Summary
WUIAME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €278,642 and a net result of -€202,606. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 9872 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9872 sector peers (2024).
NBB · sector comparisonPosition among 9872 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
16 d early
2022
41 d early
2021
11 d early
2020
4 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€278,642▼ 41.3%
2023 · €475,049
Net result
-€202,606
2023 · €8,698
Total assets
€2.2m▲ 0.4%
2023 · €2.2m
Solvency
12.6%▼ 9.0pp
2023 · 21.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€57,974▼ 6.4%€56,805▼ 2.0%€53,133▼ 6.5%€42,472▼ 20.1%-€152,205
Net result€19,101within the sector's middle half▼ 16.4%€20,882within the sector's middle half▲ 9.3%€20,115within the sector's middle half▼ 3.7%€8,698within the sector's middle half▼ 56.8%-€202,606below the sector's middle half
Equity€425,354below the sector's middle half▲ 4.7%€446,236above the sector's middle half▲ 4.9%€466,350above the sector's middle half▲ 4.5%€475,049above the sector's middle half▲ 1.9%€278,642within the sector's middle half▼ 41.3%
Total assets€2.2mwithin the sector's middle half▼ 0.2%€2.2mabove the sector's middle half▲ 0.3%€2.2mabove the sector's middle half▲ 0.5%€2.2mabove the sector's middle half▼ 0.6%€2.2mabove the sector's middle half▲ 0.4%
Debt€1.8m▼ 1.3%€1.8m▼ 0.8%€1.8m▼ 0.5%€1.7m▼ 1.3%€1.9m▲ 11.9%
Working capital-€471,768within the sector's middle half▼ 19.4%-€550,837below the sector's middle half▼ 16.8%-€640,098below the sector's middle half▼ 16.2%-€566,551below the sector's middle half▲ 11.5%-€321,113below the sector's middle half▲ 43.3%
Solvency19.3%below the sector's middle half▲ 0.9pp20.2%below the sector's middle half▲ 0.9pp21.0%below the sector's middle half▲ 0.8pp21.6%below the sector's middle half▲ 0.5pp12.6%below the sector's middle half▼ 9.0pp
Current ratio0.03below the sector's middle half▼ 0.010.03below the sector's middle half▲ 0.010.04below the sector's middle half=0.02below the sector's middle half▼ 0.010.53below the sector's middle half▲ 0.50
Return on assets (ROA)0.9%within the sector's middle half▼ 0.2pp0.9%below the sector's middle half▲ 0.1pp0.9%below the sector's middle half=0.4%below the sector's middle half▼ 0.5pp-9.2%below the sector's middle half▼ 9.6pp
Staff (FTE)2.5
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €152,205 after €42,472 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.9m ▼ 15.3%
Current assets
€357,542 ▲ 2,460%
Equity and liabilities €2.2m
Equity
€278,642 ▼ 41.3%
Debt
€1.9m ▲ 11.9%
Debt's share of the balance-sheet total rises from 78.4% to 87.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-72.7%▼
2023 · 1.8%
Debt ≤ 1 year
€678,655▲
2023 · €580,518
Debt > 1 year
€1.3m▲
2023 · €1.1m
Income taxes
€173▼
2023 · €2,940
Staff costs
€213,059
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €213,059 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €155 | €1,821 | €3,366 | €110,848 | ▲ 3,193% |
| Other operating charges640/8 | - | - | - | - | €1 | - |
| Gross operating margin9900 | €58,522 | €56,960 | €54,954 | €45,838 | €171,703 | ▲ 275% |
| Operating profit (loss)9901 | €57,974 | €56,805 | €53,133 | €42,472 | -€152,205 | ▼ 458% |
| Financial income75/76B | - | - | - | - | €361 | - |
| Recurring financial income75 | - | - | - | - | €361 | - |
| Financial charges65/66B | - | €30,596 | €27,606 | €30,834 | €50,589 | ▲ 64.1% |
| Recurring financial charges65 | €33,806 | €30,596 | €27,606 | €30,834 | €50,589 | ▲ 64.1% |
| Profit (loss) for the period before taxes9903 | €24,167 | €26,210 | €25,526 | €11,638 | -€202,433 | ▼ 1,839% |
| Income taxes67/77 | €5,066 | €5,328 | €5,412 | €2,940 | €173 | ▼ 94.1% |
| Profit (loss) for the period9904 | €19,101 | €20,882 | €20,115 | €8,698 | -€202,606 | ▼ 2,429% |
| Profit (loss) for the period to be appropriated9905 | €19,101 | €20,882 | €20,115 | €8,698 | -€202,606 | ▼ 2,429% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | ▲ 0.4% |
| Fixed assets21/28 | €2.2m | €2.2m | €2.2m | €2.2m | €1.9m | ▼ 15.3% |
| Intangible fixed assets21 | - | - | - | - | €1.7m | - |
| Tangible fixed assets22/27 | - | €945 | €8,124 | €4,758 | €129,724 | ▲ 2,627% |
| Land and buildings22 | - | - | - | - | €111,214 | - |
| Plant, machinery and equipment23 | - | €945 | €578 | €212 | €17,281 | ▲ 8,055% |
| Furniture and vehicles24 | - | - | €7,545 | €4,546 | €1,229 | ▼ 73.0% |
| Other tangible fixed assets26 | - | - | - | - | €0 | - |
| Financial fixed assets28 | €2.2m | €2.2m | €2.2m | €2.2m | €642 | ▼ 100.0% |
| Current assets29/58 | €13,489 | €19,494 | €24,180 | €13,967 | €357,542 | ▲ 2,460% |
| Stocks and contracts in progress3 | - | - | - | - | €171,055 | - |
| Stocks30/36 | - | - | - | - | €171,055 | - |
| Amounts receivable within one year40/41 | €934 | €7,736 | €12,688 | €3,060 | €160,614 | ▲ 5,148% |
| Trade receivables40 | - | €7,063 | €12,100 | - | €50,595 | - |
| Other amounts receivable41 | - | €672 | €588 | €3,060 | €110,018 | ▲ 3,495% |
| Cash at bank and in hand54/58 | €11,841 | €11,044 | €10,130 | €9,735 | €24,282 | ▲ 149% |
| Deferred charges and accrued income490/1 | - | €714 | €1,361 | €1,172 | €1,591 | ▲ 35.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | ▲ 0.4% |
| Equity10/15 | €425,354 | €446,236 | €466,350 | €475,049 | €278,642 | ▼ 41.3% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €18,600 | ▲ 50.0% |
| Outside capital11 | - | - | - | - | €18,600 | - |
| Other1109/19 | - | - | - | - | €18,600 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €411,094 | €431,976 | €452,090 | €460,789 | €258,182 | ▼ 44.0% |
| Amounts payable17/49 | €1.8m | €1.8m | €1.8m | €1.7m | €1.9m | ▲ 11.9% |
| Amounts payable after more than one year17 | €1.3m | €1.2m | €1.1m | €1.1m | €1.3m | ▲ 9.6% |
| Financial debts170/4 | - | €1.2m | €1.1m | €1.1m | €1.3m | ▲ 9.6% |
| Amounts payable within one year42/48 | €485,257 | €570,331 | €664,278 | €580,518 | €678,655 | ▲ 16.9% |
| Current portion of amounts payable after more than one year42 | - | €106,990 | €109,128 | €126,991 | €160,465 | ▲ 26.4% |
| Financial debts43 | - | - | - | - | €272,882 | - |
| Credit institutions430/8 | - | - | - | - | €272,882 | - |
| Trade debts44 | - | €2,919 | €2,371 | €3,119 | €141,949 | ▲ 4,451% |
| Suppliers440/4 | - | €2,919 | €2,371 | €3,119 | €141,949 | ▲ 4,451% |
| Taxes, remuneration and social security45 | - | €7,335 | €5,373 | €7,416 | €48,137 | ▲ 549% |
| Taxes450/3 | - | €7,335 | €5,373 | €7,416 | €6,483 | ▼ 12.6% |
| Remuneration and social security454/9 | - | - | - | - | €41,654 | - |
| Other amounts payable47/48 | - | €453,087 | €547,405 | €442,991 | €55,223 | ▼ 87.5% |
| Accrued charges and deferred income492/3 | - | €3,424 | €2,045 | €2,681 | €274 | ▼ 89.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,101 | €20,882 | €20,115 | €8,698 | -€202,606 | ▼ 2,429% |
| + Depreciation and write-downs630 | - | €155 | €1,821 | €3,366 | €110,848 | ▲ 3,193% |
| Operating cash flow (approximation) | €19,101 | €21,036 | €21,936 | €12,064 | -€91,758 | ▼ 861% |
| Investment in fixed assets (approximation) | - | -€1,099 | -€9,000 | €0 | €223,923 | - |
| Change in cash | - | -€797 | -€914 | -€395 | €14,548 | ▲ 3,780% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet -€202,606
Net result drops to -€202,606, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2018
Ground area
438 m²
Building footprint
107 m²
Volume, LiDAR
1,038 m³
Parcel 25083D0237/00H006, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
WUIAME SPRL
since 20182.278.595.425
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083D0237/00H006 | Wallonia | 438 m² | 1 · 107 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingOwners 1
- JPMAparentSourceaccounts JPMA 2024100%
Holdings 1
-
100%
According to the 2023 annual accounts of WUIAME and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded27-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
64210Activities of holding companies
Contact
E-mail
jill.resteigne@yahoo.frOttignies-Louvain-la-Neuve
Phone
0488462785Ottignies-Louvain-la-Neuve
E-invoicing
Reachable via Peppol
Peppol ID
0208:0700471741
Also
9925:BE0700471741
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.