Skip to content

WOOCOOP

Active
Cooperative companyfounded 20178 yrs activeAvenue des Pâquerettes 55, 1410 Waterloo, BelgiumKBO/BCE: BE 0684.809.706

WOOCOOP has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €20k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 18035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+57
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 2.6 in 2024), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.9%
Return on assets
13.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 d early
2024
19 d late
2023
26 d late
2022
31 d late
2021
6 d early
2020
5 d late
2019
61 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€261k
EBIT margin
11.8%
Net result
€20k▲ 206%
2024 · €6k
2018: €22k 2019: €7k 2020: €15k 2021: €-7k 2022: €3k 2023: €-3k 2024: €6k
2018 → 2025
Working capital
€86k▲ 26.3%
2024 · €68k
2018: €50k 2019: €31k 2020: €52k 2021: €48k 2022: €58k 2023: €67k 2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€74k-€77k▲ 4.2%€74k▼ 5.0%€80k▲ 9.4%€101k▲ 25.1%
Operating result€-5k-€-7k▼ 40.4%€462€10k▲ 2,071%€25k▲ 151%
Net result€-7k-€3k€-3k€6k€20k▲ 206%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €-5k€-5kNet result 2021: €-7k€-7kOperating result 2022: €-7k€-7kNet result 2022: €3k€3kOperating result 2023: €462€462Net result 2023: €-3k€-3kOperating result 2024: €10k€10kNet result 2024: €6k€6kOperating result 2025: €25k€25kNet result 2025: €20k€20k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 151% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets €17k▲ 14.9%
Current assets €125k▲ 12.0%
Equity and liabilities €142k
Equity €101k▲ 25.1%
Debt €41k▼ 10.0%
The debt ratio falls from 36.3% to 29.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€27k
2024 · €15k
Cash flow
€22k
2024 · €11k
Solvency
70.9%
2024 · 63.7%
Current ratio
3.26
2024 · 2.60
Quick ratio
2.44
2024 · 1.85
Debt / equity
0.41
2024 · 0.57
ROE
19.5%
2024 · 8.0%
ROA
13.8%
2024 · 5.1%
Interest coverage
12.17
2024 · 5.80
Debt
€41k
2024 · €46k
Debt ≤ 1 year
€38k
2024 · €43k
Income taxes
€3k
2024 · €3
Staff costs
€33k
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€126k€142k
Fixed assets21/28€15k€17k
Tangible fixed assets22/27€6k€9k
Plant, machinery and equipment23€646€2k
Furniture and vehicles24€6k€6k
Financial fixed assets28€9k€9k=
Current assets29/58€111k€125k
Stocks and contracts in progress3€32k€32k
Stocks30/36€32k€32k
Amounts receivable within one year40/41€4k€624
Trade receivables40€3k€621
Other amounts receivable41€1k€3
Current investments50/53€50k-
Cash at bank and in hand54/58€24k€91k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€126k€142k
Equity10/15€80k€101k
Contributions10/11€37k€38k
Reserves13€4k€4k
Non-distributable reserves130/1€4k€4k
Reserves not available under the articles1311€4k€4k
Profit (loss) carried forward14€39k€59k
Amounts payable17/49€46k€41k
Amounts payable within one year42/48€43k€38k
Trade debts44€36k€25k
Suppliers440/4€36k€25k
Taxes, remuneration and social security45€7k€14k
Taxes450/3€1k€4k
Remuneration and social security454/9€6k€9k
Accrued charges and deferred income492/3€3k€3k
Income statement Code20242025
Non-recurring operating income76A€5k€2k
Remuneration, social security and pensions62€28k€33k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k
Other operating charges640/8€1k€2k
Non-recurring operating charges66A€4k€4k
Gross operating margin9900€48k€65k
Operating profit (loss)9901€10k€25k
Financial income75/76B€11€935
Recurring financial income75€11€935
Financial charges65/66B€4k€3k
Recurring financial charges65€3k€2k
Non-recurring financial charges66B€1k€1k
Profit (loss) for the period before taxes9903€6k€23k
Income taxes67/77€3€3k
Profit (loss) for the period9904€6k€20k
Profit (loss) for the period to be appropriated9905€6k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€39k€59k
Profit (loss) brought forward from the previous period14P€33k€39k
Transfer to equity691/2-€35
To the legal reserve6920-€35

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €100kEq €101k ▲25.1%
2 profitable years in a row build equity to €101k.
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-7k ▼147%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
05-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
16-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-11-2025 Damien Couplet: Resigned as Director
18-11-2025 Kajsa Sundstrom: Resigned as Director
18-11-2025 Valérie Garnier: Resigned as Director
21-10-2024 James Hellinckx: Resigned as Director
21-11-2023 Christophe Kelecom: Resigned as Director
21-11-2023 Fabienne Gysels: Resigned as Director
04-09-2023 Anne Binard: Resigned as Director
13-08-2021 Jeanine Van De Venne: Resigned as Director
13-08-2021 Thomas Verhulst: Resigned as Director
10-02-2021 Christophe Wilkin: Resigned as Director
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue des Pâquerettes 551410 Waterloo
Ground area
1,433 m²
Building footprint
832 m²
Volume, LiDAR
3,946 m³
Parcel 25762F0043/00T003, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WOOCOOP
Avenue des Pâquerettes 55, 1410 WaterlooRetail trade
since 20172.269.851.171
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762F0043/00T003 Wallonia 1,433 m² 1 · 832 m² 6.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

7 auditors
Bruno Coune
Statutory auditor
- → 21-10-2024
Show 6 earlier auditors
James Hellinckx
Statutory auditor
- → 10-02-2021
Laurent Klopfert
Statutory auditor
- → 10-02-2021
Marc De Wilde
Statutory auditor
- → 13-08-2021
Patrick de Walgue
Statutory auditor
- → 21-11-2023
Pauline De Wael
Statutory auditor
- → 21-11-2023
Wivine Marchandises
Statutory auditor
- → 21-11-2023

Recognitions · licences · registrations

Food safety, FASFC

1 site
Waterloo2.269.851.171
1 permission
Toelating · Detailhandel · since 07-10-2019

Similar companies · same sector, comparable size

Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 4,648 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded17-11-2017
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47279Other retail sale of food
47299Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.