Liquidity
Short-term debts rose from €20,756 to €23,697.
Short-term debts rose from €20,756 to €23,697.
Three of the last ten came late. The 2019 accounts came latest: 29 days after the end of the period.
More equity than 95% of companies in computer programming and consultancy. Sector median €69,058 · 21,211 companies.
The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 37% on liquidity, 15% on profitability and 44% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,049 companies had the same profile as WVIMC has now. Each dot stands for 16 companies, two years later.
That fits the bankruptcy probability of WVIMC itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for WVIMC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 19.04 (12.01 in 2024), above the usual 1.5. Short-term debt is 4.3% and cash 4% of total assets. 5.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| WVIMC Sint-Katelijne-Waver | €546,779 | -€283 | 94.6% | - |
| Pada Consult Mechelen | €582,017 | -€5,391 | 97.4% | - |
| Auctim IT Aartselaar | €622,294 | €520 | 47.1% | - |
| Cargaux Systems Antwerp | €476,756 | €770 | 94.5% | - |
| CREATOOZ Boechout | €464,560 | -€34,903 | 94.6% | - |
| FLUMEN Namur | €589,667 | -€3,908 | 99.7% | - |
| JACEE Consulting Leuven | €518,822 | -€25,485 | 99.6% | - |
These companies have the same main activity as WVIMC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €465,000 and €622,000, founded between 2010 and 2012.
WVIMC files the micro format. That format states no turnover. The gross margin fell from €28,229 in 2012 to -€283 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 94% of 21,205 companies in 2025.
Higher than 95% of 20,568 companies in 2025.
Higher than 18% of 20,743 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
546,779 | 537,294 | 530,376 | 608,214 | 625,990 | 678,038 | 867,460 | 654,194 | 656,104 | 896,739 | 776,643 | 840,208 | 246,476 | 157,557 | |
21/28 |
95,509 | 287,967 | 422,840 | 384,969 | 346,596 | 255,390 | 268,086 | 478,266 | 501,720 | 403,192 | 351,310 | 276,557 | 145,828 | 132,405 | |
22/27 |
1,954 | 38,912 | 285 | 129,583 | 146,210 | 165,004 | 178,031 | 196,040 | 209,494 | 278,137 | 292,695 | 217,942 | 15,603 | 2,180 | |
22 |
- | - | - | 128,402 | 140,608 | 152,815 | 165,021 | 177,228 | 189,435 | 190,904 | 178,897 | 177,426 | - | - | |
23 |
1,557 | 2,918 | - | 382 | 892 | 1,546 | 287 | 431 | 575 | - | - | - | - | - | |
24 |
397 | 35,710 | - | 122 | 2,377 | 5,042 | 3,852 | 6,241 | 4,076 | 4,908 | 6,704 | 4,964 | 2,696 | 2,180 | |
26 |
- | 285 | 285 | 677 | 2,332 | 5,601 | 8,870 | 12,139 | 15,408 | 17,395 | 20,522 | 21,402 | 12,907 | - | |
28 |
93,555 | 249,055 | 422,555 | 255,386 | 200,386 | 90,386 | 90,055 | 282,226 | 292,226 | 125,055 | 58,615 | 58,615 | 130,225 | 130,225 | |
29/58 |
451,269 | 249,326 | 107,536 | 223,245 | 279,394 | 422,648 | 599,374 | 175,929 | 154,384 | 493,547 | 425,333 | 563,652 | 100,648 | 25,152 | |
29 |
360,000 | 160,000 | 10,000 | 160,000 | 160,000 | 160,000 | 150,000 | - | - | - | - | - | - | - | |
291 |
360,000 | 160,000 | 10,000 | 160,000 | 160,000 | 160,000 | 150,000 | - | - | - | - | - | - | - | |
3 |
- | - | - | - | - | - | - | - | - | - | - | - | 3,000 | - | |
30/36 |
- | - | - | - | - | - | - | - | - | - | - | - | 3,000 | - | |
40/41 |
44,365 | 29,578 | 30,786 | 33,389 | 63,549 | 64,642 | 15,337 | 27,894 | 27,299 | 57,783 | 91,075 | 72,068 | 85,776 | 17,680 | |
40 |
29,068 | 20,236 | 20,296 | 27,073 | 29,442 | 32,942 | 506 | 17,610 | 27,056 | 57,783 | 91,075 | 72,068 | 85,776 | 17,680 | |
41 |
15,297 | 9,342 | 10,490 | 6,316 | 34,106 | 31,700 | 14,831 | 10,284 | 243 | - | - | - | - | - | |
50/53 |
- | - | - | - | - | 107,594 | 112,883 | 107,780 | 100,416 | 198,352 | 178,818 | - | - | - | |
54/58 |
21,908 | 24,278 | 56,493 | 2,662 | 32,465 | 73,914 | 311,234 | 34,086 | 24,142 | 233,679 | 140,488 | 487,237 | 10,978 | 7,075 | |
490/1 |
24,996 | 35,470 | 10,257 | 27,195 | 23,380 | 16,498 | 9,920 | 6,168 | 2,526 | 3,733 | 14,952 | 4,347 | 894 | 398 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
546,779 | 537,294 | 530,376 | 608,214 | 625,990 | 678,038 | 867,460 | 654,194 | 656,104 | 896,739 | 776,643 | 840,208 | 246,476 | 157,557 | |
10/15 |
517,004 | 515,218 | 514,217 | 505,003 | 515,453 | 552,859 | 656,625 | 515,654 | 497,748 | 644,435 | 507,322 | 531,917 | 158,632 | 145,417 | |
10/11 |
80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 130,200 | 130,200 | 130,200 | 130,200 | 130,200 | |
100 |
- | - | - | - | - | - | 80,000 | 80,000 | 80,000 | 130,200 | 130,200 | 130,200 | 130,200 | 130,200 | |
13 |
576,083 | 576,083 | 576,083 | 576,083 | 576,083 | 576,083 | 576,625 | 477,924 | 477,924 | 511,263 | 34,800 | 28,432 | 28,432 | 15,217 | |
130/1 |
- | - | - | 8,000 | 8,000 | 8,000 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 8,000 | 8,000 | 8,000 | 13,020 | 13,020 | 13,020 | 13,020 | 13,020 | |
1311 |
- | - | - | 8,000 | 8,000 | 8,000 | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | - | - | - | 12,907 | 5,826 | - | - | - | |
133 |
576,083 | 576,083 | 576,083 | 568,083 | 568,083 | 568,083 | 568,625 | 469,924 | 469,924 | 485,336 | 15,954 | 15,412 | 15,412 | 2,197 | |
14 |
-139,080 | -140,865 | -141,866 | -151,080 | -140,631 | -103,224 | - | -42,270 | -60,175 | 2,973 | 342,323 | 373,285 | - | - | |
16 |
- | - | - | - | - | - | - | - | - | - | - | 62,500 | 62,500 | - | |
160/5 |
- | - | - | - | - | - | - | - | - | - | - | 62,500 | 62,500 | - | |
17/49 |
29,775 | 22,076 | 16,159 | 103,211 | 110,538 | 125,179 | 210,835 | 138,541 | 158,355 | 252,304 | 269,321 | 245,791 | 25,344 | 12,140 | |
17 |
- | - | - | 78,150 | 88,062 | 97,748 | 107,212 | 116,461 | 125,499 | 165,786 | 157,618 | - | - | - | |
170/4 |
- | - | - | 78,150 | 88,062 | 97,748 | 107,212 | 116,461 | 125,499 | 165,786 | 157,618 | - | - | - | |
42/48 |
23,697 | 20,756 | 14,839 | 24,728 | 22,117 | 27,072 | 91,620 | 21,721 | 32,498 | 86,097 | 32,376 | 35,234 | 22,803 | 11,385 | |
42 |
- | - | - | 9,912 | 9,686 | 9,465 | 9,249 | 9,038 | 8,831 | 26,803 | 24,989 | 23,516 | - | - | |
43 |
- | - | - | - | - | - | - | - | - | 4,949 | - | - | - | - | |
430/8 |
- | - | - | - | - | - | - | - | - | 4,949 | - | - | - | - | |
44 |
22,159 | 11,830 | 9,135 | 6,833 | 5,873 | 12,722 | 14,161 | 4,425 | 16,959 | 36,838 | 1,115 | 3,255 | 10,938 | 398 | |
440/4 |
22,159 | 11,830 | 9,135 | 6,833 | 5,873 | 12,722 | 14,161 | 4,425 | 16,959 | 36,838 | 1,115 | 3,255 | 10,938 | 398 | |
45 |
450 | 5,696 | 345 | 1,449 | 4,889 | 3,215 | 64,500 | 5,498 | 3,817 | 15,910 | 3,454 | 6,112 | 10,377 | 10,947 | |
450/3 |
450 | 5,696 | 345 | 1,449 | 1,689 | 15 | 61,300 | 2,298 | 1,191 | 15,910 | 3,454 | 6,112 | 10,377 | 10,947 | |
454/9 |
- | - | - | - | 3,200 | 3,200 | 3,200 | 3,200 | 2,625 | - | - | - | - | - | |
47/48 |
1,088 | 3,230 | 5,360 | 6,534 | 1,670 | 1,670 | 3,710 | 2,761 | 2,892 | 1,597 | 2,819 | 2,351 | 1,488 | 41 | |
492/3 |
6,078 | 1,320 | 1,320 | 333 | 358 | 359 | 12,003 | 358 | 358 | 421 | 79,327 | 210,557 | 2,541 | 754 | |
| Income statement | |||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 108,000 | |
76A |
- | - | 6,040 | - | - | 4,730 | - | - | - | - | - | - | - | - | |
9900 |
-283 | -1,879 | 7,473 | 2,195 | -30,053 | -78,177 | 1,273 | 34,242 | -8,366 | 54,094 | 47,325 | -425 | 91,280 | 28,229 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 84,861 | |
62 |
- | - | - | - | - | 231 | 311 | 1,479 | 1,947 | 751 | 508 | 2,248 | 302 | - | |
630 |
1,917 | 1,658 | 896 | 16,627 | 18,794 | 18,934 | 18,009 | 18,620 | 17,661 | 38,591 | 51,666 | 27,840 | 2,249 | 335 | |
635/8 |
- | - | - | - | - | - | - | - | - | - | -62,500 | - | 62,500 | - | |
640/8 |
219 | 1,603 | 904 | 737 | 324 | 1,766 | 681 | 5,110 | 3,138 | 3,852 | 13,672 | 1,860 | 2,135 | 1,367 | |
66A |
80 | - | - | - | 134 | - | - | - | - | 220 | 21,299 | - | - | - | |
9901 |
-2,499 | -5,140 | 5,673 | -15,169 | -49,305 | -99,108 | -17,728 | 9,033 | -31,111 | 10,900 | 43,979 | -32,374 | 24,094 | 26,526 | |
75/76B |
5,037 | 6,925 | 7,475 | 7,107 | 9,664 | 7,674 | 220,714 | 14,820 | 5,212 | 254,742 | 3,284 | 678,451 | 18 | 4 | |
75 |
5,037 | 6,925 | 7,475 | 7,107 | 9,664 | 7,674 | 218,759 | 14,820 | 5,212 | 254,742 | 3,284 | 678,451 | 18 | 4 | |
76B |
- | - | - | - | - | - | 1,955 | - | - | - | - | - | - | - | |
65/66B |
301 | 378 | 3,638 | 2,508 | -3,341 | 8,280 | - | 3,891 | 9,601 | 1,419 | 24,956 | 473 | 75 | 7 | |
65 |
301 | 378 | 3,638 | 2,508 | -3,341 | 8,280 | - | 3,891 | 9,601 | 1,198 | 24,956 | 473 | 75 | 7 | |
66B |
- | - | - | - | - | - | - | - | - | 220 | - | - | - | - | |
9903 |
2,236 | 1,407 | 9,510 | -10,569 | -36,300 | -99,714 | 202,985 | 19,962 | -35,499 | 264,224 | 1,007 | 645,603 | 24,038 | 26,523 | |
67/77 |
451 | 406 | 297 | -120 | 1,106 | 4,052 | 62,014 | 2,057 | 988 | 47,987 | 1,144 | 264 | 10,822 | 8,001 | |
9904 |
1,786 | 1,001 | 9,214 | -10,449 | -37,406 | -103,767 | 140,972 | 17,905 | -36,487 | 216,237 | -137 | 645,339 | 13,215 | 18,523 | |
789 |
- | - | - | - | - | - | - | - | 12,907 | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | - | - | 7,081 | 5,826 | - | - | - | |
9905 |
1,786 | 1,001 | 9,214 | -10,449 | -37,406 | -103,767 | 140,972 | 17,905 | -23,580 | 209,155 | -5,962 | 645,339 | 13,215 | 18,523 | |
| Appropriation of the result | |||||||||||||||
9906 |
-139,080 | -140,865 | -141,866 | -151,080 | -140,631 | -103,767 | 98,702 | -42,270 | -20,608 | 551,478 | 367,323 | 645,339 | 13,215 | 18,523 | |
14P |
-140,865 | -141,866 | -151,080 | -140,631 | -103,224 | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | 542 | - | - | 20,432 | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | 98,702 | - | - | 469,381 | 542 | - | 13,215 | 15,217 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 13,020 | |
6921 |
- | - | - | - | - | - | 98,702 | - | - | 469,381 | 542 | - | 13,215 | 2,197 | |
694/7 |
- | - | - | - | - | - | - | - | 60,000 | 79,124 | 25,000 | 272,054 | - | 3,306 | |
694 |
- | - | - | - | - | - | - | - | 60,000 | 79,124 | 25,000 | 272,054 | - | 3,306 | |
| Document | |||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 21-05-2026.
2025 annual accounts filed 21 days after the deadline. Filed on 21 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00116517.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 21-05-2026 | 2026-00116517 | |
| 30-09-2024 | micro format | 08-05-2025 | 2025-00091282 | |
| 30-09-2023 | micro format | 11-04-2024 | 2024-00061266 | |
| 30-09-2022 | micro format | 27-04-2023 | 2023-00067797 | |
| 30-09-2021 | micro format | 22-04-2022 | 2022-20006401 | |
| 30-09-2020 | micro format | 15-04-2021 | 2021-10400034 | |
| 30-09-2019 | micro format | 29-05-2020 | 2020-13400263 | |
| 30-09-2018 | abbreviated format | 14-04-2019 | 2019-09800235 | |
| 30-09-2017 | abbreviated format | 20-04-2018 | 2018-10200039 | |
| 30-09-2016 | abbreviated format | 28-04-2017 | 2017-10000536 | |
| 30-09-2015 | abbreviated format | 01-04-2016 | 2016-08400095 | |
| 30-09-2014 | abbreviated format | 24-04-2015 | 2015-10200082 | |
| 30-09-2013 | abbreviated format | 24-04-2014 | 2014-09400426 | |
| 30-09-2012 | abbreviated format | 29-03-2013 | 2013-07400597 |
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €768 | €1,002 |
| 2024 | 1 | €234 | €0 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -582 | -3,482 | 6,569 | 1,459 | -30,511 | -80,174 | 281 | 27,653 | -13,450 | 49,491 | 95,645 | -4,533 | 26,343 | 26,862 | ||
| 3,703 | 2,659 | 10,110 | 6,178 | -18,612 | -84,833 | 158,981 | 36,525 | -18,827 | 254,827 | 51,529 | 673,179 | 15,464 | 18,858 | ||
| -190,541 | 40,286 | 170,000 | 55,000 | 110,000 | 6,238 | -192,171 | 5,166 | 167,171 | 149,032 | 126,419 | 230,179 | 15,673 | 132,740 | ||
| -2,370 | -32,214 | 53,830 | -29,803 | -41,449 | -237,320 | 277,148 | 9,944 | -209,537 | 93,191 | -346,749 | 476,259 | 3,904 | - | ||
| 427,572 | 228,570 | 92,697 | 198,518 | 257,277 | 395,576 | 507,755 | 154,208 | 121,886 | 407,451 | 392,957 | 528,418 | 77,844 | 13,767 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 24.6% | ||
| 94.6% | 95.9% | 97.0% | 83.0% | 82.3% | 81.5% | 75.7% | 78.8% | 75.9% | 71.9% | 65.3% | 63.3% | 64.4% | 92.3% | ||
| 19.04 | 12.01 | 7.25 | 9.03 | 12.63 | 15.61 | 6.54 | 8.10 | 4.75 | 5.73 | 13.14 | 16.00 | 4.41 | 2.21 | ||
| 19.04 | 12.01 | 7.25 | 9.03 | 12.63 | 15.61 | 6.54 | 8.10 | 4.75 | 5.73 | 13.14 | 16.00 | 4.28 | 2.21 | ||
| 0.06 | 0.04 | 0.03 | 0.20 | 0.21 | 0.23 | 0.32 | 0.27 | 0.32 | 0.39 | 0.53 | 0.46 | 0.16 | 0.08 | ||
| 0.3% | 0.2% | 1.8% | -2.1% | -7.3% | -18.8% | 21.5% | 3.5% | -7.3% | 33.6% | 0.0% | 121.3% | 8.3% | 12.7% | ||
| 0.3% | 0.2% | 1.7% | -1.7% | -6.0% | -15.3% | 16.3% | 2.7% | -5.6% | 24.1% | 0.0% | 76.8% | 5.4% | 11.8% | ||
| -1.93 | -9.21 | 1.81 | 0.58 | 9.13 | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 60 days | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 2 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | - | - | €50,000 | €50,000 |
| Carrying value of the mortgaged assets | - | - | - | €128,402 | €140,608 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €40,286 | - | - | - |
| Financial fixed assets | - | - | €170,000 | €55,000 | €110,000 |
| €1,917 | €1,658 | €896 | €16,627 | €18,794 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €2,499, smaller than the loss of €5,140 in 2024.
Debt's share of the balance-sheet total rises from 4.1% to 5.4%. Equity and debt are higher.
Source: list of holdings in its own 30-09-2022 accounts. The amounts are in that list and come from the holdings' accounts at 30-06-2015, in their own currency.
The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Beukendreef 6a registered office 2860 Sint-Katelijne-Waver | 07-06-2011 | 2.199.766.889 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12035E0064/00P010 | 1,243 m² | 1 · 198 m² | 9.4 m · 2 |
If something looks wrong or is missing, please tell us.