Summary
WSC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8,921 and a net result of -€185,584. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 12% of 1502 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1502 sector peers (2025).
NBB · sector comparisonPosition among 1502 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
20 d late
2024
24 d early
2023
14 d early
2022
4 d early
2021
12 d late
2020
2 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€8,921▼ 95.4%
2024 · €194,505
Net result
-€185,584
2024 · €65,606
Total assets
€199,102▼ 56.3%
2024 · €455,254
Solvency
4.5%▼ 38.2pp
2024 · 42.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€40,467▼ 34.5%€69,799▲ 72.5%€47,483▼ 32.0%€111,323▲ 134%-€178,892
Net result€17,415within the sector's middle half▼ 49.6%€37,949within the sector's middle half▲ 118%€18,068within the sector's middle half▼ 52.4%€65,606within the sector's middle half▲ 263%-€185,584below the sector's middle half
Equity€72,882below the sector's middle half▲ 31.4%€110,831within the sector's middle half▲ 52.1%€128,899within the sector's middle half▲ 16.3%€194,505within the sector's middle half▲ 50.9%€8,921below the sector's middle half▼ 95.4%
Total assets€206,344below the sector's middle half▲ 7.6%€318,464within the sector's middle half▲ 54.3%€426,438below the sector's middle half▲ 33.9%€455,254below the sector's middle half▲ 6.8%€199,102below the sector's middle half▼ 56.3%
Debt€133,462▼ 2.1%€207,633▲ 55.6%€297,539▲ 43.3%€260,749▼ 12.4%€190,181▼ 27.1%
Working capital€50,601within the sector's middle half▲ 73.3%€70,985within the sector's middle half▲ 40.3%€80,916within the sector's middle half▲ 14.0%€151,592within the sector's middle half▲ 87.3%-€42,224below the sector's middle half
Solvency35.3%within the sector's middle half▲ 6.4pp34.8%within the sector's middle half▼ 0.5pp30.2%within the sector's middle half▼ 4.6pp42.7%within the sector's middle half▲ 12.5pp4.5%below the sector's middle half▼ 38.2pp
Current ratio1.45within the sector's middle half▲ 0.151.49within the sector's middle half▲ 0.051.40within the sector's middle half▼ 0.091.76within the sector's middle half▲ 0.360.68below the sector's middle half▼ 1.08
Return on assets (ROA)8.4%within the sector's middle half▼ 9.6pp11.9%within the sector's middle half▲ 3.5pp4.2%within the sector's middle half▼ 7.7pp14.4%within the sector's middle half▲ 10.2pp-93.2%below the sector's middle half▼ 107.6pp
Staff (FTE)6.6within the sector's middle half=6.6=7.4within the sector's middle half▲ 12.1%7.4within the sector's middle half=6.4within the sector's middle half▼ 13.5%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €178,892 after €111,323 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199,102
Fixed assets
€111,134 ▲ 7.3%
Current assets
€87,968 ▼ 75.0%
Equity and liabilities €199,102
Equity
€8,921 ▼ 95.4%
Debt
€190,181 ▼ 27.1%
Debt's share of the balance-sheet total rises from 57.3% to 95.5%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€130,192▼
2024 · €200,126
Debt > 1 year
€59,925▼
2024 · €60,623
Income taxes
€1,889▼
2024 · €38,978
Staff costs
€425,075▼
2024 · €440,794
A ratio outside any meaningful range has been withheld (balance sheet total €199,102, equity €8,921).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €336,255 | €345,527 | €441,663 | €440,794 | €425,075 | ▼ 3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,248 | €19,411 | €34,168 | €40,816 | €39,396 | ▼ 3.5% |
| Other operating charges640/8 | €1,190 | €2,993 | €2,887 | €2,260 | €1,807 | ▼ 20.0% |
| Gross operating margin9900 | €398,160 | €437,730 | €526,201 | €595,193 | €287,386 | ▼ 51.7% |
| Operating profit (loss)9901 | €40,467 | €69,799 | €47,483 | €111,323 | -€178,892 | ▼ 261% |
| Financial income75/76B | - | - | - | €600 | €1,270 | ▲ 112% |
| Recurring financial income75 | - | - | - | €600 | €1,270 | ▲ 112% |
| Financial charges65/66B | €4,049 | €4,432 | €6,134 | €7,339 | €6,073 | ▼ 17.3% |
| Recurring financial charges65 | €4,049 | €4,432 | €6,134 | €7,339 | €6,073 | ▼ 17.3% |
| Profit (loss) for the period before taxes9903 | €36,418 | €65,367 | €41,349 | €104,584 | -€183,695 | ▼ 276% |
| Income taxes67/77 | €19,003 | €27,418 | €23,281 | €38,978 | €1,889 | ▼ 95.2% |
| Profit (loss) for the period9904 | €17,415 | €37,949 | €18,068 | €65,606 | -€185,584 | ▼ 383% |
| Profit (loss) for the period to be appropriated9905 | €17,415 | €37,949 | €18,068 | €65,606 | -€185,584 | ▼ 383% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €206,344 | €318,464 | €426,438 | €455,254 | €199,102 | ▼ 56.3% |
| Fixed assets21/28 | €42,234 | €104,009 | €144,352 | €103,536 | €111,134 | ▲ 7.3% |
| Tangible fixed assets22/27 | €40,966 | €102,741 | €143,084 | €102,268 | €109,866 | ▲ 7.4% |
| Furniture and vehicles24 | €40,966 | €102,741 | €143,084 | €102,268 | €109,866 | ▲ 7.4% |
| Financial fixed assets28 | €1,268 | €1,268 | €1,268 | €1,268 | €1,268 | = |
| Current assets29/58 | €164,110 | €214,455 | €282,086 | €351,718 | €87,968 | ▼ 75.0% |
| Amounts receivable within one year40/41 | - | - | - | - | €8,492 | - |
| Other amounts receivable41 | - | - | - | - | €8,492 | - |
| Cash at bank and in hand54/58 | €158,863 | €207,275 | €269,432 | €342,116 | €63,668 | ▼ 81.4% |
| Deferred charges and accrued income490/1 | €5,247 | €7,180 | €12,654 | €9,602 | €15,808 | ▲ 64.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €206,344 | €318,464 | €426,438 | €455,254 | €199,102 | ▼ 56.3% |
| Equity10/15 | €72,882 | €110,831 | €128,899 | €194,505 | €8,921 | ▼ 95.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €54,282 | €92,231 | €110,299 | €175,905 | -€9,679 | ▼ 106% |
| Amounts payable17/49 | €133,462 | €207,633 | €297,539 | €260,749 | €190,181 | ▼ 27.1% |
| Amounts payable after more than one year17 | €19,953 | €64,163 | €96,369 | €60,623 | €59,925 | ▼ 1.2% |
| Financial debts170/4 | €19,953 | €64,163 | €96,369 | €60,623 | €59,925 | ▼ 1.2% |
| Amounts payable within one year42/48 | €113,509 | €143,470 | €201,170 | €200,126 | €130,192 | ▼ 34.9% |
| Current portion of amounts payable after more than one year42 | €16,266 | €36,563 | €45,190 | €44,681 | €42,776 | ▼ 4.3% |
| Trade debts44 | €18,310 | €22,187 | €77,356 | €103,378 | €40,363 | ▼ 61.0% |
| Suppliers440/4 | €18,310 | €22,187 | €77,356 | €103,378 | €40,363 | ▼ 61.0% |
| Taxes, remuneration and social security45 | €78,933 | €84,720 | €78,624 | €52,067 | €47,053 | ▼ 9.6% |
| Taxes450/3 | €42,700 | €46,420 | €30,678 | €7,054 | - | - |
| Remuneration and social security454/9 | €36,233 | €38,300 | €47,946 | €45,013 | €47,053 | ▲ 4.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €64 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,415 | €37,949 | €18,068 | €65,606 | -€185,584 | ▼ 383% |
| + Depreciation and write-downs630 | €20,248 | €19,411 | €34,168 | €40,816 | €39,396 | ▼ 3.5% |
| Operating cash flow (approximation) | €37,663 | €57,360 | €52,236 | €106,422 | -€146,188 | ▼ 237% |
| Investment in fixed assets (approximation) | - | -€81,186 | -€74,511 | €0 | -€46,994 | - |
| Change in cash | - | €48,412 | €62,157 | €72,684 | -€278,448 | ▼ 483% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet -€185,584
Net result drops to -€185,584, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2019net €65,606 ▲263%
Operating result €111,323, net result €65,606, both a record.
31-12
Financial
Equity above €150,000Eq €194,505 ▲50.9%
6 profitable years in a row build equity to €194,505.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €110,831 ▲52.1%
4 profitable years in a row build equity to €110,831.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 12 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beaumont · 3 establishment units since 2019
Ground area
4,127 m²
Building footprint
451 m²
Volume, LiDAR
2,531 m³
4 parcels, Wallonia · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
BNP PARIBAS FORTIS
since 20192.287.868.130
BNP PARIBAS FORTIS
since 20192.287.868.922
BNP PARIBAS FORTIS
since 20192.290.639.756
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56075B0402/00_000 | Wallonia | 2,206 m² | 1 · 103 m² | - |
| 56078E0003/00L008 | Wallonia | 976 m² | 1 · 134 m² | 15.4 m · 4 fl. |
| 93011C0432/00S012 | Wallonia | 857 m² | 1 · 145 m² | - |
| 56005A0434/00E000 | Wallonia | 88 m² | 1 · 69 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 ownersOwners 3
- Sourceaccounts FDW 202525%
-
25%
- Sourceaccounts RJC 202525%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,682 companies in sector 66191 we hold annual accounts for 1,230. 326 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0722707012
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.