SVS INVEST

Active

Private limited companyfounded 2018active for 8 yearsZangvogellaan 30, 9041 Gent, BelgiumKBO/BCE: BE 0687.946.467

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SVS INVEST has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,144 and a net result of €53,567. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 95% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

SVS INVESTActiveChecked score 99/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 15-01-2018 Normal situation
Legal form: Private limited company
Registered office: Zangvogellaan 30, 9041 Gent
Activity: Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit: 2.272.239.252 9041 Gent, since 18-01-2018
Financial year end: 30 June
Peppol: Reachable since 05-11-2024

Company details

Who decides

Board

DE WETTE Valérie Guy ClaudineDirector · since 11-01-2018
SVS SERVICEDirector · since 11-01-2018 · permanent representative DE WETTE Valérie Guy Claudine

Shareholders

SVS SERVICE99.13%annual accounts 2025

Board & ownership

How it is doing

99 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts to 30-06-2025

Gross margin: €53,715; ▲ 29.1%
Turnover: ≈ €580,000; estimated
Profit: €53,567; ▲ 29.8%
Equity: €139,144; ▲ 62.6%
Total assets: €145,272; ▲ 62.8%

2025 accounts 2 days early

Filed on 29-01-2026PDF

Financials

Why 99raises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 22.35, cash €90,597Equity €139,144 (95.8% of total assets)Figures for financial year 2025 (filed 29-01-2026)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 94% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 95.8% of total assets

Liquidity 100=

short-term debt 4.2% · cash 62.4%

Profitability 100=

return on assets 36.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.7%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -1.0 percentage point vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity ample (current ratio 22.35, compared with 23.52 in 2024, above the usual 1.5; short-term debt: 4.2% and cash: 62.4% of total assets), and 4.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 99% on liquidity, 96% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 22.35, cash €90,597

NBB · annual accounts

Equity €139,144 (95.8% of total assets)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Figures for financial year 2025 (filed 29-01-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

2 days early

2024

11 days late

2023

29 days early

2022

28 days early

2021

35 days early

2020

2 days early

2019

25 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 3 January (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end01-11-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Among the best 5% on solvencysector median 33.2% · 22,679 companies 95.8% View
Positive: Equity rose in 2025from €85,577 to €139,144 ▲ 62.6% View

Documents

Key facts about SVS INVEST

What is the company number of SVS INVEST?: 0687.946.467. In Belgium the VAT number is the company number with BE in front: BE 0687.946.467.
Where is SVS INVEST based?: The registered office is at Zangvogellaan 30, 9041 Gent.Company details
What does SVS INVEST do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SVS INVEST?: Private limited company (BV).
When was SVS INVEST founded?: On 15-01-2018.
Is SVS INVEST still active?: Yes, SVS INVEST is an active enterprise in the KBO register.
How many employees does SVS INVEST have?: On average 1.1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of SVS INVEST?: ≈ €580,000 in financial year 2025. Estimated from the gross margin of €53,715: probably between €400,000 and €840,000, based on 99 comparable companies, NACE 47110.
Is SVS INVEST profitable?: In financial year 2025, SVS INVEST made a profit of €53,567.
Where can I find the annual accounts of SVS INVEST?: SVS INVEST filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SVS INVEST due?: By 31-01-2027, for financial year 2026.Timeline