WSQL EXPERIENCE
ActiveWSQL EXPERIENCE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €3k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+19
Solvency41▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.8 in 2024; short-term debt: 16.2% and cash: 5.3% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
55 d late
2022
11 d early
2021
24 d late
2020
12 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€105k▼ 13.9%
2024 · €121k
2019: €38k
2020: €37k
2021: €49k
2022: €126k
2023: €116k
2024: €121k
2019 → 2025
Total assets
€648k▼ 4.2%
2024 · €677k
2019: €175k
2020: €110k
2021: €460k
2022: €491k
2023: €568k
2024: €677k
2019 → 2025
Net result
€3k▼ 42.3%
2024 · €5k
2019: €26k
2020: €-1k
2021: €12k
2022: €77k
2023: €-10k
2024: €5k
2019 → 2025
Working capital
€-1k▲ 94.9%
2024 · €-26k
2019: €80k
2020: €80k
2021: €-61k
2022: €-54k
2023: €-113k
2024: €-26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€126k▲ 155%€116k▼ 7.7%€121k▲ 4.6%€105k▼ 13.9%
Operating result€19k-€128k▲ 589%€12k▼ 90.5%€21k▲ 75.7%€54k▲ 154%
Net result€12k-€77k▲ 517%€-10k€5k€3k▼ 42.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 154% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €648k
Fixed assets
€544k▼ 4.7%
Current assets
€104k▼ 1.8%
Equity and liabilities €648k
Equity
€105k▼ 13.9%
Debt
€543k▼ 2.1%
The debt ratio rises from 82.0% to 83.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€96k▲
2024 · €48k
Cash flow
€45k▲
2024 · €32k
Solvency
16.1%▼
2024 · 18.0%
Current ratio
0.99▲
2024 · 0.80
Quick ratio
0.99▲
2024 · 0.80
Debt / equity
5.19▲
2024 · 4.57
ROE
2.9%▼
2024 · 4.4%
ROA
0.5%▼
2024 · 0.8%
Interest coverage
5.01▲
2024 · 2.62
Debt
€543k▼
2024 · €555k
Debt ≤ 1 year
€105k▼
2024 · €131k
Debt > 1 year
€438k▲
2024 · €424k
Income taxes
€32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€677k€648k▼
Fixed assets21/28€571k€544k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€194k€168k▼
Plant, machinery and equipment23€130k€128k▼
Furniture and vehicles24€64k€40k▼
Financial fixed assets28€375k€375k=
Current assets29/58€105k€104k▼
Amounts receivable within one year40/41€96k€67k▼
Trade receivables40€40k€29k▼
Other amounts receivable41€56k€38k▼
Cash at bank and in hand54/58€10k€35k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€677k€648k▼
Equity10/15€121k€105k▼
Contributions10/11€12k€12k=
Reserves13€113k€93k▼
Non-distributable reserves130/1€113k€93k▼
Other1319€113k€93k▼
Profit (loss) carried forward14€-4k€-681▲
Amounts payable17/49€555k€543k▼
Amounts payable after more than one year17€424k€438k▲
Financial debts170/4€424k€438k▲
Amounts payable within one year42/48€131k€105k▼
Current portion of amounts payable after more than one year42€55k€74k▲
Trade debts44€7k€367▼
Suppliers440/4€7k€367▼
Taxes, remuneration and social security45€10k€28k▲
Taxes450/3€10k€28k▲
Remuneration and social security454/9€48-
Other amounts payable47/48€59k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€42k▲
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€30k-
Gross operating margin9900€83k€99k▲
Operating profit (loss)9901€21k€54k▲
Financial income75/76B€2k€57▼
Recurring financial income75€2k€57▼
Financial charges65/66B€18k€19k▲
Recurring financial charges65€18k€19k▲
Profit (loss) for the period before taxes9903€5k€35k▲
Income taxes67/77-€32k
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-681▲
Profit (loss) brought forward from the previous period14P€-9k€-4k▲
Transfer from equity791/2-€20k
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼113%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €77k ▲517%
Operating result €128k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲155%
2 profitable years in a row build equity to €126k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pavé de Monte en Peine (H.) 2697022 MonsGround area
1,327 m²
Building footprint
145 m²
Volume, LiDAR
754 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WSQL EXPERIENCE
since 20192.287.268.017
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042C0022/00V004 | Wallonia | 1,180 m² | 1 · 97 m² | 9.2 m · 3 fl. |
| 53027A0065/00Y010 | Wallonia | 147 m² | 1 · 48 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ITSK
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CBE CONSULT
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.wsql.be
E-mail:info@wsql.be