wolkom
ActiveThe computed 12-month bankruptcy probability of wolkom is 1.9% (moderate). The 2025 annual accounts show equity of €26k and a net result of €4k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 18040 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-11
Solvency61▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.36 in 2024; short-term debt: 64.2% and cash: 11.8% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 19.3%
2024 · €22k
2023: €12k
2024: €22k
2023 → 2025
Total assets
€73k▲ 9.9%
2024 · €67k
2023: €53k
2024: €67k
2023 → 2025
Net result
€4k▼ 56.5%
2024 · €10k
2023: €5k
2024: €10k
2023 → 2025
Working capital
€13k▼ 19.8%
2024 · €16k
2023: €5k
2024: €16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€22k▲ 80.0%€26k▲ 19.3%
Operating result€8k-€13k▲ 59.4%€6k▼ 54.8%
Net result€5k-€10k▲ 106%€4k▼ 56.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€13k▲ 131%
Current assets
€60k▼ 1.5%
Equity and liabilities €73k
Equity
€26k▲ 19.3%
Debt
€47k▲ 5.2%
The debt ratio falls from 67.0% to 64.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €15k
Cash flow
€8k▼
2024 · €12k
Solvency
35.8%▲
2024 · 33.0%
Current ratio
1.28▼
2024 · 1.36
Quick ratio
0.23▼
2024 · 0.39
Debt / equity
1.79▼
2024 · 2.03
ROE
16.2%▼
2024 · 44.4%
ROA
5.8%▼
2024 · 14.7%
Interest coverage
12.13▼
2024 · 14.57
Debt
€47k▲
2024 · €45k
Debt ≤ 1 year
€47k▲
2024 · €45k
Income taxes
€871▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€73k▲
Fixed assets21/28€6k€13k▲
Intangible fixed assets21€565€366▼
Tangible fixed assets22/27€5k€13k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€723€473▼
Other tangible fixed assets26€3k€11k▲
Current assets29/58€61k€60k▼
Stocks and contracts in progress3€44k€49k▲
Stocks30/36€44k€49k▲
Amounts receivable within one year40/41€2k€0▼
Trade receivables40€2k€0▼
Cash at bank and in hand54/58€13k€9k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€67k€73k▲
Equity10/15€22k€26k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€15k€19k▲
Amounts payable17/49€45k€47k▲
Amounts payable within one year42/48€45k€47k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Advances received on contracts in progress46€60€0▼
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€11k€11k▲
Other amounts payable47/48€30k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€653▼
Other operating charges640/8€770€2k▲
Non-recurring operating charges66A€1k€749▼
Gross operating margin9900€22k€12k▼
Operating profit (loss)9901€13k€6k▼
Financial income75/76B€655€28▼
Recurring financial income75€655€28▼
Financial charges65/66B€1k€766▼
Recurring financial charges65€1k€766▼
Profit (loss) for the period before taxes9903€13k€5k▼
Income taxes67/77€3k€871▼
Profit (loss) for the period9904€10k€4k▼
Profit (loss) for the period to be appropriated9905€10k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€19k▲
Profit (loss) brought forward from the previous period14P€5k€15k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼56.5%
Net result drops to €4k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €10k ▲106%
Operating result €13k, net result €10k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsestraat 53200 AarschotGround area
192 m²
Building footprint
177 m²
Volume, LiDAR
1,277 m³
Parcel 24662H0436/00F000, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
wolkom
since 20222.336.280.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0436/00F000 | Flanders | 192 m² | 1 · 177 m² | 14.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOM'IN
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Het Borduurbloempje
BE 1000.205.404
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KNOPS & MORE
BE 0740.515.915
Buggenhout · Eq €34k
Project-XXL
BE 0668.999.397
Heist-op-den-Berg · Eq €20k
Of 220 companies in sector 47513 we hold annual accounts for 59. 50 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2022
Fiscal year end31-12
Activities, NACEBEL
47513Retail trade
46411Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.wolkom.be
E-mail:info@wolkom.be