work 'n safe
Activework 'n safe has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €-5k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 214 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 12.72 against 5.46 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
267 d late
2023
61 d late
2022
20 d early
2021
29 d late
2020
46 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€90k▼ 5.0%
2024 · €94k
2018: €25k
2019: €25k
2020: €40k
2021: €46k
2022: €51k
2023: €73k
2024: €94k
2018 → 2025
Total assets
€97k▼ 15.7%
2024 · €115k
2018: €50k
2019: €45k
2020: €58k
2021: €64k
2022: €74k
2023: €97k
2024: €115k
2018 → 2025
Net result
€-5k
2024 · €21k
2018: €235
2019: €502
2020: €15k
2021: €6k
2022: €5k
2023: €23k
2024: €21k
2018 → 2025
Working capital
€89k▼ 4.9%
2024 · €93k
2018: €25k
2019: €25k
2020: €40k
2021: €44k
2022: €49k
2023: €72k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€51k▲ 11.2%€73k▲ 44.5%€94k▲ 28.4%€90k▼ 5.0%
Operating result€6k-€4k▼ 28.1%€23k▲ 459%€22k▼ 6.2%€-3k
Net result€6k-€5k▼ 11.1%€23k▲ 343%€21k▼ 7.7%€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €22k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€749▼ 14.3%
Current assets
€96k▼ 15.7%
Equity and liabilities €97k
Equity
€90k▼ 5.0%
Debt
€8k▼ 63.8%
The debt ratio falls from 18.2% to 7.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €22k
Cash flow
€-5k▼
2024 · €21k
Solvency
92.2%▲
2024 · 81.8%
Current ratio
12.72▲
2024 · 5.46
Quick ratio
12.72▲
2024 · 5.46
Debt / equity
0.08▼
2024 · 0.22
ROE
-5.3%▼
2024 · 22.1%
ROA
-4.9%▼
2024 · 18.1%
Interest coverage
-1.69▼
2024 · 22.68
Debt
€8k▼
2024 · €21k
Debt ≤ 1 year
€8k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€97k▼
Fixed assets21/28€874€749▼
Tangible fixed assets22/27€874€749▼
Plant, machinery and equipment23€874€749▼
Current assets29/58€114k€96k▼
Amounts receivable within one year40/41€104k€96k▼
Trade receivables40€5k€856▼
Other amounts receivable41€99k€96k▼
Cash at bank and in hand54/58€160-
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€115k€97k▼
Equity10/15€94k€90k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€24k€24k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€52k€47k▼
Amounts payable17/49€21k€8k▼
Amounts payable within one year42/48€21k€8k▼
Financial debts43€7k€8k▲
Credit institutions430/8€7k€8k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€10k-
Taxes450/3€10k-
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€251€125▼
Other operating charges640/8-€2k
Gross operating margin9900€22k€-887▼
Operating profit (loss)9901€22k€-3k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€975€2k▲
Recurring financial charges65€975€2k▲
Profit (loss) for the period before taxes9903€21k€-5k▼
Income taxes67/77€0-
Profit (loss) for the period9904€21k€-5k▼
Profit (loss) for the period to be appropriated9905€21k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€47k▼
Profit (loss) brought forward from the previous period14P€31k€52k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 16 days late
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 267 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼123%
Net result drops to €-5k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 12.72
Current ratio from 5.46 to 12.72; short-term debt falls from €21k to €8k.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €23k ▲343%
Operating result €23k, net result €23k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 72 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klappijstraat 123294 DiestGround area
80 m²
Parcel 24073H0005/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
WORK 'N SAFE
since 20112.199.245.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24073H0005/00F000 | Flanders | 80 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 540 EUR awarded · 540 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 540 EUR | 540 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 912 companies in sector 32990 we hold annual accounts for 162. 111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-05-2011
Fiscal year end31-12
Activities, NACEBEL
32990Other manufacturing not elsewhere classified
46499Wholesale of other household goods
46649Wholesale of other machinery and equipment
47120Other non-specialised retail sale
47789Other retail sale of new goods
47910Retail trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.