RETROBOUW
ActiveRETROBOUW has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €123k and a net result of €15k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▲+28
Solvency76▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.43 in 2023; short-term debt: 10.8% and cash: 3.1% of total assets), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
33 d early
2022
43 d early
2021
30 d early
2020
10 d late
2019
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€123k▲ 14.3%
2023 · €107k
2018: €65k
2019: €92k
2020: €91k
2021: €103k
2022: €108k
2023: €107k
2018 → 2024
Total assets
€240k▲ 0.7%
2023 · €238k
2018: €250k
2019: €337k
2020: €270k
2021: €261k
2022: €245k
2023: €238k
2018 → 2024
Net result
€15k
2023 · €-523
2018: €76k
2019: €27k
2020: €-598
2021: €12k
2022: €5k
2023: €-523
2018 → 2024
Working capital
€-7k▲ 59.2%
2023 · €-17k
2018: €-18k
2019: €-9k
2020: €-12k
2021: €-13k
2022: €-22k
2023: €-17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€91k-€103k▲ 13.2%€108k▲ 4.6%€107k▼ 0.5%€123k▲ 14.3%
Operating result€7k-€25k▲ 261%€16k▼ 34.8%€7k▼ 57.0%€33k▲ 383%
Net result€-598-€12k€5k▼ 60.4%€-523€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 383% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €240k
Fixed assets
€221k▼ 2.1%
Current assets
€19k▲ 50.3%
Equity and liabilities €240k
Equity
€123k▲ 14.3%
Debt
€117k▼ 10.5%
The debt ratio falls from 54.9% to 48.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2023 · €12k
Cash flow
€20k▲
2023 · €5k
Solvency
51.2%▲
2023 · 45.1%
Current ratio
0.73▲
2023 · 0.43
Quick ratio
0.73▲
2023 · 0.43
Debt / equity
0.95▼
2023 · 1.22
ROE
12.5%▲
2023 · -0.5%
ROA
6.4%▲
2023 · -0.2%
Interest coverage
3.96▲
2023 · 1.64
Debt
€117k▼
2023 · €131k
Debt ≤ 1 year
€26k▼
2023 · €30k
Debt > 1 year
€91k▼
2023 · €101k
Income taxes
€8k▲
2023 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€238k€240k▲
Fixed assets21/28€226k€221k▼
Tangible fixed assets22/27€226k€221k▼
Land and buildings22€225k€221k▼
Furniture and vehicles24€792-
Current assets29/58€13k€19k▲
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€10k€10k▼
Other amounts receivable41€1k€167▼
Cash at bank and in hand54/58-€7k
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€238k€240k▲
Equity10/15€107k€123k▲
Contributions10/11€6k€6k=
Reserves13€102k€117k▲
Distributable reserves133€102k€117k▲
Profit (loss) carried forward14€-523-
Amounts payable17/49€131k€117k▼
Amounts payable after more than one year17€101k€91k▼
Financial debts170/4€10k-
Other amounts payable178/9€91k€91k▲
Amounts payable within one year42/48€30k€26k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€13k-
Credit institutions430/8€13k-
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€11k▲
Accrued charges and deferred income492/3€14-
Income statement
Code20232024
Non-recurring operating income76A-€245
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€2k€2k=
Non-recurring operating charges66A-€63
Gross operating margin9900€14k€40k▲
Operating profit (loss)9901€7k€33k▲
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€-359€24k▲
Income taxes67/77€164€8k▲
Profit (loss) for the period9904€-523€15k▲
Profit (loss) for the period to be appropriated9905€-523€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-523€15k▲
Profit (loss) brought forward from the previous period14P-€-523
Transfer from equity791/2-€523
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲13.2%
Equity rises from €91k to €103k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet €-598 ▼102%
Net result drops to €-598, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2011
Ground area
743 m²
Building footprint
203 m²
Volume, LiDAR
948 m³
Parcel 31022B0134/00G002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RETROBOUW
since 20112.195.138.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022B0134/00G002 | Flanders | 743 m² | 1 · 203 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONCREBO
BE 0801.286.217
Sint-Gillis-Waas · Eq €123k
RT-CONSULT
BE 0541.352.743
Heusden-Zolder · Eq €123k
BRUBO
BE 0731.680.403
Aalst · Eq €123k
BL GROUP
BE 0666.986.450
Dilbeek · Eq €123k
Klokkeveld
BE 0738.768.331
Tessenderlo-Ham · Eq €123k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2010
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.