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SVS INVEST

Active
Private limited companyfounded 2018active for 8 yearsZangvogellaan 30, 9041 Gent, BelgiumKBO/BCE: BE 0687.946.467

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SVS INVEST has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,144 and a net result of €53,567. Equity has been growing by about 31% per year since 2019. Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 15-01-2018 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.272.239.252 9041 Gent, since 18-01-2018
Financial year end
30 June
Peppol
Reachable since 05-11-2024

Board and ownership

Board
  • DE WETTE Valérie Guy ClaudineDirector · since 11-01-2018
  • SVS SERVICEDirector · since 11-01-2018 · permanent representative DE WETTE Valérie Guy Claudine

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€53,715
▲ 29.1%
Turnover
≈ €580,000
estimated
Profit
€53,567
▲ 29.8%
Equity
€139,144
▲ 62.6%
Total assets
€145,272
▲ 62.8%
Filed on 29-01-2026, 2 days before the deadlinePDF
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 22.35, cash €90,597Equity €139,144 (95.8% of total assets)Figures for financial year 2025 (filed on 29-01-2026)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 94% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.8% of total assets
Liquidity 100=
short-term debt 4.2% · cash 62.4%
Profitability 100=
return on assets 36.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.7%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -1.0 percentage point vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 22.35 (23.52 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 62.4% of total assets. 4.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 96% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 22.35, cash €90,597
NBB · annual accounts
lowers risk · Equity €139,144 (95.8% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 29-01-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
2 days early
2024
11 days late
2023
29 days early
2022
28 days early
2021
35 days early
2020
2 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 3 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 33.2% · 22,726 companies 95.8% View
  • Positive: Equity rose in 2025from €85,577 to €139,144 ▲ 62.6% View

Comparable companies

These companies have the same main activity as SVS INVEST: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €130,000 and €145,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
SVS INVEST Gent€145,272€53,715
MS UNIVERSAL Haaltert€131,200€59,299
NIKO CONSULTANTS Zottegem€129,855€61,266
NOCO Anderlecht€138,368€56,611
MANDEEP Brecht€145,385€48,132
WOOCOOP Waterloo€141,842€65,379
NIGHT POLIS Sint-Jans-Molenbeek€133,045€52,448
Full comparison

Documents

Annual accounts at the NBB

All 7 annual accounts

Articles and registers

Key facts about SVS INVEST

What is the company number of SVS INVEST?
The company number of SVS INVEST is 0687.946.467. The VAT number is the same number with BE in front: BE 0687.946.467.
Where is SVS INVEST based?
The registered office is at Zangvogellaan 30, 9041 Gent.Company details
What does SVS INVEST do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SVS INVEST?
The legal form of SVS INVEST is Private limited company (BV).
When was SVS INVEST founded?
SVS INVEST was founded on 15-01-2018.
Is SVS INVEST still active?
Yes, SVS INVEST is an active enterprise in the KBO register.
How many employees does SVS INVEST have?
SVS INVEST had an average of 1.1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of SVS INVEST?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €53,715 and 99 comparable companies (NACE 47110). It probably lies between €400,000 and €840,000.
Is SVS INVEST profitable?
In financial year 2025, SVS INVEST made a profit of €53,567.
Where can I find the annual accounts of SVS INVEST?
SVS INVEST filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SVS INVEST due?
SVS INVEST must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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