Summary
Roefs Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €10.9m and a net result of €239,994. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 2817 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
1 d early
2022
3 d early
2021
30 d early
2020
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Equity
€10.9m▲ 2.2%
2023 · €10.7m
Net result
€239,994▼ 5.0%
2023 · €252,518
Total assets
€33.0m▲ 4.3%
2023 · €31.6m
Solvency
33.2%▼ 0.7pp
2023 · 33.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€2.3m-€2.1m▼ 8.7%€2.1m=€2.6m▲ 25.9%€2.4m▼ 9.7%
Operating result€229,106-€2.4m▲ 969%€1.7m▼ 29.9%€1.6m▼ 7.7%€1.5m▼ 7.8%
Net result-€619,411below the sector's middle half-€1.4mabove the sector's middle half€597,178within the sector's middle half▼ 57.2%€252,518within the sector's middle half▼ 57.7%€239,994within the sector's middle half▼ 5.0%
Equity€8.5mwithin the sector's middle half-€9.9mwithin the sector's middle half▲ 16.5%€10.5mwithin the sector's middle half▲ 6.1%€10.7mwithin the sector's middle half▲ 2.4%€10.9mwithin the sector's middle half▲ 2.2%
Total assets€29.6mwithin the sector's middle half-€29.8mwithin the sector's middle half▲ 0.8%€29.9mwithin the sector's middle half▲ 0.2%€31.6mwithin the sector's middle half▲ 5.9%€33.0mwithin the sector's middle half▲ 4.3%
Debt€21.1m-€19.9m▼ 5.5%€19.4m▼ 2.7%€20.9m▲ 7.7%€22.0m▲ 5.3%
Working capital-€3.5mbelow the sector's middle half--€3.6mbelow the sector's middle half▼ 5.4%-€4.5mbelow the sector's middle half▼ 23.1%-€5.6mbelow the sector's middle half▼ 24.9%-€7.9mbelow the sector's middle half▼ 40.6%
Solvency28.6%within the sector's middle half-33.1%within the sector's middle half▲ 4.5pp35.0%within the sector's middle half▲ 1.9pp33.9%within the sector's middle half▼ 1.1pp33.2%within the sector's middle half▼ 0.7pp
Current ratio0.25below the sector's middle half-0.27below the sector's middle half▲ 0.020.17below the sector's middle half▼ 0.100.32below the sector's middle half▲ 0.150.34within the sector's middle half▲ 0.02
Return on assets (ROA)-2.1%below the sector's middle half-4.7%within the sector's middle half▲ 6.8pp2.0%within the sector's middle half▼ 2.7pp0.8%within the sector's middle half▼ 1.2pp0.7%within the sector's middle half▼ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33.0m
Fixed assets
€29.0m =
Current assets
€4.0m ▲ 51.1%
Equity and liabilities €33.0m
Equity
€10.9m ▲ 2.2%
Debt
€22.0m ▲ 5.3%
Debt's share of the balance-sheet total rises from 66.1% to 66.8%. Equity and debt are higher.
Key figures and ratios
ROE
2.2%▼
2023 · 2.4%
Debt ≤ 1 year
€11.9m▲
2023 · €8.3m
Debt > 1 year
€10.1m▼
2023 · €11.8m
Income taxes
€87,500▼
2023 · €92,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €3.4m | €2.7m | €2.6m | €2.4m | ▼ 9.7% |
| Turnover70 | €2.3m | €2.1m | €2.1m | €2.6m | €2.4m | ▼ 9.7% |
| Other operating income74 | - | €1.3m | €573,213 | - | - | - |
| Operating charges60/66A | - | €915,715 | €956,896 | €1.1m | €927,153 | ▼ 12.6% |
| Services and other goods61 | - | €914,735 | €955,326 | €1.1m | €917,620 | ▼ 13.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,609 | €0 | - | €2,007 | €1,636 | ▼ 18.5% |
| Other operating charges640/8 | - | €980 | €1,570 | €1,769 | €1,446 | ▼ 18.3% |
| Non-recurring operating charges66A | - | €0 | - | - | €6,451 | - |
| Operating profit (loss)9901 | €229,106 | €2.4m | €1.7m | €1.6m | €1.5m | ▼ 7.8% |
| Financial income75/76B | - | €12,080 | €10,931 | €18,249 | €10,762 | ▼ 41.0% |
| Recurring financial income75 | €313,409 | €12,080 | €10,931 | €18,249 | €10,762 | ▼ 41.0% |
| Income from financial fixed assets750 | - | €12,080 | €0 | - | - | - |
| Income from current assets751 | - | - | €10,931 | €18,249 | €9,072 | ▼ 50.3% |
| Other financial income752/9 | - | - | - | - | €1,690 | - |
| Financial charges65/66B | - | €906,095 | €931,012 | €1.3m | €1.1m | ▼ 9.0% |
| Recurring financial charges65 | €1.2m | €906,095 | €931,012 | €1.3m | €1.1m | ▼ 9.0% |
| Debt charges650 | €1.2m | €905,273 | €930,329 | €1.3m | €1.1m | ▼ 8.9% |
| Other financial charges652/9 | - | €822 | €683 | €5,962 | €3,746 | ▼ 37.2% |
| Profit (loss) for the period before taxes9903 | -€619,411 | €1.6m | €796,237 | €344,518 | €327,494 | ▼ 4.9% |
| Income taxes67/77 | - | €160,119 | €199,059 | €92,000 | €87,500 | ▼ 4.9% |
| Taxes670/3 | - | €160,119 | €375,000 | €92,000 | €87,500 | ▼ 4.9% |
| Tax adjustments and reversals of tax provisions77 | - | - | €175,941 | - | - | - |
| Profit (loss) for the period9904 | -€619,411 | €1.4m | €597,178 | €252,518 | €239,994 | ▼ 5.0% |
| Profit (loss) for the period to be appropriated9905 | -€619,411 | €1.4m | €597,178 | €252,518 | €239,994 | ▼ 5.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29.6m | €29.8m | €29.9m | €31.6m | €33.0m | ▲ 4.3% |
| Fixed assets21/28 | €28.4m | €28.5m | €29.0m | €29.0m | €29.0m | = |
| Intangible fixed assets21 | - | - | - | €8,928 | €7,292 | ▼ 18.3% |
| Financial fixed assets28 | €28.4m | €28.5m | €29.0m | €29.0m | €29.0m | = |
| Affiliated companies280/1 | - | €28.5m | €29.0m | €29.0m | €29.0m | = |
| Participating interests280 | - | €28.5m | €29.0m | €29.0m | €29.0m | = |
| Current assets29/58 | €1.2m | €1.3m | €911,356 | €2.7m | €4.0m | ▲ 51.1% |
| Stocks and contracts in progress3 | - | €0 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €697,618 | €954,737 | €751,497 | €2.6m | €3.9m | ▲ 47.4% |
| Trade receivables40 | - | €332,289 | €199,196 | €1.7m | €3.6m | ▲ 106% |
| Other amounts receivable41 | - | €622,448 | €552,300 | €914,463 | €330,590 | ▼ 63.8% |
| Cash at bank and in hand54/58 | €465,303 | €315,270 | €152,827 | €1,222 | €103,252 | ▲ 8,350% |
| Deferred charges and accrued income490/1 | - | €62,274 | €7,032 | €4,856 | €4,255 | ▼ 12.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29.6m | €29.8m | €29.9m | €31.6m | €33.0m | ▲ 4.3% |
| Equity10/15 | €8.5m | €9.9m | €10.5m | €10.7m | €10.9m | ▲ 2.2% |
| Contributions10/11 | - | €9.1m | €9.1m | €9.1m | €9.1m | = |
| Reserves13 | - | €775,211 | €1.4m | €1.6m | €1.9m | ▲ 14.8% |
| Distributable reserves133 | - | €775,211 | €1.4m | €1.6m | €1.9m | ▲ 14.8% |
| Profit (loss) carried forward14 | -€619,411 | €0 | - | - | - | - |
| Amounts payable17/49 | €21.1m | €19.9m | €19.4m | €20.9m | €22.0m | ▲ 5.3% |
| Amounts payable after more than one year17 | €16.1m | €14.5m | €13.4m | €11.8m | €10.1m | ▼ 14.2% |
| Financial debts170/4 | - | €14.5m | €13.4m | €11.8m | €10.1m | ▼ 14.2% |
| Subordinated loans170 | - | €9.6m | €9.8m | €9.5m | €9.2m | ▼ 3.2% |
| Credit institutions173 | - | €4.9m | €3.6m | €2.3m | €954,696 | ▼ 59.1% |
| Amounts payable within one year42/48 | €4.6m | €5.0m | €5.4m | €8.3m | €11.9m | ▲ 44.0% |
| Current portion of amounts payable after more than one year42 | - | €1.3m | €1.3m | €1.3m | €1.4m | ▲ 4.9% |
| Financial debts43 | - | €3.2m | €3.3m | €2.6m | €61,464 | ▼ 97.6% |
| Credit institutions430/8 | - | €3.2m | €3.3m | €2.6m | €61,464 | ▼ 97.6% |
| Trade debts44 | €327,292 | €60,194 | €118,729 | €482,653 | €795,638 | ▲ 64.8% |
| Suppliers440/4 | - | €60,194 | €118,729 | €482,653 | €795,638 | ▲ 64.8% |
| Taxes, remuneration and social security45 | - | €34,937 | €31,175 | €92,000 | €101,500 | ▲ 10.3% |
| Taxes450/3 | - | €34,937 | €31,175 | €92,000 | €101,500 | ▲ 10.3% |
| Other amounts payable47/48 | - | €364,823 | €691,392 | €3.8m | €9.6m | ▲ 152% |
| Accrued charges and deferred income492/3 | - | €482,574 | €639,401 | €842,039 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€619,411 | €1.4m | €597,178 | €252,518 | €239,994 | ▼ 5.0% |
| + Depreciation and write-downs630 | €3,609 | €0 | - | €2,007 | €1,636 | ▼ 18.5% |
| Operating cash flow (approximation) | -€615,802 | €1.4m | €597,178 | €254,525 | €241,630 | ▼ 5.1% |
| Investment in fixed assets (approximation) | - | -€61,500 | -€487,786 | -€10,935 | €0 | ▲ 100% |
| Change in cash | - | -€150,033 | -€162,443 | -€151,606 | €102,030 | ▲ 167% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 71 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €10mEq €10.5m ▲6.1%
2 profitable years in a row build equity to €10.5m.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €1.4m
Net result €1.4m after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
8,702 m²
Building footprint
1,826 m²
Volume, LiDAR
1,535 m³
Parcel 11807G1333/00W036, Flanders · tallest building 7.9 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Roefs Group
since 20192.292.108.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1333/00W036 | Flanders | 8,702 m² | 1 · 1,826 m² | 7.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 4 holdings · 5 subsidiaries in the treeChain of control
- ONDERNEMINGEN JANSEN
- RGI
- Roefs Group
Highest known parent: ONDERNEMINGEN JANSEN. The sources do not say who stands above it.
Owners 1
- RGIparentSourceaccounts RGI 2024100%
Holdings 4
- DE RUYTE MILIEUsubsidiaryEquity €2.2mResult €46,130100%
-
100%
-
100%
-
100%
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
100%
All subsidiaries, including indirect ones 5
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
- DE RUYTE MILIEU 100%
ONDERNEMINGEN JANSEN 100%1 subsidiary
- RGI 100%
- ROEFS 100%
- ROEFS SUD 100%
According to the 2024 annual accounts of Roefs Group and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 5,816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0726892264
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.