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FLOWUP

Active Risk: not assessed
Private limited companyfounded 2020active for 6 yearsRue de l'Ermitage,Sart-Eustache 16, 5070 Fosses-la-Ville, BelgiumKBO/BCE: BE 0749.607.090
Summary

FLOWUP is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €150,556 and a net result of -€56,483. Equity has been growing by about 49% per year since 2020. Its solvency ranks better than 77% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 01-07-2020 Normal situation
Activity
Insurance agents and brokers NACE 66220and 1 other
Joint committee
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
Establishment unit
2.305.183.422 5620 Florennes, since 01-09-2020
Financial year end
31 December
Peppol
Reachable since 31-12-2025
Company details

Board and ownership

Board
  • KARANTEDirector · since 01-07-2020 · permanent representative Katherine BOULANGER
  • LapOli FinancesDirector · since 01-07-2020 · permanent representative Olivier LAPÔTRE
  • UpFyDirector · since 01-07-2020 · permanent representative Fanny CALLENS
and 1 other
Shareholders
  • BOH CONSEIL· score 972025 annual accounts of BOH CONSEIL
  • UpFy· score 922025 annual accounts of UpFy
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€56,483
Equity
€150,556
▼ 27.3%
Total assets
€212,574
▼ 25.4%
Employees on 31-12-2025
6
▼ 14.3%
Filed on 24-06-2026, 37 days before the deadline
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
37 days early
2024
37 days early
2023
33 days early
2022
77 days early
2021
73 days early
2020
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 50 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €72,439 in 2024 -€56,483 View
  • Caution: Lower net result than 95% of companies in auxiliary financial servicessector median €71,356 · 1,851 companies -€56,483 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Appointment: BOH CONSEIL (statutory director)Permanent representatives: Bertrand HEURION, Katherine BOULANGER and 2 others
  2. · Gazette deed Resignation: GC Management (statutory director)Permanent representatives: Christophe GILTAIRE, Katherine BOULANGER and 2 others · Appointments: KARANTE, UpFy and LapOli Finances
  3. · Gazette deed Appointment: GC Management (statutory director)Permanent representatives: Christophe GILTAIRE, Katherine BOULANGER and 2 others
All 15 events

Comparable companies

These companies have the same main activity as FLOWUP: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €114,000 and €434,000, founded between 2015 and 2023.

CompanyTotal assetsGross margin
FLOWUP Fosses-la-Ville€212,574€429,737
Combi Motors Belgium Brasschaat€113,552€363,823
BOVEBO Meise€382,217€671,589
QVH Kortrijk€336,281€553,720
Hesbaye Conseil Waremme€406,173€329,349
BIELEN FINANCE & INSURANCE Tienen€434,328€431,314
GEXIA Brussel€427,308€325,637
Full comparison

Key facts about FLOWUP
What is the company number of FLOWUP?
The company number of FLOWUP is 0749.607.090. The VAT number is the same number with BE in front: BE 0749.607.090.
Where is FLOWUP based?
The registered office is at Rue de l'Ermitage,Sart-Eustache 16, 5070 Fosses-la-Ville.Company details
What does FLOWUP do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of FLOWUP?
The legal form of FLOWUP is Private limited company (BV).
When was FLOWUP founded?
FLOWUP was founded on 01-07-2020.
Is FLOWUP still active?
Yes, FLOWUP is an active enterprise in the KBO register.
How many employees does FLOWUP have?
FLOWUP had an average of 6.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does FLOWUP fall under?
In its 2025 annual accounts, FLOWUP states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of FLOWUP?
The turnover in financial year 2025 is ≈ €690,000. This figure is estimated from the gross margin of €429,737 and 31 comparable companies (NACE 66). It probably lies between €620,000 and €790,000.
Is FLOWUP profitable?
In financial year 2025, FLOWUP made a loss of €56,483.
Where can I find the annual accounts of FLOWUP?
FLOWUP filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FLOWUP due?
FLOWUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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