WVB CONSULTING
ActiveWVB CONSULTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €162k and a net result of €50k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+15
Solvency97▲+34
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 4.42 against 1.52 in 2023; short-term debt: 15.7% and cash: 13.1% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-11-2025, 112 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
112 d late
2023
30 d late
2022
30 d late
2021
24 d late
2020
29 d late
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€162k▲ 44.7%
2023 · €112k
2018: €-13k
2019: €1k
2020: €56
2021: €134k
2022: €81k
2023: €112k
2018 → 2024
Total assets
€225k▼ 24.1%
2023 · €296k
2018: €19k
2019: €59k
2020: €44k
2021: €229k
2022: €176k
2023: €296k
2018 → 2024
Net result
€50k▲ 60.7%
2023 · €31k
2018: €-17k
2019: €2k
2020: €-1k
2021: €224k
2022: €6k
2023: €31k
2018 → 2024
Working capital
€121k▲ 69.2%
2023 · €71k
2018: €-30k
2019: €14k
2020: €12k
2021: €134k
2022: €80k
2023: €71k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€56-€134k▲ 239,915%€81k▼ 39.9%€112k▲ 38.5%€162k▲ 44.7%
Operating result€-2k-€238k€15k▼ 93.6%€45k▲ 197%€80k▲ 76.7%
Net result€-1k-€224k€6k▼ 97.2%€31k▲ 389%€50k▲ 60.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 77% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €225k
Fixed assets
€68k▼ 21.5%
Current assets
€156k▼ 25.2%
Equity and liabilities €225k
Equity
€162k▲ 44.7%
Debt
€63k▼ 65.9%
The debt ratio falls from 62.2% to 27.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2023 · €52k
Cash flow
€69k▲
2023 · €38k
Solvency
72.1%▲
2023 · 37.8%
Current ratio
4.42▲
2023 · 1.52
Quick ratio
4.42▲
2023 · 1.52
Debt / equity
0.39▼
2023 · 1.65
ROE
30.9%▲
2023 · 27.8%
ROA
22.3%▲
2023 · 10.5%
Interest coverage
34.64▼
2023 · 37.92
Debt
€63k▼
2023 · €184k
Debt ≤ 1 year
€35k▼
2023 · €137k
Debt > 1 year
€27k▼
2023 · €47k
Income taxes
€27k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€296k€225k▼
Fixed assets21/28€87k€68k▼
Tangible fixed assets22/27€87k€68k▼
Furniture and vehicles24€87k€68k▼
Current assets29/58€209k€156k▼
Amounts receivable within one year40/41€105k€33k▼
Trade receivables40€100k€9k▼
Other amounts receivable41€4k€23k▲
Current investments50/53-€94k
Cash at bank and in hand54/58€104k€29k▼
Deferred charges and accrued income490/1-€605
Equity and liabilities
Total equity and liabilities10/49€296k€225k▼
Equity10/15€112k€162k▲
Contributions10/11€19k€19k=
Reserves13€33k€33k=
Non-distributable reserves130/1-€165
Reserves not available under the articles1311-€165
Distributable reserves133€33k€33k▼
Profit (loss) carried forward14€60k€110k▲
Amounts payable17/49€184k€63k▼
Amounts payable after more than one year17€47k€27k▼
Financial debts170/4€47k€27k▼
Amounts payable within one year42/48€137k€35k▼
Current portion of amounts payable after more than one year42€10k€14k▲
Trade debts44€106k-
Suppliers440/4€106k-
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€16k€21k▲
Other amounts payable47/48€6k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€19k▲
Other operating charges640/8€526€372▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€56k€99k▲
Operating profit (loss)9901€45k€80k▲
Financial income75/76B€6k€143▼
Recurring financial income75€6k€143▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€1k€3k▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€48k€77k▲
Income taxes67/77€17k€27k▲
Profit (loss) for the period9904€31k€50k▲
Profit (loss) for the period to be appropriated9905€31k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€110k▲
Profit (loss) brought forward from the previous period14P€60k€60k=
Transfer to equity691/2€31k-
To other reserves6921€31k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 112 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 4.42
Current ratio from 1.52 to 4.42; short-term debt falls from €137k to €35k.
31-12
Financial
Equity above €150kEq €162k ▲44.7%
4 profitable years in a row build equity to €162k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €112k ▲38.5%
3 profitable years in a row build equity to €112k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €224k
Net result €224k after one loss-making year.
31-12
Financial
Equity above €100kEq €134k ▲239915%
Equity rises from €56 to €134k.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 1.35
Current ratio from 0.09 to 1.35.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pirrestraat(Moe) 49500 GeraardsbergenGround area
946 m²
Building footprint
201 m²
Volume, LiDAR
973 m³
Parcel 41041B0530/00N000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WVB CONSULTING
since 20072.161.880.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41041B0530/00N000 | Flanders | 945 m² | 1 · 201 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500L55MSGT7DTKV17
Similar companies · same sector, comparable size
B-LEAN
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ASC - ADVIES IN SPORT EN COMMUNICATIE
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GrondVast
BE 1003.243.779
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Tryve Belgium
BE 0744.742.640
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NVH
BE 0870.535.111
Nijlen · Eq €162k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.