WRD MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €252k and a net result of €30k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 8013 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
92 d late
2022
31 d late
2021
5 d early
2020
26 d late
2020
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€252k▲ 13.6%
2024 · €221k
2019: €53k
2020: €96k
2020: €134k
2021: €179k
2022: €187k
2023: €192k
2024: €221k
2019 → 2025
Net result
€30k▲ 33.0%
2024 · €23k
2019: €39k
2020: €43k
2020: €39k
2021: €44k
2022: €9k
2023: €4k
2024: €23k
2019 → 2025
Total assets
€416k▲ 2.6%
2024 · €405k
2019: €395k
2020: €398k
2020: €410k
2021: €405k
2022: €404k
2023: €412k
2024: €405k
2019 → 2025
Solvency
60.5%▲ 5.9pp
2024 · 54.6%
2019: 13.4%
2020: 24.1%
2020: 32.8%
2021: 44.1%
2022: 46.3%
2023: 46.5%
2024: 54.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€187k▲ 4.8%€192k▲ 2.4%€221k▲ 15.5%€252k▲ 13.6%
Operating result€15k-€15k▼ 1.0%€8k▼ 47.3%€44k▲ 453%€54k▲ 23.2%
Net result€44k-€9k▼ 80.7%€4k▼ 47.4%€23k▲ 405%€30k▲ 33.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €416k
Fixed assets
€370k=
Current assets
€46k▲ 29.8%
Equity and liabilities €416k
Equity
€252k▲ 13.6%
Debt
€164k▼ 10.7%
The debt ratio falls from 45.4% to 39.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
60.5%▲
2024 · 54.6%
ROE
12.0%▲
2024 · 10.2%
ROA
7.3%▲
2024 · 5.6%
Debt
€164k▼
2024 · €184k
Debt ≤ 1 year
€83k▲
2024 · €66k
Debt > 1 year
€81k▼
2024 · €118k
Income taxes
€13k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€405k€416k▲
Fixed assets21/28€370k€370k=
Financial fixed assets28€370k€370k=
Current assets29/58€35k€46k▲
Amounts receivable within one year40/41€23k€29k▲
Trade receivables40€12k€24k▲
Other amounts receivable41€11k€4k▼
Cash at bank and in hand54/58€12k€15k▲
Deferred charges and accrued income490/1€424€2k▲
Equity and liabilities
Total equity and liabilities10/49€405k€416k▲
Equity10/15€221k€252k▲
Contributions10/11€19k€19k=
Reserves13€196k€226k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€0
Distributable reserves133€194k€224k▲
Profit (loss) carried forward14€7k€7k=
Amounts payable17/49€184k€164k▼
Amounts payable after more than one year17€118k€81k▼
Financial debts170/4€118k€81k▼
Amounts payable within one year42/48€66k€83k▲
Current portion of amounts payable after more than one year42€36k€40k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Other amounts payable47/48€21k€27k▲
Income statement
Code20242025
Other operating charges640/8€62€462▲
Gross operating margin9900€44k€54k▲
Operating profit (loss)9901€44k€54k▲
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€31k€43k▲
Income taxes67/77€8k€13k▲
Profit (loss) for the period9904€23k€30k▲
Profit (loss) for the period to be appropriated9905€23k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€37k▲
Profit (loss) brought forward from the previous period14P€7k€7k=
Transfer to equity691/2€23k€30k▲
To the legal reserve6920-€0
To other reserves6921€23k€30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €200kEq €221k ▲15.5%
7 profitable years in a row build equity to €221k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼47.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €44k ▲14.7%
Net result €44k, the highest in the series.
31-12
Financial
Equity above €150kEq €179k ▲32.9%
4 profitable years in a row build equity to €179k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
31-12
Financial
Equity above €100kEq €134k ▲40.3%
3 profitable years in a row build equity to €134k.
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 3143700 Tongeren-BorgloonGround area
4,171 m²
Building footprint
2,480 m²
Volume, LiDAR
13,452 m³
Parcel 73094A0126/00Z000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WRD Management
since 19962.077.801.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73094A0126/00Z000 | Flanders | 4,171 m² | 1 · 2,480 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-1996
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.