Equity
€439,379 ▼ 25.5%
CREATOOZ paid out €120,000 in dividends in a year with a loss of €30,573.
CREATOOZ
Lifetime
15 annual accounts with figures on one time axispeak €290,049 (2020)
-€34,903▼ €80,336
lowest -€30,573 (2025)
-€30,573▼ €59,863
peak €589,953 (2024)
€439,379▼ 25.5%
€25,181▼ 8.6%
Board1 name since 2011
1 directorAVONTS Erik
Documentsfilings and deeds
08-10-202669 days late
2025micro format
Gross margin from €45,433 to -€34,903Loss of €30,573Dividend €120,000Equity from €589,953 to €439,379
Key points
from the 2025 annual accountsResult
-€30,573 -€30,573
From profit to loss in 2025, after a profit of €29,290 in 2024.
Filings
15 annual accounts 69 days
Latest accounts filed late: after the legal deadline.
Turnover not published (micro format)
Checked score
91
Excellent
Financially stronger than 54% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.4%▲ +0.1 percentage points vs 11-2025
01-2026: 0.7%▲ +0.3 percentage points vs 12-2025highest value
02-2026: 0.4%▼ -0.3 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.1%▼ -0.4 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 69 days late; 3 of the last 3 accounts late
Loss of €30,573 (financial year 2025)
lowers risk
Liquidity: current ratio 17.58, cash €322,660
Equity €439,379 (94.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 13% on profitability and 22% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,686 companies had the same profile as CREATOOZ has now. Each dot stands for 7 companies, two years later.
93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CREATOOZ itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for CREATOOZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.58 (21.42 in 2024), above the usual 1.5. Short-term debt is 5.4% and cash 69.5% of total assets. 5.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 69 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-10-2026, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
69 days late
2024
162 days late
2023
97 days late
2022
78 days late
2021
127 days late
2020
173 days late
2019
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 107 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 November (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0833065296
Change of role: AVONTS Erik, from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 27-12-2023 · Gazette deed
First establishment
Zagerijstraat 33, Boechout
Incorporation
published on 03-02-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CREATOOZ Boechout | €464,560 | -€34,903 | 94.6% | - |
| Cargaux Systems Antwerp | €476,756 | €770 | 94.5% | - |
| WVIMC Sint-Katelijne-Waver | €546,779 | -€283 | 94.6% | - |
| FAVOURIT Bornem | €392,407 | -€29,958 | 56.0% | - |
| FinXellence Lubbeek | €436,021 | -€2,576 | 87.7% | - |
| JACEE Consulting Leuven | €518,822 | -€25,485 | 99.6% | - |
| WANTE Merchtem | €439,531 | -€40,972 | 98.4% | - |
These companies have the same main activity as CREATOOZ: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €392,000 and €547,000, founded between 2009 and 2011.
Official details
Source: KBO- Status
- Active since 17-01-2011Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.195.714.8632530 Boechout, since 27-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on CREATOOZ
CREATOOZ files the micro format. That format states no turnover. The gross margin fell from €58,706 in 2011 to -€34,903 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CREATOOZ
- What is the company number of CREATOOZ?
- The company number of CREATOOZ is 0833.065.296. The VAT number is the same number with BE in front: BE 0833.065.296.
- Where is CREATOOZ based?
- The registered office is at Zagerijstraat 33, 2530 Boechout.Company details
- What does CREATOOZ do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CREATOOZ?
- CREATOOZ is a private limited company (BV).
- When was CREATOOZ founded?
- CREATOOZ was founded on 17-01-2011.
- Is CREATOOZ still active?
- Yes, CREATOOZ is an active enterprise in the KBO register.
- What is the turnover of CREATOOZ?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2023 turnover was €167,581.Financials
- Is CREATOOZ profitable?
- In financial year 2025, CREATOOZ made a loss of €30,573.
- Where can I find the annual accounts of CREATOOZ?
- CREATOOZ filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREATOOZ due?
- CREATOOZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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