Turnover
≈ €130,000 estimated
The micro format states no turnover.
WRT CONSTRUCT
Lifetime
1 annual account with figurespeak €15,360 (2025)
€15,360
peak €10,485 (2025)
€10,485
peak €10,585 (2025)
€10,585
€10,421
Board1 name since 2025
1 directorWITEK Roman Tomasz
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Incorporation 26-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€100 100 shares
Position in the sector
€10,585
Less equity than 83% of companies in specialised construction. Sector median €57,716 · 35,168 companies.
2025 accounts filed 61 days after the deadline
Checked score
66
Healthy
Financially stronger than 69% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 1.9%
08-2026: 1.9%● unchanged vs 07-2026
09-2026: 2.0%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 1.3%▼ -0.7 percentage points vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €21,006
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Founded in 2025
lowers risk
Liquidity: current ratio 2.02, cash €6,305
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 55% of them on solvency, 61% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as WRT CONSTRUCT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of WRT CONSTRUCT itself is higher: 1.3% within 12 months. It rests on far more data about WRT CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for WRT CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02, above the usual 1.5. Short-term debt is 49.6% and cash 30% of total assets. 49.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024641781
Incorporation
Founding capital of €100, 100 shares · Founder: WITEK Roman Tomasz · Appointment: WITEK Roman Tomasz (director) · published on 26-06-2025 · Gazette deed
First establishment
Granvellelaan 8, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WRT CONSTRUCT Antwerp | €21,006 | €15,360 | 50.4% | - |
| RM sanitair & verwarming Balen | €20,695 | €18,041 | 81.5% | - |
| HH&M WATER Zaventem | €22,048 | €12,395 | 50.9% | - |
| CVT Brasschaat | €18,397 | €13,490 | 62.3% | - |
| JBA-Projects Puurs-Sint-Amands | €27,775 | €21,321 | 64.6% | - |
| NOKS Wemmel | €24,952 | €14,124 | 44.9% | - |
| PlumbTech Solutions Bruges | €24,206 | €17,340 | 55.3% | - |
These companies have the same main activity as WRT CONSTRUCT: plumbing work (NACE 43221). They are comparable in size and age: total assets between €18,400 and €27,800, founded in 2025.
Official details
Source: KBO- Status
- Active since 24-06-2025Normal situation
- Activity
- Plumbing workNACE 43221and 3 others
- Establishment unit
- 2.375.198.6162150 Antwerp, since 24-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-07-2025
Insights on WRT CONSTRUCT
WRT CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,585 and a net result of €10,485.
Its solvency ranks better than 54% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WRT CONSTRUCT
- What is the company number of WRT CONSTRUCT?
- The company number of WRT CONSTRUCT is 1024.641.781. The VAT number is the same number with BE in front: BE 1024.641.781.
- Where is WRT CONSTRUCT based?
- The registered office is at Granvellelaan 8, 2150 Antwerp.Company details
- What does WRT CONSTRUCT do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of WRT CONSTRUCT?
- WRT CONSTRUCT is a private limited company (BV).
- When was WRT CONSTRUCT founded?
- WRT CONSTRUCT was founded on 24-06-2025.
- Is WRT CONSTRUCT still active?
- Yes, WRT CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of WRT CONSTRUCT?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €15,360 and 37 comparable companies (NACE 43221). It probably lies between €98,000 and €280,000. It is a rough estimate.Financials
- Is WRT CONSTRUCT profitable?
- In financial year 2025, WRT CONSTRUCT made a profit of €10,485.
- Where can I find the annual accounts of WRT CONSTRUCT?
- WRT CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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