WVT Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €48.40M and a net result of €447k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 2385 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
8 d early
2023
36 d early
2022
49 d early
2021
3 d early
2020
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory
Equity
€48.40M▲ 0.9%
2024 · €47.95M
2020: €31.94M
2021: €39.24M
2022: €40.88M
2023: €46.07M
2024: €47.95M
2020 → 2025
Net result
€447k▼ 76.2%
2024 · €1.88M
2020: €808k
2021: €1.30M
2022: €1.64M
2023: €1.72M
2024: €1.88M
2020 → 2025
Total assets
€51.63M▼ 19.2%
2024 · €63.87M
2020: €52.39M
2021: €58.56M
2022: €58.97M
2023: €63.00M
2024: €63.87M
2020 → 2025
Solvency
93.7%▲ 18.7pp
2024 · 75.1%
2020: 61.0%
2021: 67.0%
2022: 69.3%
2023: 73.1%
2024: 75.1%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€912k-€891k▼ 2.4%€1.01M▲ 13.1%€1.24M▲ 22.8%€2.04M▲ 65.0%
Equity€39.24M-€40.88M▲ 4.2%€46.07M▲ 12.7%€47.95M▲ 4.1%€48.40M▲ 0.9%
Operating result€-18k-€68k€-13k€47k€97k▲ 108%
Net result€1.30M-€1.64M▲ 26.1%€1.72M▲ 5.1%€1.88M▲ 9.2%€447k▼ 76.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 108% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51.63M
Fixed assets
€49.45M=
Current assets
€2.18M▼ 84.9%
Equity and liabilities €51.63M
Equity
€48.40M▲ 0.9%
Debt
€3.23M▼ 79.7%
The debt ratio falls from 24.9% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
93.7%▲
2024 · 75.1%
ROE
0.9%▼
2024 · 3.9%
ROA
0.9%▼
2024 · 2.9%
Debt
€3.23M▼
2024 · €15.92M
Debt ≤ 1 year
€527k▼
2024 · €1.01M
Debt > 1 year
€2.68M▼
2024 · €14.66M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63.87M€51.63M▼
Fixed assets21/28€49.43M€49.45M=
Intangible fixed assets21€1k€20k▲
Financial fixed assets28€49.43M€49.43M=
Affiliated companies280/1€49.43M€49.43M=
Participating interests280€49.43M€49.43M=
Current assets29/58€14.44M€2.18M▼
Amounts receivable after more than one year29€13.09M€1.52M▼
Other amounts receivable291€13.09M€1.52M▼
Amounts receivable within one year40/41€356k€649k▲
Trade receivables40€311k€570k▲
Other amounts receivable41€46k€79k▲
Cash at bank and in hand54/58€400k€18k▼
Deferred charges and accrued income490/1€593k-
Equity and liabilities
Total equity and liabilities10/49€63.87M€51.63M▼
Equity10/15€47.95M€48.40M▲
Contributions10/11€40.60M€40.60M=
Profit (loss) carried forward14€7.35M€7.80M▲
Amounts payable17/49€15.92M€3.23M▼
Amounts payable after more than one year17€14.66M€2.68M▼
Financial debts170/4€14.66M€2.68M▼
Subordinated loans170€5.91M-
Credit institutions173€8.75M-
Other loans174-€2.68M
Amounts payable within one year42/48€1.01M€527k▼
Current portion of amounts payable after more than one year42€729k-
Trade debts44€286k€527k▲
Suppliers440/4€286k€527k▲
Accrued charges and deferred income492/3€240k€28k▼
Income statement
Code20242025
Operating income70/76A€1.24M€2.04M▲
Turnover70€1.24M€2.04M▲
Operating charges60/66A€1.19M€1.95M▲
Services and other goods61€1.19M€1.94M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€300€3k▲
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€47k€97k▲
Financial income75/76B€3.05M€728k▼
Recurring financial income75€3.05M€728k▼
Income from financial fixed assets750€2.25M€500k▼
Income from current assets751€803k€228k▼
Financial charges65/66B€1.22M€378k▼
Recurring financial charges65€1.22M€378k▼
Debt charges650€1.16M€376k▼
Other financial charges652/9€57k€2k▼
Profit (loss) for the period before taxes9903€1.88M€447k▼
Profit (loss) for the period9904€1.88M€447k▼
Profit (loss) for the period to be appropriated9905€1.88M€447k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7.35M€7.80M▲
Profit (loss) brought forward from the previous period14P€5.47M€7.35M▲
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Capital & shares · MiscellaneousGeneral meeting · Capital increase · Auditor appointment3 facts ▸
State Gazette act
Capital & shares · Miscellaneous
General meeting · Capital increase · Auditor appointment3 facts ▸
- General meeting, 2026-08-28
- Capital increase, €20.000.000
- Auditor appointment, Moore Audit
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €447k ▼76.2%
Net result drops to €447k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
31-12
Financial
Highest result since 2020net €1.88M ▲9.2%
Net result €1.88M, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 5.62
Current ratio from 1.90 to 5.62.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 62630 AartselaarGround area
3,918 m²
Building footprint
1,153 m²
Volume, LiDAR
7,946 m³
Parcel 11372A0311/00B000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WVT GROUP
since 20192.289.958.578
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0311/00B000 | Flanders | 3,918 m² | 1 · 1,153 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Moore AuditCurrent Auditor | 06-08-2026 → present |
Structure & network
Capital and shareholders
Capital increase of 20,000,000 EUR
Recognitions · licences · registrations
Legal Entity Identifier
6994002DCZ4VCB1VSS93
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 2,759 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.