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JUST-IN

Active
Private limited companyfounded 200620 years activeBoonakker 14, 9140 Temse, BelgiumKBO/BCE: BE 0883.159.561
Summary

JUST-IN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230,540 and a net result of €37,653. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742
1 site
Size
€257,310total assets 2025
Equity
€230,540
Profit
€37,653
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts 75 days early0 of 6 deeds read
Why 97- Sector Retail trade (NACE 47)+ Liquidity: current ratio 7.32, cash €59,157+ Founded in 2006+ Equity €230,540 (89.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.6% of total assets
Liquidity 78+5
short-term debt 10.4% · cash 23.0%
Profitability 87-2
return on assets 14.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 7.32 against 6.32 in 2024; short-term debt: 10.4% and cash: 23% of total assets), and 10.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 83% on liquidity, 82% on profitability and 61% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 7.32, cash €59,157
NBB · annual accounts
lowers risk · Founded in 2006
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €230,540 (89.6% of total assets)
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 15-12-2025, 75 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
75 days early
2024
78 days early
2023
76 days early
2022
71 days early
2021
35 days early
2020
38 days early
2019
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 58 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today. Usually files around 15 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-07-2026 close07-10-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €39,060 ▲7.6%

Key points

  • Positive: Among the best 7% on solvencysector median 33.9% · 22,078 companies 89.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €37,653 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€257,310
Profit
€37,653
Solvency
89.6%
Total assets▲ 8.4%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 28-02-2027
  1. 15-12-2023Annual accounts filed
  2. 31-07-2023Equity above €200,000
  3. 19-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
25-08-2006
Year ends
31-07
Peppol
Reachable for e-invoices
Go to Company details

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