Equity
€189,814 ▼ 5.9%
HQ VECTOR paid out €42,136 in dividends. That is 140% of the 2025 profit.
HQ VECTOR
Lifetime
7 annual accounts with figures on one time axispeak €86,639 (2022)
€42,136▼ 47.4%
peak €60,398 (2024)
€30,154▼ 50.1%
peak €201,795 (2024)
€189,814▼ 5.9%
€5,770▼ 85.5%
Board1 name since 2018
1 directorVAN LONDEN Sandra
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from €80,035 to €42,136Result from €60,398 to €30,154Dividend €42,136Debts from €39,764 to €5,770
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Liquidity
31.62 was 5.71 in 2024
Short-term debts fell from €39,764 to €5,770.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 14 to 36 days before the end of the period.
Starting capital
€18,600 100 shares
Position in the sector
97.0%
Higher solvency than 95% of companies in office administrative support. Sector median 50.3% · 9,701 companies.
Checked score
96
Excellent
Financially stronger than 69% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 31.62, cash €111,985
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €189,814 (97.0% of total assets)
Figures for financial year 2025 (filed on 17-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 97% on liquidity, 62% on profitability and 30% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as HQ VECTOR has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HQ VECTOR itself is lower: < 0.1% within 12 months. It rests on far more data about HQ VECTOR than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for HQ VECTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 31.62 (5.71 in 2024), above the usual 1.5. Short-term debt is 3% and cash 57.3% of total assets. 3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 days early
2024
36 days early
2023
34 days early
2022
21 days early
2021
34 days early
2020
31 days early
2019
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- JACOBS Herman Jaak Raymond 25 sharesdeed of 20-12-2018
- VAN LONDEN Sandra 75 sharesdeed of 20-12-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0715955317
Change of role: VAN LONDEN Sandra, from manager to director
Director discharge: VAN LONDEN Sandra · General meeting of 28-06-2023 · Gazette deed
New establishment in Sainte-Ode
Rue de Rechrival 22
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: JACOBS Herman Jaak Raymond and VAN LONDEN Sandra · Appointment: VAN LONDEN Sandra (manager) · published on 20-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HQ VECTOR Steenokkerzeel | €195,584 | €42,136 | 97.0% | - |
| The Circle of Healing Hands Maldegem | €218,610 | €43,414 | 46.6% | - |
| VIKSSON Hamme (Vl.) | €186,333 | €37,669 | 42.1% | 0 |
| WoWy Oud-Turnhout | €165,807 | €43,598 | 77.9% | - |
| King of My Castle Kruisem | €160,924 | €41,667 | 73.0% | - |
| PHB CONSEIL Fleurus | €167,290 | €39,471 | 91.3% | - |
| FINIS Zele | €162,607 | €38,803 | 60.4% | - |
These companies have the same main activity as HQ VECTOR: other business support services (NACE 82990). They are comparable in size and age: total assets between €161,000 and €219,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 18-12-2018Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment units
- 2.283.188.7701820 Steenokkerzeel, since 18-12-2018
- 2.336.647.8466680 Sainte-Ode, since 01-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-10-2025
Annual accounts 2025
- €195,584▼ 19.0%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on HQ VECTOR
HQ VECTOR files the micro format. That format states no turnover. The gross margin fell from €74,479 in 2019 to €42,136 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HQ VECTOR
- What is the company number of HQ VECTOR?
- The company number of HQ VECTOR is 0715.955.317. The VAT number is the same number with BE in front: BE 0715.955.317.
- Where is HQ VECTOR based?
- The registered office is at Ganzendries 43, 1820 Steenokkerzeel.Company details
- What does HQ VECTOR do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of HQ VECTOR?
- HQ VECTOR is a private limited company (BV).
- When was HQ VECTOR founded?
- HQ VECTOR was founded on 18-12-2018.
- Is HQ VECTOR still active?
- Yes, HQ VECTOR is an active enterprise in the KBO register.
- What is the turnover of HQ VECTOR?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €42,136 and 41 comparable companies (NACE 82990). It probably lies between €67,000 and €140,000.Financials
- Is HQ VECTOR profitable?
- In financial year 2025, HQ VECTOR made a profit of €30,154.
- Where can I find the annual accounts of HQ VECTOR?
- HQ VECTOR filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HQ VECTOR due?
- HQ VECTOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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