SPOT GROUP
ActiveSPOT GROUP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €834k and a net result of €176k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 382 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+20
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 3.23 in 2024; short-term debt: 20.9% and cash: 10.1% of total assets), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
16.4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
on the day
2023
113 d late
2022
29 d late
2021
2 d late
2020
54 d late
2019
74 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€176k▲ 4,998%
2024 · €3k
2018: €27k
2019: €90k
2020: €196k
2021: €206k
2022: €32k
2023: €104k
2024: €3k
2018 → 2025
Working capital
€432k▼ 1.9%
2024 · €440k
2018: €139k
2019: €148k
2020: €345k
2021: €535k
2022: €555k
2023: €517k
2024: €440k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€530k-€562k▲ 6.0%€654k▲ 16.4%€657k▲ 0.5%€834k▲ 26.8%
Operating result€306k-€48k▼ 84.2%€150k▲ 210%€10k▼ 93.3%€261k▲ 2,485%
Net result€206k-€32k▼ 84.5%€104k▲ 227%€3k▼ 96.7%€176k▲ 4,998%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,485% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€417k▲ 82.4%
Current assets
€657k▲ 3.0%
Equity and liabilities €1.07M
Equity
€834k▲ 26.8%
Debt
€240k▲ 15.1%
The debt ratio falls from 24.1% to 22.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€276k▲
2024 · €20k
Cash flow
€191k▲
2024 · €13k
Solvency
77.6%▲
2024 · 75.9%
Current ratio
2.92▼
2024 · 3.23
Quick ratio
1.46▼
2024 · 2.07
Debt / equity
0.29▼
2024 · 0.32
ROE
21.1%▲
2024 · 0.5%
ROA
16.4%▲
2024 · 0.4%
Interest coverage
302.64▲
2024 · 29.18
Debt
€240k▲
2024 · €209k
Debt ≤ 1 year
€225k▲
2024 · €197k
Income taxes
€83k▲
2024 · €8k
Staff costs
€265k▲
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€866k€1.07M▲
Fixed assets21/28€229k€417k▲
Intangible fixed assets21€4k€7k▲
Tangible fixed assets22/27€65k€112k▲
Land and buildings22€49k€45k▼
Plant, machinery and equipment23€4k€18k▲
Furniture and vehicles24€4k€43k▲
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€160k€298k▲
Current assets29/58€637k€657k▲
Stocks and contracts in progress3€229k€329k▲
Stocks30/36€229k€329k▲
Amounts receivable within one year40/41€368k€217k▼
Trade receivables40€139k€206k▲
Other amounts receivable41€229k€11k▼
Cash at bank and in hand54/58€26k€109k▲
Deferred charges and accrued income490/1€15k€2k▼
Equity and liabilities
Total equity and liabilities10/49€866k€1.07M▲
Equity10/15€657k€834k▲
Contributions10/11€10k€10k=
Outside capital11€10k€10k=
Other1109/19€10k€10k=
Reserves13€647k€824k▲
Distributable reserves133€647k€824k▲
Amounts payable17/49€209k€240k▲
Amounts payable within one year42/48€197k€225k▲
Trade debts44€32k€79k▲
Suppliers440/4€32k€79k▲
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€121k€128k▲
Taxes450/3€78k€61k▼
Remuneration and social security454/9€43k€67k▲
Other amounts payable47/48€44k€12k▼
Accrued charges and deferred income492/3€11k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€740-
Remuneration, social security and pensions62€151k€265k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-258€-2k▼
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A€341€2k▲
Gross operating margin9900€175k€544k▲
Operating profit (loss)9901€10k€261k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€673€911▲
Recurring financial charges65€673€911▲
Profit (loss) for the period before taxes9903€11k€260k▲
Income taxes67/77€8k€83k▲
Profit (loss) for the period9904€3k€176k▲
Profit (loss) for the period to be appropriated9905€3k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€176k▲
Profit (loss) brought forward from the previous period14P€60k-
Transfer to equity691/2€63k€176k▲
To other reserves6921€63k€176k▲
Social balance
Average headcount (FTE)90876.39.7▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 13 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼96.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 113 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
31-12
Financial
Highest result since 2018net €206k ▲4.8%
Operating result €306k, net result €206k, both a record.
31-12
Financial
Equity above €500kEq €530k ▲63.3%
4 profitable years in a row build equity to €530k.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial
Equity above €200kEq €324k ▲153%
3 profitable years in a row build equity to €324k.
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-12
Financial
Equity above €100kEq €128k ▲232%
2 profitable years in a row build equity to €128k.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 394 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waversesteenweg 74A2580 PutteGround area
1,912 m²
Building footprint
1,178 m²
Volume, LiDAR
6,436 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
IT SPOT / ELEKTRO SPOT / GAMING SPOT
since 20112.199.026.325
Van Heukelom by Spot Group / New Van Heukelom / NVH
since 20252.377.099.816
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322G0789/00D002 | Flanders | 1,220 m² | 1 · 907 m² | 11.1 m · 2 fl. |
| 12029A0513/00K002 | Flanders | 692 m² | 1 · 271 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 1 endedOnthaal, organisatie en sales duaal (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
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DATALINK
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Of 863 companies in sector 95100 we hold annual accounts for 265. 126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2011
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.