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COJAC T&B

Active
Private limited company·Overige rechtskundige dienstverlening· 14 yrs active
Rue Félix Defays 13 ·4860 Pepinster, Belgium
KBO/BCE: BE 0839.727.515
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Belgian State Gazette acts: 0 of 2 read
Age14 yrs
Real estate1 parcel · 689 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of COJAC T&B is 0.1% (very low). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 23 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 26-08-2025 26 d late 2025-00402955
31-12-2023 31-07-2024 29-08-2024 29 d late 2024-00393919
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00366400
31-12-2021 31-07-2022 29-08-2022 29 d late 2022-20331721
31-12-2020 31-07-2021 30-08-2021 30 d late 2021-59300208
31-12-2019 31-07-2020 23-09-2020 54 d late 2020-55200436
31-12-2018 31-07-2019 23-08-2019 23 d late 2019-50200014
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-56100119
31-12-2016 31-07-2017 18-07-2017 13 d early 2017-32700527
31-12-2015 31-07-2016 19-08-2016 19 d late 2016-44500395

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 26-08-2025 2025-00402955
31-12-2023 micro 29-08-2024 2024-00393919
31-12-2022 micro 29-08-2023 2023-00366400
31-12-2021 micro 29-08-2022 2022-20331721
31-12-2020 micro 30-08-2021 2021-59300208
31-12-2019 micro 23-09-2020 2020-55200436
31-12-2018 micro 23-08-2019 2019-50200014
31-12-2017 micro 30-08-2018 2018-56100119
31-12-2016 micro 18-07-2017 2017-32700527
31-12-2015 volledig 19-08-2016 2016-44500395

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
COJAC IMMO
Rue Félix Defays 13, 4860 PepinsterVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20112.204.112.390
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area689 m²
Buildings1
Building footprint130 m²
Volume (LiDAR)1,236 m³
Tallest building11.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63058B0316/00N006 Wallonia 689 m² 1 · 130 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2024
28-11-2024 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles Statutes amendment·Dorothée BERGS
Summary: Pour permettre à la société d'élargir le champ de ses activités, l'assemblée a décidé de modifier le texte de l'article 3 relatif à l'objet de la société, qui a été remplacé par un texte plus large in…Notary: Dorothée BERGS · Thimistre-Clermont

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 409 of the 2,750 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige rechtskundige dienstverlening69109Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameFR COJAC T&B
Registered office
Rue Félix Defays 13
4860 Pepinster, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.