Equity
-€152,445
Debts exceed assets in financial year 2025.
Woningbouw Eeckloo
Lifetime
13 annual accounts with figures on one time axispeak €19,994 (2023)
€15,357▲ €149,049
lowest -€135,023 (2024)
-€2,190▲ €132,834
peak €26,366 (2016)
-€152,445▼ €2,190
€359,593▼ 40.6%
Board2 names since 2012
2 directorsBeuselinck Lieve and 1 other
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from -€133,692 to €15,357Loss of €2,190Debts from €605,699 to €359,593Cash from €188,803 to €9,509
Key points
from the 2025 annual accountsResult
-€2,190 ▲ 98.4%
The result rose in 2025 from -€135,023 to -€2,190.
Turnover
≈ €64,000 estimated
The accounts state no turnover.
Debts
€359,593 174% of the balance sheet
Financial debts 2%Suppliers 15%Taxes and wages 0%Other 83%
Of this, €354,010 falls due within a year.
Filings
13 annual accounts since 2013
Ten of the last ten came late. The 2020 accounts came latest: 89 days after the end of the period.
Position in the sector
-€152,445
Less equity than 95% of companies in real estate. Sector median €73,119 · 17,206 companies.
Checked score
54
Fair
Financially stronger than 23% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.5%highest value
01-2025: 4.5%● unchanged vs 12-2024highest value
02-2025: 4.5%● unchanged vs 01-2025highest value
03-2025: 4.5%● unchanged vs 02-2025highest value
04-2025: 4.4%▼ -0.1 percentage points vs 03-2025
05-2025: 4.2%▼ -0.2 percentage points vs 04-2025
06-2025: 4.0%▼ -0.2 percentage points vs 05-2025
07-2025: 4.0%● unchanged vs 06-2025
08-2025: 4.2%▲ +0.2 percentage points vs 07-2025
09-2025: 2.7%▼ -1.5 percentage points vs 08-2025
10-2025: 2.7%● unchanged vs 09-2025
11-2025: 2.7%● unchanged vs 10-2025
12-2025: 2.7%● unchanged vs 11-2025
01-2026: 2.7%● unchanged vs 12-2025
02-2026: 1.4%▼ -1.3 percentage points vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.3%▼ -0.1 percentage points vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.3%● unchanged vs 07-2026
09-2026: 0.7%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: 0.7%● unchanged vs 09-2026lowest value
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€152,445
Last filed accounts filed 25 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €207,149
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 8% on liquidity, 38% on profitability and 40% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as Woningbouw Eeckloo has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Woningbouw Eeckloo itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for Woningbouw Eeckloo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.53 (0.83 in 2024), below 1. Short-term debt is 170.9% and cash 4.6% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€152,445
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
28 days late
2023
61 days late
2022
66 days late
2021
31 days late
2020
89 days late
2019
77 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 54 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen, Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 4 more · Torhout
Changes of role: Eeckloo Geert (director) and Beuselinck Lieve (director)
Director discharge: Eeckloo Geert · Director discharge: Beuselinck Lieve · General meeting of 24-11-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0845146647
Incorporation
published on 12-04-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Woningbouw Eeckloo Diksmuide | €207,149 | €15,357 | -73.6% | - |
| RETROBOUW Oostkamp | €244,968 | €21,635 | 52.1% | - |
| Algemene Bouwwerken Martin Devolder Pittem | €180,323 | €10,932 | 97.2% | - |
| TASSIER Antwerp | €208,065 | €17,221 | 66.8% | - |
| MP BUILDING Laarne | €234,442 | €15,755 | 86.9% | - |
| MOBRI Bree | €211,554 | €12,989 | 90.6% | - |
| L&M Puurs-Sint-Amands | €174,251 | €21,298 | -106.2% | - |
These companies have the same main activity as Woningbouw Eeckloo: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €174,000 and €245,000, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 10-04-2012Normal situation
- Activity
- Development of residential building projectsNACE 68121and 4 others
- Establishment unit
- 2.209.262.6948600 Diksmuide, since 10-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 31-08-2023
Insights on Woningbouw Eeckloo
Woningbouw Eeckloo files the micro format. That format states no turnover. The gross margin rose from €3,979 in 2013 to €15,357 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Woningbouw Eeckloo
- What is the company number of Woningbouw Eeckloo?
- The company number of Woningbouw Eeckloo is 0845.146.647. The VAT number is the same number with BE in front: BE 0845.146.647.
- Where is Woningbouw Eeckloo based?
- The registered office is at Kortewildestraat 12, 8600 Diksmuide.Company details
- What does Woningbouw Eeckloo do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Woningbouw Eeckloo?
- Woningbouw Eeckloo is a private limited company (BV).
- When was Woningbouw Eeckloo founded?
- Woningbouw Eeckloo was founded on 10-04-2012.
- Is Woningbouw Eeckloo still active?
- Yes, Woningbouw Eeckloo is an active enterprise in the KBO register.
- What is the turnover of Woningbouw Eeckloo?
- The turnover in financial year 2025 is ≈ €64,000. This figure is estimated from the gross margin of €15,357 and 48 comparable companies (NACE 68121). It probably lies between €32,000 and €200,000. It is a rough estimate.Financials
- Is Woningbouw Eeckloo profitable?
- In financial year 2025, Woningbouw Eeckloo made a loss of €2,190.
- Where can I find the annual accounts of Woningbouw Eeckloo?
- Woningbouw Eeckloo filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Woningbouw Eeckloo due?
- Woningbouw Eeckloo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.