WVS-IP
ActiveWVS-IP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €112k and a net result of €45k. Equity is growing by ~43.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 12.98 against 7.65 in 2023), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2025, 52 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
52 d early
2023
45 d early
2022
49 d early
2021
54 d early
2020
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€112k▲ 32.1%
2023 · €85k
2020: €13k
2021: €36k
2022: €56k
2023: €85k
2020 → 2024
Total assets
€120k▲ 25.8%
2023 · €95k
2020: €51k
2021: €68k
2022: €97k
2023: €95k
2020 → 2024
Net result
€45k▲ 43.2%
2023 · €31k
2020: €12k
2021: €23k
2022: €20k
2023: €31k
2020 → 2024
Working capital
€102k▲ 40.1%
2023 · €73k
2020: €-886
2021: €20k
2022: €43k
2023: €73k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€36k▲ 185%€56k▲ 57.1%€85k▲ 50.3%€112k▲ 32.1%
Operating result€15k-€31k▲ 103%€28k▼ 9.6%€41k▲ 47.7%€57k▲ 38.6%
Net result€12k-€23k▲ 102%€20k▼ 12.1%€31k▲ 53.0%€45k▲ 43.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 39% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €120k
Fixed assets
€10k▼ 17.3%
Current assets
€110k▲ 32.0%
Equity and liabilities €120k
Equity
€112k▲ 32.1%
Debt
€8k▼ 22.3%
The debt ratio falls from 11.5% to 7.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▲
2023 · €45k
Cash flow
€47k▲
2023 · €34k
Solvency
92.9%▲
2023 · 88.5%
Current ratio
12.98▲
2023 · 7.65
Quick ratio
12.98▲
2023 · 7.65
Debt / equity
0.08▼
2023 · 0.13
ROE
40.1%▲
2023 · 37.0%
ROA
37.3%▲
2023 · 32.8%
Interest coverage
78.96▲
2023 · 45.01
Debt
€8k▼
2023 · €11k
Debt ≤ 1 year
€8k▼
2023 · €11k
Income taxes
€12k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€95k€120k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€275-
Other tangible fixed assets26€12k€10k▼
Financial fixed assets28€5€5=
Current assets29/58€84k€110k▲
Amounts receivable within one year40/41€14k€14k=
Trade receivables40€14k€14k=
Current investments50/53€20k€10k▼
Cash at bank and in hand54/58€48k€84k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€95k€120k▲
Equity10/15€85k€112k▲
Contributions10/11€1k€1k=
Reserves13€84k€111k▲
Distributable reserves133€84k€111k▲
Amounts payable17/49€11k€8k▼
Amounts payable within one year42/48€11k€8k▼
Trade debts44€1k€998▼
Suppliers440/4€1k€998▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48-€92
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€392€1k▲
Gross operating margin9900€45k€61k▲
Operating profit (loss)9901€41k€57k▲
Financial income75/76B€72€741▲
Recurring financial income75€72€741▲
Financial charges65/66B€989€751▼
Recurring financial charges65€989€751▼
Profit (loss) for the period before taxes9903€40k€57k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€31k€45k▲
Profit (loss) for the period to be appropriated9905€31k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€45k▲
Transfer from equity791/2€3k€18k▲
Transfer to equity691/2€31k€45k▲
To other reserves6921€31k€45k▲
Profit to be distributed694/7€3k€18k▲
Return on contributions (dividend)694€3k€18k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €45k ▲43.2%
Operating result €57k, net result €45k, both a record.
31-12
Financial
Equity above €100kEq €112k ▲32.1%
5 profitable years in a row build equity to €112k.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.65
Current ratio from 2.09 to 7.65; short-term debt falls from €39k to €11k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burggravestraat 309140 TemseGround area
1,234 m²
Building footprint
139 m²
Volume, LiDAR
812 m³
Parcel 46008A0846/00B000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WVS-IP
since 20202.302.820.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0846/00B000 | Flanders | 1,234 m² | 1 · 139 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 525 EUR awarded · 525 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2020
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.