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WOLIVE

Active
Private limited companyfounded 198838 yrs activeHof ter Weerdestraat 16, 1850 Grimbergen, BelgiumKBO/BCE: BE 0433.648.101
Summary

WOLIVE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€178,625) and a net result of -€95,713. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability15▲+4
Solvency19▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.02 in 2024; short-term debt: 105.7% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-5.7%
Return on assets
-3%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€178,625
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
on the day
2023
43 d early
2022
on the day
2021
39 d early
2020
47 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 March 1988, WOLIVE was incorporated.1 Total assets went from EUR 1 million in 2019 to EUR 3.2 million in 2025 and headcount from 0.8 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€178,625▼ 115%
2024 · -€82,912
Total assets
€3.2m▲ 3.7%
2024 · €3.0m
Net result
-€95,713▲ 50.6%
2024 · -€193,906
Working capital
-€3.3m▼ 10.5%
2024 · -€3.0m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5,173▼ 79.5%€6,421▲ 24.1%-€161,816-€95,784▲ 40.8%-€49,182▲ 48.7%
Net result-€11,975below the sector's middle half-€6,007within the sector's middle half▲ 49.8%-€96,879below the sector's middle half▼ 1,513%-€193,906below the sector's middle half▼ 100%-€95,713below the sector's middle half▲ 50.6%
Equity€213,880within the sector's middle half▼ 5.3%€207,873within the sector's middle half▼ 2.8%€110,994within the sector's middle half▼ 46.6%-€82,912below the sector's middle half-€178,625below the sector's middle half▼ 115%
Total assets€1.0mwithin the sector's middle half▲ 0.8%€1.0mwithin the sector's middle half▼ 2.6%€3.1mabove the sector's middle half▲ 207%€3.0mabove the sector's middle half▼ 1.9%€3.2mabove the sector's middle half▲ 3.7%
Debt€824,166▲ 2.5%€803,416▼ 2.5%€3.0m▲ 272%€3.1m▲ 4.5%€3.3m▲ 6.7%
Working capital-€489,039below the sector's middle half▼ 11.5%-€532,050below the sector's middle half▼ 8.8%-€2.8mbelow the sector's middle half▼ 422%-€3.0mbelow the sector's middle half▼ 7.9%-€3.3mbelow the sector's middle half▼ 10.5%
Solvency20.6%within the sector's middle half▼ 1.3pp20.6%within the sector's middle half=3.6%below the sector's middle half▼ 17.0pp-2.7%below the sector's middle half▼ 6.3pp-5.7%below the sector's middle half▼ 2.9pp
Current ratio0.12below the sector's middle half▲ 0.050.12below the sector's middle half=0.03below the sector's middle half▼ 0.090.02below the sector's middle half▼ 0.010.01below the sector's middle half▼ 0.01
Return on assets (ROA)-1.2%within the sector's middle half▼ 2.3pp-0.6%within the sector's middle half▲ 0.6pp-3.1%below the sector's middle half▼ 2.5pp-6.4%below the sector's middle half▼ 3.2pp-3.0%below the sector's middle half▲ 3.3pp
Staff (FTE)0.8=1▲ 25.0%1=1=1=
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0Operating result 2021: €5,173€5,173Net result 2021: -€11,975-€11,975Operating result 2022: €6,421€6,421Net result 2022: -€6,007-€6,007Operating result 2023: -€161,816-€161,816Net result 2023: -€96,879-€96,879Operating result 2024: -€95,784-€95,784Net result 2024: -€193,906-€193,906Operating result 2025: -€49,182-€49,182Net result 2025: -€95,713-€95,71320212022202320242025-€200,000-€150,000-€100,000-€50,000€0Operating result 2023: -€161,816-€162,000Net result 2023: -€96,879-€96,900Operating result 2024: -€95,784-€95,800Net result 2024: -€193,906-€194,000Operating result 2025: -€49,182-€49,200Net result 2025: -€95,713-€95,700202320242025
The operating result stays negative: a loss of €49,182 in 2025 against €95,784 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets €3.1m ▲ 5.2%
Current assets €21,030 ▼ 65.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€20,707▲
2024 · -€52,600
Cash flow
-€67,237▲
2024 · -€150,722
Debt to equity
-18.67▲
2024 · -37.70
Interest coverage
-0.45▼
2024 · -0.42
Debt ≤ 1 year
€3.3m▲
2024 · €3.1m
Income taxes
€323▲
2024 · €266
Staff costs
€51,903▲
2024 · €49,984
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
5.9% stopped otherwise
90% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.0m€3.2m▲
Fixed assets21/28€3.0m€3.1m▲
Tangible fixed assets22/27€2.8m€3.0m▲
Land and buildings22€2.8m€3.0m▲
Plant, machinery and equipment23€1,425€1,086▼
Furniture and vehicles24€758€342▼
Financial fixed assets28€135,435€137,553▲
Current assets29/58€60,854€21,030▼
Amounts receivable within one year40/41€52,567€17,280▼
Trade receivables40€33,155€17,076▼
Other amounts receivable41€19,412€203▼
Current investments50/53€264€264=
Cash at bank and in hand54/58€5,323€3,486▼
Deferred charges and accrued income490/1€2,700-
Equity and liabilities
Total equity and liabilities10/49€3.0m€3.2m▲
Equity10/15-€82,912-€178,625▼
Contributions10/11€62,000€62,000=
Outside capital11€62,000€62,000=
Other1109/19€62,000€62,000=
Reserves13€6,200€6,200=
Distributable reserves133€6,200€6,200=
Profit (loss) carried forward14-€151,112-€246,825▼
Amounts payable17/49€3.1m€3.3m▲
Amounts payable after more than one year17€66,592-
Financial debts170/4€66,592-
Amounts payable within one year42/48€3.1m€3.3m▲
Current portion of amounts payable after more than one year42€1.9m€66,592▼
Financial debts43-€1.8m
Credit institutions430/8-€1.8m
Trade debts44-€2,272
Suppliers440/4-€2,272
Taxes, remuneration and social security45€7,238€7,210▼
Taxes450/3€1,111€928▼
Remuneration and social security454/9€6,127€6,282▲
Other amounts payable47/48€1.2m€1.4m▲
Income statement Code20242025
Remuneration, social security and pensions62€49,984€51,903▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,184€28,476▼
Other operating charges640/8€28,722€36,493▲
Gross operating margin9900€26,106€67,689▲
Operating profit (loss)9901-€95,784-€49,182▲
Financial income75/76B€28,579€79▼
Recurring financial income75€28,579€79▼
Financial charges65/66B€126,434€46,287▼
Recurring financial charges65€126,434€46,287▼
Profit (loss) for the period before taxes9903-€193,640-€95,390▲
Income taxes67/77€266€323▲
Profit (loss) for the period9904-€193,906-€95,713▲
Profit (loss) for the period to be appropriated9905-€193,906-€95,713▲
Appropriation of the result
Profit (loss) to be appropriated9906-€151,112-€246,825▼
Profit (loss) brought forward from the previous period14P€42,794-€151,112▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€10,211€52,139€49,984€51,903▲ 3.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,489€31,893€95,734€43,184€28,476▼ 34.1%
Other operating charges640/8-€48,847€28,784€28,722€36,493▲ 27.1%
Gross operating margin9900€59,897€97,372€14,842€26,106€67,689▲ 159%
Operating profit (loss)9901€5,173€6,421-€161,816-€95,784-€49,182▲ 48.7%
Financial income75/76B-€111€83,641€28,579€79▼ 99.7%
Recurring financial income75€289€111€83,641€28,579€79▼ 99.7%
Financial charges65/66B-€12,284€18,490€126,434€46,287▼ 63.4%
Recurring financial charges65€17,191€12,284€18,490€126,434€46,287▼ 63.4%
Profit (loss) for the period before taxes9903-€11,729-€5,751-€96,665-€193,640-€95,390▲ 50.7%
Income taxes67/77€247€256€214€266€323▲ 21.4%
Profit (loss) for the period9904-€11,975-€6,007-€96,879-€193,906-€95,713▲ 50.6%
Profit (loss) for the period to be appropriated9905-€11,975-€6,007-€96,879-€193,906-€95,713▲ 50.6%
Line20212022202320242025Change
Assets
Total assets20/58€1.0m€1.0m€3.1m€3.0m€3.2m▲ 3.7%
Fixed assets21/28€969,527€939,859€3.0m€3.0m€3.1m▲ 5.2%
Tangible fixed assets22/27€833,492€801,599€2.9m€2.8m€3.0m▲ 5.3%
Land and buildings22-€800,313€2.9m€2.8m€3.0m▲ 5.4%
Plant, machinery and equipment23-€173-€1,425€1,086▼ 23.8%
Furniture and vehicles24-€1,113€18,697€758€342▼ 54.9%
Financial fixed assets28€136,034€138,260€135,435€135,435€137,553▲ 1.6%
Current assets29/58€68,520€71,430€78,693€60,854€21,030▼ 65.4%
Amounts receivable within one year40/41€48,192€60,777€51,328€52,567€17,280▼ 67.1%
Trade receivables40-€47,546€32,331€33,155€17,076▼ 48.5%
Other amounts receivable41-€13,231€18,996€19,412€203▼ 99.0%
Current investments50/53€264€264€264€264€264=
Cash at bank and in hand54/58€20,064€7,987€24,351€5,323€3,486▼ 34.5%
Deferred charges and accrued income490/1-€2,401€2,749€2,700--
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.0m€3.1m€3.0m€3.2m▲ 3.7%
Equity10/15€213,880€207,873€110,994-€82,912-€178,625▼ 115%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10-€62,000----
Issued capital100-€62,000----
Outside capital11--€62,000€62,000€62,000=
Other1109/19--€62,000€62,000€62,000=
Reserves13€6,200€6,200€6,200€6,200€6,200=
Non-distributable reserves130/1-€6,200----
Legal reserve130-€6,200----
Distributable reserves133--€6,200€6,200€6,200=
Profit (loss) carried forward14€145,680€139,673€42,794-€151,112-€246,825▼ 63.3%
Amounts payable17/49€824,166€803,416€3.0m€3.1m€3.3m▲ 6.7%
Amounts payable after more than one year17€266,608€199,936€133,264€66,592--
Financial debts170/4-€199,936€133,264€66,592--
Amounts payable within one year42/48€557,558€603,480€2.9m€3.1m€3.3m▲ 9.0%
Current portion of amounts payable after more than one year42-€312,114€1.9m€1.9m€66,592▼ 96.5%
Financial debts43----€1.8m-
Credit institutions430/8----€1.8m-
Trade debts44€3,134€7,707€10,615-€2,272-
Suppliers440/4-€7,707€10,615-€2,272-
Taxes, remuneration and social security45-€2,003€6,413€7,238€7,210▼ 0.4%
Taxes450/3-€759€635€1,111€928▼ 16.5%
Remuneration and social security454/9-€1,244€5,778€6,127€6,282▲ 2.5%
Other amounts payable47/48-€281,656€959,404€1.2m€1.4m▲ 24.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€11,975-€6,007-€96,879-€193,906-€95,713▲ 50.6%
+ Depreciation and write-downs630€33,489€31,893€95,734€43,184€28,476▼ 34.1%
Operating cash flow (approximation)€21,513€25,886-€1,145-€150,722-€67,237▲ 55.4%
Investment in fixed assets (approximation)--€2,226-€2.2m-€1,694-€182,390▼ 10,667%
Change in cash--€12,077€16,365-€19,029-€1,837▲ 90.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
14-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet -€193,906
Net result drops to -€193,906, the lowest in the series; recovery starts the following year.
2023
19-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
15-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Back to profitnet €11,342
Net result €11,342 after one loss-making year.
28-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
01-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 1988
seat establishment The establishment unit on the map
Ground area
2,088 m²
Building footprint
222 m²
Volume, LiDAR
1,564 m³
Parcel 23403G0236/00A000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WOLIVE
Hof ter Weerdestraat 16, 1850 GrimbergenRenting and operating of own or leased non-residential real estate, excluding land
since 19882.037.634.458
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23403G0236/00A000
ProtectedMonument · Townscape or village viewHoeve Hof ter Weerde met bakhuisSource ↗
Flanders 2,087 m² 1 · 222 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Legal Entity Identifier

5493004746F6NI5Y4091
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 3,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-03-1988
Fiscal year end30-06
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
43221Plumbing work
43230Insulation installation
43990Other specialised construction activities
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0433648101
Registered 02-09-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.