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WoWy

Active
Private limited companyfounded 20197 yrs activePastoor Geptsstraat 14, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0720.486.207
Summary

WoWy has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,085 and a net result of €36,387. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 2310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability96▲+11
Solvency100▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.98 against 2.38 in 2024; short-term debt: 19.9% and cash: 38.3% of total assets), and 22.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.9%
Return on assets
21.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
35 d early
2023
27 d late
2022
30 d late
2021
30 d early
2020
39 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 February 2019, WoWy was incorporated.1 Total assets went from EUR 80,801 in 2019 to EUR 165,807 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€129,085▲ 39.3%
2024 · €92,698
Total assets
€165,807▲ 25.1%
2024 · €132,542
Net result
€36,387▲ 105%
2024 · €17,739
Working capital
€65,485▲ 117%
2024 · €30,157
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,697▼ 90.2%€25,395▲ 1,396%€38,965▲ 53.4%€27,054▼ 30.6%€10,770▼ 60.2%
Net result-€897below the sector's middle half€15,093within the sector's middle half€25,196within the sector's middle half▲ 66.9%€17,739within the sector's middle half▼ 29.6%€36,387within the sector's middle half▲ 105%
Equity€34,670within the sector's middle half▼ 2.5%€49,762below the sector's middle half▲ 43.5%€74,959within the sector's middle half▲ 50.6%€92,698within the sector's middle half▲ 23.7%€129,085within the sector's middle half▲ 39.3%
Total assets€76,619within the sector's middle half▼ 11.7%€93,105below the sector's middle half▲ 21.5%€143,880below the sector's middle half▲ 54.5%€132,542below the sector's middle half▼ 7.9%€165,807below the sector's middle half▲ 25.1%
Debt€41,949▼ 18.1%€43,342▲ 3.3%€68,922▲ 59.0%€39,844▼ 42.2%€36,722▼ 7.8%
Working capital-€1,796within the sector's middle half▲ 67.8%€10,901within the sector's middle half€11,394within the sector's middle half▲ 4.5%€30,157within the sector's middle half▲ 165%€65,485within the sector's middle half▲ 117%
Solvency45.2%within the sector's middle half▲ 4.3pp53.4%within the sector's middle half▲ 8.2pp52.1%within the sector's middle half▼ 1.4pp69.9%within the sector's middle half▲ 17.8pp77.9%above the sector's middle half▲ 7.9pp
Current ratio0.93within the sector's middle half▲ 0.151.28within the sector's middle half▲ 0.351.30within the sector's middle half▲ 0.022.38within the sector's middle half▲ 1.072.98within the sector's middle half▲ 0.60
Return on assets (ROA)-1.2%below the sector's middle half▼ 13.7pp16.2%above the sector's middle half▲ 17.4pp17.5%above the sector's middle half▲ 1.3pp13.4%above the sector's middle half▼ 4.1pp21.9%above the sector's middle half▲ 8.6pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000€40,000Operating result 2021: €1,697€1,697Net result 2021: -€897-€897Operating result 2022: €25,395€25,395Net result 2022: €15,093€15,093Operating result 2023: €38,965€38,965Net result 2023: €25,196€25,196Operating result 2024: €27,054€27,054Net result 2024: €17,739€17,739Operating result 2025: €10,770€10,770Net result 2025: €36,387€36,38720212022202320242025€0€10,000€20,000€30,000€40,000Operating result 2023: €38,965€39,000Net result 2023: €25,196€25,200Operating result 2024: €27,054€27,100Net result 2024: €17,739€17,700Operating result 2025: €10,770€10,800Net result 2025: €36,387€36,400202320242025
The operating result has fallen two years in a row; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,807
Fixed assets €67,281 ▼ 16.4%
Current assets €98,526 ▲ 89.3%
Equity and liabilities €165,807
Equity €129,085 ▲ 39.3%
Debt €36,722 ▼ 7.8%
Debt's share of the balance-sheet total falls from 30.1% to 22.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€26,363▼
2024 · €43,243
Cash flow
€51,981▲
2024 · €33,928
Debt to equity
0.28▼
2024 · 0.43
ROE
28.2%▲
2024 · 19.1%
Interest coverage
15.32▼
2024 · 21.92
Debt ≤ 1 year
€33,041▲
2024 · €21,891
Debt > 1 year
€3,681▼
2024 · €17,954
Income taxes
€5,290▼
2024 · €7,342
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€132,542€165,807▲
Fixed assets21/28€80,494€67,281▼
Tangible fixed assets22/27€52,494€39,281▼
Plant, machinery and equipment23€497€1,881▲
Furniture and vehicles24€45,071€31,268▼
Other tangible fixed assets26€6,927€6,132▼
Financial fixed assets28€28,000€28,000=
Current assets29/58€52,048€98,526▲
Amounts receivable within one year40/41€21,066€33,650▲
Trade receivables40€16,671€30,082▲
Other amounts receivable41€4,395€3,569▼
Cash at bank and in hand54/58€29,516€63,458▲
Deferred charges and accrued income490/1€1,465€1,418▼
Equity and liabilities
Total equity and liabilities10/49€132,542€165,807▲
Equity10/15€92,698€129,085▲
Contributions10/11€6,200€6,200=
Reserves13€86,498€122,885▲
Distributable reserves133€86,498€122,885▲
Amounts payable17/49€39,844€36,722▼
Amounts payable after more than one year17€17,954€3,681▼
Financial debts170/4€17,954€3,681▼
Amounts payable within one year42/48€21,891€33,041▲
Current portion of amounts payable after more than one year42€13,577€14,273▲
Trade debts44€1,590€18,043▲
Suppliers440/4€1,590€18,043▲
Taxes, remuneration and social security45€6,724€726▼
Taxes450/3€6,724€726▼
Income statement Code20242025
Non-recurring operating income76A-€17,450
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,188€15,593▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4,341€16,074▲
Other operating charges640/8€1,138€1,161▲
Gross operating margin9900€48,722€43,598▼
Operating profit (loss)9901€27,054€10,770▼
Financial income75/76B-€32,628
Recurring financial income75-€32,628
Financial charges65/66B€1,973€1,721▼
Recurring financial charges65€1,973€1,721▼
Profit (loss) for the period before taxes9903€25,082€41,677▲
Income taxes67/77€7,342€5,290▼
Profit (loss) for the period9904€17,739€36,387▲
Profit (loss) for the period to be appropriated9905€17,739€36,387▲
Appropriation of the result
Profit (loss) to be appropriated9906€17,739€36,387▲
Transfer to equity691/2€17,739€36,387▲
To other reserves6921€17,739€36,387▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€29-€17,450-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,122€16,064€23,240€16,188€15,593▼ 3.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€4,341€16,074▲ 270%
Other operating charges640/8€1,709€2,034€1,486€1,138€1,161▲ 2.0%
Gross operating margin9900€19,528€43,494€63,691€48,722€43,598▼ 10.5%
Operating profit (loss)9901€1,697€25,395€38,965€27,054€10,770▼ 60.2%
Financial income75/76B€33€263€17-€32,628-
Recurring financial income75€33€263€17-€32,628-
Financial charges65/66B€369€207€2,245€1,973€1,721▼ 12.8%
Recurring financial charges65€369€207€2,245€1,973€1,721▼ 12.8%
Profit (loss) for the period before taxes9903€1,362€25,452€36,737€25,082€41,677▲ 66.2%
Income taxes67/77€2,259€10,359€11,541€7,342€5,290▼ 28.0%
Profit (loss) for the period9904-€897€15,093€25,196€17,739€36,387▲ 105%
Profit (loss) for the period to be appropriated9905-€897€15,093€25,196€17,739€36,387▲ 105%
Line20212022202320242025Change
Assets
Total assets20/58€76,619€93,105€143,880€132,542€165,807▲ 25.1%
Fixed assets21/28€51,315€43,251€95,095€80,494€67,281▼ 16.4%
Tangible fixed assets22/27€31,315€15,251€67,095€52,494€39,281▼ 25.2%
Plant, machinery and equipment23€638€120€874€497€1,881▲ 279%
Furniture and vehicles24€30,677€15,130€58,500€45,071€31,268▼ 30.6%
Other tangible fixed assets26--€7,721€6,927€6,132▼ 11.5%
Financial fixed assets28€20,000€28,000€28,000€28,000€28,000=
Current assets29/58€25,304€49,854€48,785€52,048€98,526▲ 89.3%
Amounts receivable within one year40/41€20,959€43,739€16,893€21,066€33,650▲ 59.7%
Trade receivables40€14,901€41,767€16,893€16,671€30,082▲ 80.4%
Other amounts receivable41€6,059€1,972-€4,395€3,569▼ 18.8%
Cash at bank and in hand54/58€2,830€251€28,160€29,516€63,458▲ 115%
Deferred charges and accrued income490/1€1,516€5,864€3,732€1,465€1,418▼ 3.2%
Equity and liabilities
Total equity and liabilities10/49€76,619€93,105€143,880€132,542€165,807▲ 25.1%
Equity10/15€34,670€49,762€74,959€92,698€129,085▲ 39.3%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€28,470€43,562€68,759€86,498€122,885▲ 42.1%
Distributable reserves133€28,470€43,562€68,759€86,498€122,885▲ 42.1%
Amounts payable17/49€41,949€43,342€68,922€39,844€36,722▼ 7.8%
Amounts payable after more than one year17€14,849€4,389€31,530€17,954€3,681▼ 79.5%
Financial debts170/4€14,849€4,389€31,530€17,954€3,681▼ 79.5%
Amounts payable within one year42/48€27,100€38,953€37,391€21,891€33,041▲ 50.9%
Current portion of amounts payable after more than one year42€10,355€10,460€17,304€13,577€14,273▲ 5.1%
Trade debts44€5,313€3,052€6,613€1,590€18,043▲ 1,035%
Suppliers440/4€5,313€3,052€6,613€1,590€18,043▲ 1,035%
Taxes, remuneration and social security45€11,432€17,441€5,968€6,724€726▼ 89.2%
Taxes450/3€11,432€17,441€5,968€6,724€726▼ 89.2%
Other amounts payable47/48-€8,000€7,505---
Line20212022202320242025Change
Profit (loss) for the period9904-€897€15,093€25,196€17,739€36,387▲ 105%
+ Depreciation and write-downs630€16,122€16,064€23,240€16,188€15,593▼ 3.7%
Operating cash flow (approximation)€15,225€31,157€48,436€33,928€51,981▲ 53.2%
Investment in fixed assets (approximation)--€8,000-€75,084-€1,588-€2,380▼ 49.9%
Change in cash--€2,578€27,909€1,355€33,942▲ 2,404%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Highest result since 2019net €36,387 ▲105%
Net result €36,387, the highest in the series.
31-12
Financial Equity above €100,000Eq €129,085 ▲39.3%
4 profitable years in a row build equity to €129,085.
26-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial Back to profitnet €15,093
Net result €15,093 after one loss-making year.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€897
Net result drops to -€897, the lowest in the series; recovery starts the following year.
22-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
713 m²
Building footprint
147 m²
Volume, LiDAR
860 m³
Parcel 13482F1005/00D000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WoWy
Pastoor Geptsstraat 14, 2360 Oud-TurnhoutIntermediation services for non-specialised retail
since 20192.285.222.901
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13482F1005/00D000 Flanders 713 m² 1 · 147 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

According to the 2025 annual accounts of WoWy and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 7,168 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0720486207
Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.