ALTIHOLD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €992k and a net result of €95k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 5523 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
57 d early
2024
57 d early
2023
47 d early
2022
39 d early
2021
50 d early
2020
53 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€992k▲ 10.6%
2024 · €897k
2019: €181k
2020: €281k
2021: €434k
2022: €605k
2023: €758k
2024: €897k
2019 → 2025
Net result
€95k▼ 31.1%
2024 · €138k
2019: €161k
2020: €100k
2021: €152k
2022: €172k
2023: €153k
2024: €138k
2019 → 2025
Total assets
€1.69M▲ 2.2%
2024 · €1.66M
2019: €1.16M
2020: €1.15M
2021: €1.21M
2022: €1.14M
2023: €1.74M
2024: €1.66M
2019 → 2025
Solvency
58.6%▲ 4.5pp
2024 · 54.1%
2019: 15.6%
2020: 24.5%
2021: 36.0%
2022: 52.9%
2023: 43.6%
2024: 54.1%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€434k-€605k▲ 39.6%€758k▲ 25.2%€897k▲ 18.3%€992k▲ 10.6%
Operating result€218k-€238k▲ 9.1%€236k▼ 0.5%€212k▼ 10.3%€154k▼ 27.3%
Net result€152k-€172k▲ 12.5%€153k▼ 11.1%€138k▼ 9.2%€95k▼ 31.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€1.55M=
Current assets
€143k▲ 33.8%
Equity and liabilities €1.69M
Equity
€992k▲ 10.6%
Debt
€701k▼ 7.8%
The debt ratio falls from 45.9% to 41.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
58.6%▲
2024 · 54.1%
ROE
9.6%▼
2024 · 15.4%
ROA
5.6%▼
2024 · 8.4%
Debt
€701k▼
2024 · €760k
Debt ≤ 1 year
€701k▼
2024 · €760k
Income taxes
€32k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€1.69M▲
Fixed assets21/28€1.55M€1.55M=
Financial fixed assets28€1.55M€1.55M=
Current assets29/58€107k€143k▲
Amounts receivable within one year40/41€82k€8k▼
Trade receivables40€79k-
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€24k€135k▲
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.69M▲
Equity10/15€897k€992k▲
Contributions10/11€20k€20k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€872k€967k▲
Amounts payable17/49€760k€701k▼
Amounts payable within one year42/48€760k€701k▼
Current portion of amounts payable after more than one year42€89k-
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€657k€684k▲
Income statement
Code20242025
Gross operating margin9900€212k€154k▼
Operating profit (loss)9901€212k€154k▼
Financial charges65/66B€28k€27k▼
Recurring financial charges65€28k€27k▼
Profit (loss) for the period before taxes9903€185k€127k▼
Income taxes67/77€46k€32k▼
Profit (loss) for the period9904€138k€95k▼
Profit (loss) for the period to be appropriated9905€138k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€872k€967k▲
Profit (loss) brought forward from the previous period14P€733k€872k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €95k ▼31.1%
Net result drops to €95k, the lowest in the series.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2019net €172k ▲12.5%
Operating result €238k, net result €172k, both a record.
30-09
Financial
Equity above €500kEq €605k ▲39.6%
4 profitable years in a row build equity to €605k.
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €281k ▲55.4%
2 profitable years in a row build equity to €281k.
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Optimismelaan 11140 EvereGround area
1,646 m²
Building footprint
551 m²
Volume, LiDAR
6,616 m³
Parcel 21372C0024/00C002, Brussels · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ALTIHOLD
since 20182.285.289.514
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0024/00C002 | Brussels | 1,646 m² | 1 · 551 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,679 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2018
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.