VAN RUMST - DIERICKX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €108k and a net result of €26k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 8006 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
9 d early
2023
on the day
2022
11 d early
2021
31 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 31.4%
2024 · €82k
2018: €16k
2019: €23k
2020: €30k
2021: €38k
2022: €41k
2023: €72k
2024: €82k
2018 → 2025
Net result
€26k▲ 153%
2024 · €10k
2018: €1k
2019: €7k
2020: €7k
2021: €9k
2022: €3k
2023: €31k
2024: €10k
2018 → 2025
Total assets
€382k▲ 5.9%
2024 · €361k
2018: €82k
2019: €89k
2020: €99k
2021: €103k
2022: €106k
2023: €135k
2024: €361k
2018 → 2025
Solvency
28.2%▲ 5.5pp
2024 · 22.7%
2018: 19.7%
2019: 25.4%
2020: 29.9%
2021: 37.0%
2022: 38.3%
2023: 53.1%
2024: 22.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€41k▲ 6.8%€72k▲ 76.5%€82k▲ 14.2%€108k▲ 31.4%
Operating result€14k-€5k▼ 62.1%€49k▲ 838%€22k▼ 54.6%€47k▲ 114%
Net result€9k-€3k▼ 69.5%€31k▲ 1,096%€10k▼ 67.3%€26k▲ 153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€233k▼ 3.7%
Current assets
€149k▲ 25.6%
Equity and liabilities €382k
Equity
€108k▲ 31.4%
Debt
€275k▼ 1.6%
The debt ratio falls from 77.3% to 71.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
28.2%▲
2024 · 22.7%
ROE
23.9%▲
2024 · 12.4%
ROA
6.7%▲
2024 · 2.8%
Debt
€275k▼
2024 · €279k
Debt ≤ 1 year
€36k▲
2024 · €30k
Debt > 1 year
€239k▼
2024 · €246k
Income taxes
€15k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€382k▲
Fixed assets21/28€242k€233k▼
Tangible fixed assets22/27€242k€233k▼
Land and buildings22€236k€229k▼
Plant, machinery and equipment23€881€629▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€496€496=
Current assets29/58€119k€149k▲
Amounts receivable within one year40/41€105k€119k▲
Trade receivables40€60k€31k▼
Other amounts receivable41€46k€88k▲
Cash at bank and in hand54/58€12k€25k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€361k€382k▲
Equity10/15€82k€108k▲
Contributions10/11€25k€25k=
Reserves13€51k€77k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€48k€74k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€279k€275k▼
Amounts payable after more than one year17€246k€239k▼
Financial debts170/4€244k€237k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€30k€36k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€11k€16k▲
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€30k€3k▼
Gross operating margin9900€61k€60k▼
Operating profit (loss)9901€22k€47k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€16k€41k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€10k€26k▲
Profit (loss) for the period to be appropriated9905€10k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€32k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer to equity691/2€10k€26k▲
To other reserves6921€10k€26k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €108k ▲31.4%
8 profitable years in a row build equity to €108k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €31k ▲1096%
Operating result €49k, net result €31k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 11.21
Current ratio from 5.13 to 11.21; short-term debt falls from €17k to €11k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geestdam(BEV) 89120 Beveren-Kruibeke-ZwijndrechtGround area
2,733 m²
Building footprint
214 m²
Volume, LiDAR
965 m³
Parcel 46003B0036/00D000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Rumst - Dierickx
since 19982.085.772.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003B0036/00D000 | Flanders | 2,733 m² | 1 · 214 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 195 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 150 EUR |
| 2024 | 1 | 45 EUR | 45 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 12,490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-1998
Fiscal year end31-12
Abbreviation NL
V.R.D.
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.