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KNOPS & MORE

Active
Private limited companyfounded 2019active for 6 yearsVierhuizen 18, 9255 Buggenhout, BelgiumKBO/BCE: BE 0740.515.915
Summary

The computed 12-month bankruptcy probability of KNOPS & MORE is 7.0% (elevated). The 2024 annual accounts show negative equity (-€2,812) and a net result of -€4,092. Equity has been shrinking by about 28% per year since 2019. Its solvency ranks better than 22% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 27-12-2019 Normal situation
Activity
Retail trade NACE 47513
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2022
Establishment units
2.298.567.725 9255 Buggenhout, since 27-12-2019
2.298.567.626 1745 Opwijk, since 02-03-2020
Financial year end
31 December
Peppol
Reachable since 05-01-2026

Board and ownership

Board
  • Börner PeterDirector

Financial position

32 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.0%
Annual accounts 2024
Gross margin
€8,038
Turnover
≈ €84,000
estimated
Loss
€4,092
Equity
-€2,812
Total assets
€100,029
Staff
≈ 0.1 FTE
estimated
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 94 days past the deadline
Filed on 30-09-2025
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts lateFigures for financial year 2024 (filed on 30-09-2025)Liquidity: current ratio 0.97lowers riskSize: total assets €100,029Show the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 13% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2022
Weak
Solvency 22-39
equity -2.8% of total assets
Liquidity 0-32
short-term debt 94.0%
Profitability 17+13
return on assets -4.1%
Bankruptcy probability within 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 8.9% 01-2025: 11.6%▲ +2.7 percentage points vs 12-2024 02-2025: 11.6%● unchanged vs 01-2025 03-2025: 12.0%▲ +0.4 percentage points vs 02-2025 04-2025: 11.3%▼ -0.7 percentage points vs 03-2025 05-2025: 11.3%● unchanged vs 04-2025 06-2025: 11.1%▼ -0.2 percentage points vs 05-2025 07-2025: 11.0%▼ -0.1 percentage points vs 06-2025 08-2025: 13.5%▲ +2.5 percentage points vs 07-2025highest value 09-2025: 13.5%● unchanged vs 08-2025highest value 10-2025: 5.3%▼ -8.2 percentage points vs 09-2025 11-2025: 5.3%● unchanged vs 10-2025 12-2025: 5.3%● unchanged vs 11-2025 01-2026: 5.3%● unchanged vs 12-2025 02-2026: 5.2%▼ -0.1 percentage points vs 01-2026 03-2026: 5.2%● unchanged vs 02-2026 04-2026: 4.8%▼ -0.4 percentage points vs 03-2026 05-2026: 4.6%▼ -0.2 percentage points vs 04-2026 06-2026: 4.5%▼ -0.1 percentage points vs 05-2026 07-2026: 4.3%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 5.1%▲ +0.8 percentage points vs 07-2026 09-2026: 5.2%▲ +0.1 percentage points vs 08-2026 10-2026: 7.0%▲ +1.8 percentage points vs 09-2026 11-2026: 7.0%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.97 (1.36 in 2022), below 1. Short-term debt is 94% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 1% on liquidity and 21% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 30-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €100,029
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.97
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
1920212224
2019 to 2024 · latest year -€2,812
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2022
56 days late
2021
134 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 63 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€2,812 View
  • Caution: 2 loss-making years in a rowloss in financial year 2024 -€4,092 View

Recent changes

  1. · Gazette deed Registered office moved from Merchtem to Buggenhout
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as KNOPS & MORE: retail trade (NACE 47513). They are comparable in size and age: total assets between €50,000 and €192,000, founded between 2016 and 2022.

CompanyTotal assetsGross margin
KNOPS & MORE Buggenhout€100,029€8,038
De Roopoorte Nazareth-De Pinte€90,311€12,150
M99 Boechout€128,135€11,660
wolkom Aarschot€73,425€12,405
VEZELS Stabroek€97,027€24,589
TIMOTHEE Zaventem€49,962€16,417
Atelier Moondust Sint-Lambrechts-Woluwe€191,786€20,854
Full comparison

Key facts about KNOPS & MORE

What is the company number of KNOPS & MORE?
The company number of KNOPS & MORE is 0740.515.915. The VAT number is the same number with BE in front: BE 0740.515.915.
Where is KNOPS & MORE based?
The registered office is at Vierhuizen 18, 9255 Buggenhout.Company details
What does KNOPS & MORE do?
According to the KBO register, the main activity is retail trade (NACE 47513).
What is the legal form of KNOPS & MORE?
The legal form of KNOPS & MORE is Private limited company (BV).
When was KNOPS & MORE founded?
KNOPS & MORE was founded on 27-12-2019.
Is KNOPS & MORE still active?
Yes, KNOPS & MORE is an active enterprise in the KBO register.
How many employees does KNOPS & MORE have?
KNOPS & MORE had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does KNOPS & MORE fall under?
In its 2022 annual accounts, KNOPS & MORE states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of KNOPS & MORE?
The turnover in financial year 2024 is ≈ €84,000. This figure is estimated from the gross margin of €8,038 and 61 comparable companies (NACE 475). It probably lies between €45,000 and €200,000. It is a rough estimate.
Is KNOPS & MORE profitable?
In financial year 2024, KNOPS & MORE made a loss of €4,092.
Where can I find the annual accounts of KNOPS & MORE?
KNOPS & MORE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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