: €-8k
2022: €-20k
2023: €-16k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€12k▲ 201%€27k▲ 116%€34k▲ 27.1%€89k▲ 164%
Operating result€9k-€3k▼ 63.7%€18k▲ 427%€10k▼ 46.1%€80k▲ 729%
Net result€8k-€8k▲ 2.5%€14k▲ 74.1%€7k▼ 49.6%€57k▲ 691%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 729% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€48k▼ 1.5%
Current assets
€131k▲ 201%
Equity and liabilities €179k
Equity
€89k▲ 164%
Debt
€90k▲ 53.2%
The debt ratio falls from 63.6% to 50.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €28k
Cash flow
€70k▲
2024 · €25k
Solvency
49.6%▲
2024 · 36.4%
Current ratio
2.24▲
2024 · 0.81
Quick ratio
2.16▲
2024 · 0.65
Debt / equity
1.02▼
2024 · 1.75
ROE
63.9%▲
2024 · 21.3%
ROA
31.7%▲
2024 · 7.8%
Interest coverage
54.39▲
2024 · 12.61
Debt
€90k▲
2024 · €59k
Debt ≤ 1 year
€58k▲
2024 · €54k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€22k▲
2024 · €1k
Staff costs
€35k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€179k▲
Fixed assets21/28€49k€48k▼
Tangible fixed assets22/27€47k€47k▼
Plant, machinery and equipment23€17k€19k▲
Furniture and vehicles24€14k€0▼
Other tangible fixed assets26€16k€28k▲
Financial fixed assets28€2k€2k=
Current assets29/58€43k€131k▲
Stocks and contracts in progress3€8k€5k▼
Stocks30/36€8k€5k▼
Amounts receivable within one year40/41€29k€42k▲
Trade receivables40€25k€42k▲
Other amounts receivable41€3k€0▼
Current investments50/53-€50k
Cash at bank and in hand54/58€5k€34k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€93k€179k▲
Equity10/15€34k€89k▲
Contributions10/11€13k€13k=
Reserves13€21k€76k▲
Distributable reserves133€21k€76k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€59k€90k▲
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Other amounts payable178/9€379€0▼
Amounts payable within one year42/48€54k€58k▲
Current portion of amounts payable after more than one year42€9k€5k▼
Financial debts43-€32
Credit institutions430/8-€32
Trade debts44€30k€35k▲
Suppliers440/4€30k€35k▲
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€10k€15k▲
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3-€32k
Income statement
Code20242025
Remuneration, social security and pensions62€54k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€13k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€83k€130k▲
Operating profit (loss)9901€10k€80k▲
Financial income75/76B€962€1▼
Recurring financial income75€962€1▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€8k€79k▲
Income taxes67/77€1k€22k▲
Profit (loss) for the period9904€7k€57k▲
Profit (loss) for the period to be appropriated9905€7k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€57k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€7k€55k▲
To other reserves6921€7k€55k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €57k ▲691%
Operating result €80k, net result €57k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.24
Current ratio from 0.81 to 2.24.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westdorp 28573 AnzegemGround area
1,162 m²
Building footprint
155 m²
Volume, LiDAR
1,210 m³
Parcel 34037A0943/00Y000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JACK! Sint-Arnoldus
since 20092.175.041.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34037A0943/00Y000 | Flanders | 1,162 m² | 1 · 155 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 296 EUR awarded · 296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 296 EUR | 296 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 619 companies in sector 56309 we hold annual accounts for 118. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2008
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56309Food and beverage service activities
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
47530Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0472219240