WOMACO
ActiveWOMACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €48k and a net result of €13k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 5491 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5491 sector peers (2025).
NBB · sector comparisonPosition among 5491 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
11 d early
2024
8 d early
2023
26 d early
2022
28 d early
2021
32 d early
2020
45 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€48k▲ 16.6%
2024 · €41k
2020: €38k
2021: €38k
2022: €24k
2023: €29k
2024: €41k
2020 → 2025
Net result
€13k▼ 46.8%
2024 · €24k
2020: €31k
2021: €-439
2022: €12k
2023: €18k
2024: €24k
2020 → 2025
Total assets
€415k▼ 3.5%
2024 · €430k
2020: €55k
2021: €91k
2022: €84k
2023: €70k
2024: €430k
2020 → 2025
Solvency
11.5%▲ 2.0pp
2024 · 9.5%
2020: 69.9%
2021: 41.4%
2022: 28.4%
2023: 41.2%
2024: 9.5%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€24k▼ 36.9%€29k▲ 20.3%€41k▲ 42.9%€48k▲ 16.6%
Operating result€3k-€18k▲ 621%€26k▲ 44.7%€36k▲ 37.5%€28k▼ 21.2%
Net result€-439-€12k€18k▲ 51.9%€24k▲ 31.5%€13k▼ 46.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €415k
Fixed assets
€351k▼ 1.9%
Current assets
€64k▼ 11.5%
Equity and liabilities €415k
Equity
€48k▲ 16.6%
Debt
€367k▼ 5.6%
The debt ratio falls from 90.5% to 88.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
11.5%▲
2024 · 9.5%
ROE
26.8%▼
2024 · 58.9%
ROA
3.1%▼
2024 · 5.6%
Debt
€367k▼
2024 · €389k
Debt ≤ 1 year
€96k▲
2024 · €78k
Debt > 1 year
€271k▼
2024 · €311k
Income taxes
€7k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€430k€415k▼
Fixed assets21/28€358k€351k▼
Tangible fixed assets22/27€8k€1k▼
Furniture and vehicles24€8k€1k▼
Financial fixed assets28€350k€350k=
Current assets29/58€72k€64k▼
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€21k€18k▼
Trade receivables40€16k€16k=
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€21k€15k▼
Deferred charges and accrued income490/1€741€643▼
Equity and liabilities
Total equity and liabilities10/49€430k€415k▼
Equity10/15€41k€48k▲
Contributions10/11€10k€10k=
Reserves13€31k€38k▲
Distributable reserves133€31k€38k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€389k€367k▼
Amounts payable after more than one year17€311k€271k▼
Financial debts170/4€311k€271k▼
Amounts payable within one year42/48€78k€96k▲
Current portion of amounts payable after more than one year42€39k€40k▲
Financial debts43€4k€6k▲
Credit institutions430/8€4k€6k▲
Trade debts44€3k€32k▲
Suppliers440/4€3k€32k▲
Taxes, remuneration and social security45€21k€13k▼
Taxes450/3€21k€13k▼
Other amounts payable47/48€12k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€44k€38k▼
Operating profit (loss)9901€36k€28k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€1k€10k▲
Recurring financial charges65€1k€10k▲
Profit (loss) for the period before taxes9903€36k€19k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€24k€13k▼
Profit (loss) for the period to be appropriated9905€24k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€13k▼
Transfer to equity691/2€12k€7k▼
To other reserves6921€12k€7k▼
Profit to be distributed694/7€12k€6k▼
Return on contributions (dividend)694€12k€6k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-439 ▼101%
Net result drops to €-439, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hagelkruis 132390 MalleGround area
677 m²
Building footprint
152 m²
Volume, LiDAR
510 m³
Parcel 11032A0432/00N002, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WOMACO
since 20192.294.756.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0432/00N002 | Flanders | 677 m² | 1 · 152 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mario@womaco.be