Active BE 0507.733.137Private limited company

Woon & Zorg Exploitatie Ichtegem

Melkerijstraat(ICH) 28 ·8480 Ichtegem, Belgium· 11 yrs active

Sector: Rusthuizen voor ouderen (ROB) (87301)

Conclusion Checked

The computed 12-month bankruptcy probability of Woon & Zorg Exploitatie Ichtegem is 0.2% (very low). The 2024 annual accounts show negative equity (€-606k) and a net result of €121k. Equity is shrinking by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 6% of 39 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-606k
Net result	€121k
Staff (FTE)	39.8
Better than sector	6%

Financial profile 5 of 5 axes measured · computed by Checked

47 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 18

Profitability 24

Solvency 33

Growth 62

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2014, 11 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

18 / 100 Critical

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · verkort

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~12.6%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 87 · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	-67.3%	45.3%	better than 6% of 39 sector peers
Net result	€121k	€58k	better than 58% of 38 sector peers
Equity	€-606k	€1.61M	better than 14% of 39 sector peers
Staff costs	€2.44M	€3.64M	higher than 35% of 38 sector peers
Employees (FTE)	39.8	50.9	better than 41% of 38 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€3.76M

+3.5% 18-24

EBITDA

€237k

+838.1% 18-24

Net profit

€121k

- 18-24

Cash flow

€205k

- 18-24

Total assets

€900k

-35.4% 18-24

Equity

€-606k

+16.6% 18-24

Working capital

€-973k

+9.1% 18-24

Employees (FTE)

40

-10.6% 18-24

Show 13 other metrics

Staff costs

€2.44M

-8.4% 18-24

Income taxes

€368

+37.3% 18-24

Debt

€1.51M

-29.0% 18-24

Debt ≤ 1y

€1.51M

-29.0% 18-24

Current ratio

0.35

-28.6% 18-24

Quick ratio

0.35

-29.1% 18-24

Solvency

-67.3%

-29.1% 18-24

Debt / equity

-2.49

+14.8% 18-24

ROE

-20.0%

- 18-24

ROA

13.4%

- 18-24

Net margin

3.2%

- 18-24

EBITDA margin

6.3%

+806.5% 18-24

Interest coverage

7.50

+1207.1% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	€3.76M
EBITDA	€237k
Net profit	€121k
Cash flow	€205k
Staff costs	€2.44M
Income taxes	€368
Dividends	-
Total assets	€900k
Equity	€-606k
Debt	€1.51M
of which ≤ 1y	€1.51M
of which > 1y	-
Working capital	€-973k
Employees (FTE)	39.8

Ratios (computed)

	2024
Current ratio	0.35
Quick ratio	0.35
Working capital ratio	-108.1%
Solvency	-67.3%
Debt / equity	-2.49
Long-term debt ratio	-
Interest coverage	7.50
Gross margin	58.7%
Net margin	3.2%
ROA	13.4%
ROE	-20.0%
EBITDA margin	6.3%
Days sales outstanding	41d
Days payable outstanding	49d
Inventory turnover	238.95
Days inventory (DSI)	2d

Balance-sheet composition 2024

Assets

Fixed assets €368k · 40.8% Current assets €533k · 59.2%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€900k
Fixed assets	21/28	€368k
Intangible fixed assets	21	€3k
Tangible fixed assets	22/27	€364k
Current assets	29/58	€533k
Stocks & contracts in progress	3	€6k
Amounts receivable within one year	40/41	€506k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€900k
Equity	10/15	€-606k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€-624k
Amounts payable	17/49	€1.51M
Amounts payable within one year	42/48	€1.51M
Trade debts payable within one year	44	€210k
Income statement
Turnover	70	€3.76M
Gross operating margin	9900	€2.68M
Operating result	9901	€153k
Financial charges	65	€32k
Result before taxes	9903	€121k
Income taxes	67/77	€368
Net result for the period	9904	€121k
Result to be appropriated	9905	€121k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Former directors (1)

BOTS Barend Michel
Director
State Gazette act 23447234 (06-12-2023)

Former
- → 01-07-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Rusthuizen voor ouderen (ROB)(87301)
Legal form	Private limited company(610)
Incorporation	17-12-2014
Status	Active
Postal code	8480

Establishment units 1 location

Hof Demeersseman

Melkerijstraat(ICH) 28, 8480 IchtegemRusthuizen voor ouderen (ROB)

since 20162.255.699.762

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35006A0464/00T000	Flanders	3,868 m²	1 · 1,625 m²	27.0 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

23-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

06-12-2023

State Gazette act Director changes

Charles DECKERS

19-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

12-01-2023

State Gazette act Director changes

2022

27-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

09-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

27-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

29-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

24-09-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

23-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

15-07-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgian State Gazette reading coverage 0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2023

06-12-2023 1 resigning, 3 reappointed Director changes·Charles DECKERS

BOTS Barend Michel, Bestuurder
Ernst & Young Bedrijfsrevisoren, Commissaris
BEELEN Dominiek Emelie Alfons, Bestuurder
DANNEELS Liesbet Marc Gino, Bestuurder

Notary: Charles DECKERS · AntwerpenFirm: Deckers notarissen

Original publication ↗

Technical details

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12-01-2023 3 reappointed Director changes

Dominiek Beelen, Bestuurder
Liesbet Danneels, Bestuurder
Barend Bots, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Rusthuizen voor ouderen (R.O.B.)87301Rusthuizen voor ouderen (ROB)87301

Primary activity highlighted.

Names & trade names

Legal nameNL

Woon & Zorg Exploitatie Ichtegem

Registered office

Melkerijstraat(ICH) 28

8480 Ichtegem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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