Turnover
≈ €130,000 estimated
The micro format states no turnover.
WRT CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €15,360 (2025)
€15,360
peak €10,485 (2025)
€10,485
peak €10,585 (2025)
€10,585
€10,421
Board1 name since 2025
1 directorWITEK Roman Tomasz
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Incorporation 26-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€100 100 shares
Position in the sector
€10,585
Less equity than 83% of companies in specialised construction. Sector median €57,716 · 35,168 companies.
2025 accounts filed 61 days after the deadline
Checked score
66
Healthy
Financially stronger than 69% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 1.9%
08-2026: 1.9%● unchanged vs 07-2026
09-2026: 2.0%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 1.3%▼ -0.7 percentage points vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €21,006
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Founded in 2025
lowers risk
Liquidity: current ratio 2.02, cash €6,305
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 55% of them on solvency, 61% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as WRT CONSTRUCT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of WRT CONSTRUCT itself is higher: 1.3% within 12 months. It rests on far more data about WRT CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for WRT CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02, above the usual 1.5. Short-term debt is 49.6% and cash 30% of total assets. 49.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024641781
Incorporation
Founding capital of €100, 100 shares · Founder: WITEK Roman Tomasz · Appointment: WITEK Roman Tomasz (director) · published on 26-06-2025 · Gazette deed
First establishment
Granvellelaan 8, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WRT CONSTRUCT Antwerp | €21,006 | €15,360 | 50.4% | - |
| RM sanitair & verwarming Balen | €20,695 | €18,041 | 81.5% | - |
| HH&M WATER Zaventem | €22,048 | €12,395 | 50.9% | - |
| CVT Brasschaat | €18,397 | €13,490 | 62.3% | - |
| JBA-Projects Puurs-Sint-Amands | €27,775 | €21,321 | 64.6% | - |
| NOKS Wemmel | €24,952 | €14,124 | 44.9% | - |
| PlumbTech Solutions Bruges | €24,206 | €17,340 | 55.3% | - |
These companies have the same main activity as WRT CONSTRUCT: plumbing work (NACE 43221). They are comparable in size and age: total assets between €18,400 and €27,800, founded in 2025.
Official details
Source: KBO- Status
- Active since 24-06-2025Normal situation
- Activity
- Plumbing workNACE 43221and 3 others
- Establishment unit
- 2.375.198.6162150 Antwerp, since 24-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-07-2025
Insights on WRT CONSTRUCT
WRT CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,585 and a net result of €10,485.
Its solvency ranks better than 54% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€15,360
€15,360
€10,485
€10,585
50.4%
2.02
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €98,000 and €280,000.
Balance sheet
balance sheet total €21,006 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
50.4%
Higher than 54% of 35,156 companies in 2025.
2.02
Higher than 55% of 34,529 companies in 2025.
49.9%
Higher than 95% of 34,730 companies in 2025.
WRT CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
21,006 | |
29/58 |
21,006 | |
40/41 |
14,584 | |
40 |
9,659 | |
41 |
4,924 | |
54/58 |
6,305 | |
490/1 |
118 | |
| Balance sheet: equity and liabilities | ||
10/49 |
21,006 | |
10/15 |
10,585 | |
10/11 |
100 | |
13 |
10,485 | |
133 |
10,485 | |
17/49 |
10,421 | |
42/48 |
10,421 | |
44 |
255 | |
440/4 |
255 | |
46 |
5,210 | |
45 |
4,956 | |
450/3 |
4,956 | |
| Income statement | ||
9900 |
15,360 | |
9901 |
15,360 | |
75/76B |
118 | |
75 |
118 | |
65/66B |
37 | |
65 |
37 | |
9903 |
15,441 | |
67/77 |
4,956 | |
9904 |
10,485 | |
9905 |
10,485 | |
| Appropriation of the result | ||
9906 |
10,485 | |
691/2 |
10,485 | |
6921 |
10,485 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00548239.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00548239 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 10,585 | ||
| 50.4% | ||
| 2.02 | ||
| 0.98 | ||
| 99.1% | ||
| 49.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on WRT CONSTRUCT
Debt's share of the balance-sheet total is 49.6%.
Board & ownership
Board
1 director, since incorporationDirector
since 24-06-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 12. Externe vertegenwoordiging Iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, vertegenwoordigt de vennootschap jegens…”deed of 26-06-2025
Mandates through the years
1 name, the dashed line is todayWITEK Roman Tomasz
Director
Director
Board
Mandates as a list
- WITEK Roman Tomasz
- Director, from 24-06-2025 to date
Control
Capital
- Contribution
- €100
- Shares
- 100
- Contribution per share
- €1
- Equity per share
- €106 in 2025
- Source
- deed of 26-06-2025
Articles of association
deed of 26-06-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Alle handelingen nodig of dienstig tot verwezenlijking van het voorwerp,behalve wet of statuten aan algemene vergadering voorbehouden…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 16. Datum algemene vergadering - Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene…”
Shareholders
At incorporation
deed of 26-06-2025 ↗
- WITEK Roman Tomasz 100 shares (100%)
Network & group
No group
WRT CONSTRUCT has no parent and no holdings in its annual accounts. WITEK Roman Tomasz is the only director. WRT CONSTRUCT shares no director with another company.
At the same address
Granvellelaan 8, 2150 Antwerp · 2 other companies| ADAM NATIE
registered office since 01-10-2024 |
founded in 2024 1014.474.795 |
| WEGLARZ, ANDRZEJ (sole trader)
establishment since 10-03-2020 |
founded in 2020 0744.942.479 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1024641781
IncorporationFounding capital of €100, 100 shares · Founder: WITEK Roman Tomasz · Appointment: WITEK Roman Tomasz (director) · published on 26-06-20253 points ▸
- Founder, WITEK Roman Tomasz
- Founding capital, €100, 100 shares
- Director appointment, WITEK Roman Tomasz
- The deed holds 3 more points.
First establishment Granvellelaan 8, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1024.641.781
- VAT number
- BE 1024.641.781
- Peppol ID
- 0208:1024641781
- Other Peppol ID
- 9925:BE1024641781
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-06-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 16. Datum algemene vergadering - Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene…”deed of 26-06-2025 (in Dutch)
- Peppol
- Reachable since 06-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- WRT CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-06-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 26-06-2025 (in Dutch)
Activities
NACEBEL 202543221
Plumbing work main activity
43230
Insulation installation
43422
Screed work
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle activiteiten eigen aan en die verband houden met een onderneming actief in de bouwsector en alle mogelijke technische verrichtingen met…”deed of 26-06-2025 (in Dutch)
12 activities
- Alle activiteiten eigen aan en die verband houden met een onderneming actief in de bouwsector en alle mogelijke technische verrichtingen met betrekking tot de bouw,renovatie en voltooiing op onroerend gebied: de omvorming,de aanpassing van elk gebouw en met name alle werkzaamheden schrijnwerkerij,tapijtwerk,van leggen van bekledingen van muren en bodems,cementwerk,plafonnering,verfwerken,metsel- en betonwerken,het afmeten en leggen van stenen en marmer,van beglazing,zinkwerken,metalen en niet metalen afdekking,evenals afbraakwerken,installatie van centrale verwarming,gasverwarming door individuele apparaten,en van sanitair en loodgieterij,en het plaatsen van elektrische apparatuur en bedrading.
- De vennootschap heeft tot voorwerp het plaatsen van verwarming,reiniging en herstelling van gevels; het plaatsen van thermische en akoestische isolatie,werkzaamheden van drooglegging van bouw andere dan door asfalt; de bouw van uitneembare paviljoenen en niet-metalen constructies,het plaatsen van sloten,het leggen van parketten,het plaatsen van wanden en plafonds in hout,alle plaatsing van luiken,PVC materialen,schrijnwerkerij.
- Zij heeft tot voorwerp de installatie van systemen voor ventilatie,voor verwarming door warme lucht,voor conditionering van lucht evenals het plaatsen van industriële leidingen.
- A) uitsluitend in eigen naam en voor eigen rekening: het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen,al dan niet onder het stelsel van de BTW,met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten;
- B) uitsluitend in eigen naam en voor eigen rekening: het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur- en verhuur,de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen;
- C) uitsluitend in eigen naam en voor eigen rekening: het aangaan en verstrekken van leningen,kredieten,financieringen en het aangaan van leasingcontracten,in het kader van de bovenvermelde doelstellingen.
- De vennootschap kan samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak. Zij mag zich borg stellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare,of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
- Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
- In het geval de verrichting van bepaalde handelingen zou onderworpen zijn aan voorafgaande voorwaarden inzake toegang tot het beroep,zal de vennootschap haar optreden,wat betreft de verrichting van deze handelingen,aan de vervulling van deze voorwaarden ondergeschikt maken.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Granvellelaan 8 registered office 2150 Antwerp | 24-06-2025 | 2.375.198.616 |
Buildings and parcels at the address
- Ground area
- 175 m²
- Buildings
- 79 m²
- Volume, LiDAR
- 662 m³
- Tallest building
- 9.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11007A0051/00D000 | 175 m² | 1 · 79 m² | 9.4 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1024.641.781