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AI&NET

Active
Private limited companyfounded 20197 yrs activeMercuriuslaan 15, 1180 Ukkel, BelgiumKBO/BCE: BE 0731.589.242
Summary

AI&NET has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200,548 and a net result of €53,621. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 31% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▼-21
Solvency61▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.86 in 2024; short-term debt: 5.1% and cash: 0.6% of total assets), but 64.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 d early
2024
66 d early
2023
21 d late
2022
168 d early
2021
37 d early
2020
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 24 September (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AI&NET was incorporated on 25 July 2019 as a Private limited company.1 Total assets rose from EUR 84,334 in 2020 to EUR 561,997 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€200,548▼ 3.6%
2024 · €208,104
Total assets
€561,997▼ 6.1%
2024 · €598,446
Net result
€53,621▲ 29.2%
2024 · €41,497
Working capital
€68,823▼ 10.9%
2024 · €77,285
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€81,104▲ 29.5%€69,252▼ 14.6%€2,817▼ 95.9%€56,231▲ 1,896%€87,708▲ 56.0%
Net result€64,679above the sector's middle half▲ 29.9%€54,760above the sector's middle half▼ 15.3%-€1,218below the sector's middle half€41,497within the sector's middle half€53,621within the sector's middle half▲ 29.2%
Equity€122,478within the sector's middle half▲ 112%€177,237above the sector's middle half▲ 44.7%€176,019above the sector's middle half▼ 0.7%€208,104above the sector's middle half▲ 18.2%€200,548above the sector's middle half▼ 3.6%
Total assets€148,868within the sector's middle half▲ 76.5%€199,085within the sector's middle half▲ 33.7%€563,697above the sector's middle half▲ 183%€598,446above the sector's middle half▲ 6.2%€561,997above the sector's middle half▼ 6.1%
Debt€26,390▼ 0.5%€21,847▼ 17.2%€387,678▲ 1,674%€390,342▲ 0.7%€361,449▼ 7.4%
Working capital€118,787within the sector's middle half▲ 111%€174,558above the sector's middle half▲ 47.0%€59,015within the sector's middle half▼ 66.2%€77,285within the sector's middle half▲ 31.0%€68,823within the sector's middle half▼ 10.9%
Solvency82.3%above the sector's middle half▲ 13.7pp89.0%above the sector's middle half▲ 6.8pp31.2%below the sector's middle half▼ 57.8pp34.8%within the sector's middle half▲ 3.5pp35.7%within the sector's middle half▲ 0.9pp
Current ratio5.50above the sector's middle half▲ 2.388.99above the sector's middle half▲ 3.493.51within the sector's middle half▼ 5.482.86within the sector's middle half▼ 0.653.42within the sector's middle half▲ 0.56
Return on assets (ROA)43.4%above the sector's middle half▼ 15.6pp27.5%within the sector's middle half▼ 15.9pp-0.2%below the sector's middle half▼ 27.7pp6.9%within the sector's middle half▲ 7.2pp9.5%within the sector's middle half▲ 2.6pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000€100,000Operating result 2021: €81,104€81,104Net result 2021: €64,679€64,679Operating result 2022: €69,252€69,252Net result 2022: €54,760€54,760Operating result 2023: €2,817€2,817Net result 2023: -€1,218-€1,218Operating result 2024: €56,231€56,231Net result 2024: €41,497€41,497Operating result 2025: €87,708€87,708Net result 2025: €53,621€53,62120212022202320242025-€25,000€0€25,000€50,000€75,000€100,000Operating result 2023: €2,817€2,820Net result 2023: -€1,218-€1,220Operating result 2024: €56,231€56,200Net result 2024: €41,497€41,500Operating result 2025: €87,708€87,700Net result 2025: €53,621€53,600202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €561,997
Fixed assets €464,719 ▼ 3.1%
Current assets €97,278 ▼ 18.2%
Equity and liabilities €561,997
Equity €200,548 ▼ 3.6%
Debt €361,449 ▼ 7.4%
Debt's share of the balance-sheet total falls from 65.2% to 64.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102,569▲
2024 · €71,955
Cash flow
€68,482▲
2024 · €57,221
Debt to equity
1.80▼
2024 · 1.88
ROE
26.7%▲
2024 · 19.9%
Interest coverage
0.69▼
2024 · 3.54
Debt ≤ 1 year
€28,455▼
2024 · €41,581
Debt > 1 year
€332,994▼
2024 · €348,761
Income taxes
€19,285▲
2024 · €15,811
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€598,446€561,997▼
Fixed assets21/28€479,580€464,719▼
Tangible fixed assets22/27€479,580€464,719▼
Land and buildings22€477,746€463,522▼
Furniture and vehicles24€1,835€1,197▼
Current assets29/58€118,866€97,278▼
Amounts receivable after more than one year29€27,000-
Other amounts receivable291€27,000-
Amounts receivable within one year40/41€12,438€11,922▼
Trade receivables40€12,306€10,243▼
Other amounts receivable41€132€1,680▲
Current investments50/53€60,383€80,149▲
Cash at bank and in hand54/58€17,064€3,182▼
Deferred charges and accrued income490/1€1,981€2,025▲
Equity and liabilities
Total equity and liabilities10/49€598,446€561,997▼
Equity10/15€208,104€200,548▼
Contributions10/11€8,000€8,000=
Reserves13€200,104€192,548▼
Distributable reserves133€200,104€192,548▼
Amounts payable17/49€390,342€361,449▼
Amounts payable after more than one year17€348,761€332,994▼
Financial debts170/4€348,761€332,994▼
Amounts payable within one year42/48€41,581€28,455▼
Current portion of amounts payable after more than one year42€15,364€15,767▲
Trade debts44€1,158€3,749▲
Suppliers440/4€1,158€3,749▲
Taxes, remuneration and social security45€12,253€192▼
Taxes450/3€12,253€192▼
Other amounts payable47/48€12,806€8,747▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,725€14,861▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€128-
Other operating charges640/8€3,838€3,997▲
Gross operating margin9900€75,921€106,566▲
Operating profit (loss)9901€56,231€87,708▲
Financial income75/76B€21,422€134,503▲
Recurring financial income75€21,422€134,503▲
Financial charges65/66B€20,346€149,305▲
Recurring financial charges65€20,346€149,305▲
Profit (loss) for the period before taxes9903€57,307€72,906▲
Income taxes67/77€15,811€19,285▲
Profit (loss) for the period9904€41,497€53,621▲
Profit (loss) for the period to be appropriated9905€41,497€53,621▲
Appropriation of the result
Profit (loss) to be appropriated9906€41,497€53,621▲
Transfer from equity791/2-€7,556
Transfer to equity691/2€32,085-
To other reserves6921€32,085-
Profit to be distributed694/7€9,412€61,176▲
Return on contributions (dividend)694€9,412€61,176▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€764€1,571€6,292€15,725€14,861▼ 5.5%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€128--
Other operating charges640/8--€1,653€3,838€3,997▲ 4.1%
Gross operating margin9900€81,868€70,823€10,762€75,921€106,566▲ 40.4%
Operating profit (loss)9901€81,104€69,252€2,817€56,231€87,708▲ 56.0%
Financial income75/76B-€110€494€21,422€134,503▲ 528%
Recurring financial income75€129€110€494€21,422€134,503▲ 528%
Financial charges65/66B-€158€4,205€20,346€149,305▲ 634%
Recurring financial charges65€156€158€4,205€20,346€149,305▲ 634%
Profit (loss) for the period before taxes9903€81,076€69,204-€894€57,307€72,906▲ 27.2%
Income taxes67/77€16,397€14,444€324€15,811€19,285▲ 22.0%
Profit (loss) for the period9904€64,679€54,760-€1,218€41,497€53,621▲ 29.2%
Profit (loss) for the period to be appropriated9905€64,679€54,760-€1,218€41,497€53,621▲ 29.2%
Line20212022202320242025Change
Assets
Total assets20/58€148,868€199,085€563,697€598,446€561,997▼ 6.1%
Fixed assets21/28€3,691€2,680€481,129€479,580€464,719▼ 3.1%
Tangible fixed assets22/27€3,691€2,680€481,129€479,580€464,719▼ 3.1%
Land and buildings22--€478,994€477,746€463,522▼ 3.0%
Furniture and vehicles24-€2,680€2,135€1,835€1,197▼ 34.7%
Current assets29/58€145,177€196,405€82,568€118,866€97,278▼ 18.2%
Amounts receivable after more than one year29---€27,000--
Other amounts receivable291---€27,000--
Amounts receivable within one year40/41€22,694€14,052€28,316€12,438€11,922▼ 4.1%
Trade receivables40-€12,267€15,585€12,306€10,243▼ 16.8%
Other amounts receivable41-€1,785€12,731€132€1,680▲ 1,175%
Current investments50/53---€60,383€80,149▲ 32.7%
Cash at bank and in hand54/58€122,483€182,198€53,183€17,064€3,182▼ 81.4%
Deferred charges and accrued income490/1-€155€1,069€1,981€2,025▲ 2.2%
Equity and liabilities
Total equity and liabilities10/49€148,868€199,085€563,697€598,446€561,997▼ 6.1%
Equity10/15€122,478€177,237€176,019€208,104€200,548▼ 3.6%
Contributions10/11-€8,000€8,000€8,000€8,000=
Reserves13-€169,237€168,019€200,104€192,548▼ 3.8%
Distributable reserves133-€169,237€168,019€200,104€192,548▼ 3.8%
Profit (loss) carried forward14€114,478-----
Amounts payable17/49€26,390€21,847€387,678€390,342€361,449▼ 7.4%
Amounts payable after more than one year17--€364,125€348,761€332,994▼ 4.5%
Financial debts170/4--€364,125€348,761€332,994▼ 4.5%
Amounts payable within one year42/48€26,390€21,847€23,553€41,581€28,455▼ 31.6%
Current portion of amounts payable after more than one year42--€14,971€15,364€15,767▲ 2.6%
Trade debts44€3,630€475€1,079€1,158€3,749▲ 224%
Suppliers440/4-€475€1,079€1,158€3,749▲ 224%
Taxes, remuneration and social security45-€21,372€7,504€12,253€192▼ 98.4%
Taxes450/3-€21,372€7,504€12,253€192▼ 98.4%
Other amounts payable47/48---€12,806€8,747▼ 31.7%
Line20212022202320242025Change
Profit (loss) for the period9904€64,679€54,760-€1,218€41,497€53,621▲ 29.2%
+ Depreciation and write-downs630€764€1,571€6,292€15,725€14,861▼ 5.5%
Operating cash flow (approximation)€65,443€56,330€5,074€57,221€68,482▲ 19.7%
Investment in fixed assets (approximation)--€560-€484,742-€14,176€0▲ 100%
Change in cash-€59,715-€129,015-€36,119-€13,882▲ 61.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Back to profitnet €41,497
Net result €41,497 after one loss-making year.
31-03
Financial Equity above €200,000Eq €208,104 ▲18.2%
Equity rises from €176,019 to €208,104.
2023
21-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
31-03
Financial Weakest financial yearnet -€1,218
Net result drops to -€1,218, the lowest in the series; recovery starts the following year.
2022
16-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Equity above €150,000Eq €177,237 ▲44.7%
3 profitable years in a row build equity to €177,237.
2021
24-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Highest result since 2020net €64,679 ▲29.9%
Net result €64,679, the highest in the series.
31-03
Financial Equity above €100,000Eq €122,478 ▲112%
2 profitable years in a row build equity to €122,478.
2020
29-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1.8 ha
Building footprint
409 m²
Volume, LiDAR
10,011 m³
Parcel 21612D0116/00F000, Brussels · tallest building 31.9 m, ±9 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
AI&NET
Mercuriuslaan 15, 1180 UkkelComputer programming, consultancy and related activities
since 20192.291.677.953
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612D0116/00F000 Brussels 1.8 ha 1 · 409 m² 31.9 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500E93CFRIDT48B42
live in the LEI register

Similar companies · same sector, comparable size

Of 29,996 companies in this sector we hold annual accounts for 18,400. 14,760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-07-2019
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Contact
E-mail laurent.coffinet@AiandNet.euUkkel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0731589242
Registered 06-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.