MALUMA
ActiveMALUMA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.25M and a net result of €-46k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-2
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 80.62 against 8.18 in 2023; short-term debt: 0.1% and cash: 6.1% of total assets), and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
-1.4%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192021222325
2019 to 2025 · latest year €3.25M
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2023
33 d early
2022
on the day
2021
7 d early
2020
26 d early
2019
25 d early
2018
20 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3.25M▲ 68.1%
2023 · €1.93M
2019: €2.04M
2020: €2.03M
2021: €2.00M
2022: €1.93M
2023: €1.93M
2019 → 2025
Total assets
€3.27M▲ 64.2%
2023 · €1.99M
2019: €2.21M
2020: €2.15M
2021: €2.10M
2022: €2.02M
2023: €1.99M
2019 → 2025
Net result
€-46k▼ 2,308%
2023 · €-2k
2019: €629k
2020: €-10k
2021: €-31k
2022: €-65k
2023: €-2k
2019 → 2025
Working capital
€321k▲ 8.9%
2023 · €294k
2019: €662k
2020: €677k
2021: €667k
2022: €346k
2023: €294k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€2.03M-€2.00M▼ 1.5%€1.93M▼ 3.2%€1.93M▼ 0.1%€3.25M▲ 68.1%
Operating result€-11k-€-31k▼ 198%€-66k▼ 110%€-2k▲ 96.3%€-49k▼ 1,894%
Net result€-10k-€-31k▼ 221%€-65k▼ 112%€-2k▲ 97.1%€-46k▼ 2,308%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-49k in 2025, compared with €-2k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €3.27M
Fixed assets
€2.95M▲ 77.9%
Current assets
€325k▼ 3.2%
Equity and liabilities €3.27M
Equity
€3.25M▲ 68.1%
Provisions
€16k▼ 7.0%
Debt
€11k▼ 74.7%
The debt ratio falls from 2.3% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2023 · €41k
Cash flow
€57k▲
2023 · €41k
Solvency
99.2%▲
2023 · 96.9%
Current ratio
80.62▲
2023 · 8.18
Quick ratio
80.62▲
2023 · 8.18
Debt / equity
0.00▼
2023 · 0.02
ROE
-1.4%▼
2023 · -0.1%
ROA
-1.4%▼
2023 · -0.1%
Interest coverage
589.01▼
2023 · 744.24
Debt
€11k▼
2023 · €45k
Debt ≤ 1 year
€4k▼
2023 · €41k
Debt > 1 year
€375=
2023 · €375
Income taxes
€670▲
2023 · €347
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€1.99M€3.27M▲
Fixed assets21/28€1.66M€2.95M▲
Tangible fixed assets22/27€1.66M€2.95M▲
Land and buildings22€1.58M€2.88M▲
Furniture and vehicles24€76k€53k▼
Other tangible fixed assets26-€19k
Current assets29/58€335k€325k▼
Amounts receivable after more than one year29€123k€109k▼
Other amounts receivable291€123k€109k▼
Amounts receivable within one year40/41€29k€15k▼
Trade receivables40€28k€13k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€181k€199k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.99M€3.27M▲
Equity10/15€1.93M€3.25M▲
Contributions10/11€62k€62k=
Capital10€62k-
Issued capital100€62k-
Revaluation surpluses12-€1.36M
Reserves13€1.87M€1.82M▼
Non-distributable reserves130/1€6k€0▼
Legal reserve130€6k-
Reserves not available under the articles1311-€0
Tax-exempt reserves132€89k€85k▼
Distributable reserves133€1.77M€1.74M▼
Provisions and deferred taxes16€17k€16k▼
Deferred taxes168€17k€16k▼
Amounts payable17/49€45k€11k▼
Amounts payable after more than one year17€375€375=
Other amounts payable178/9€375€375=
Amounts payable within one year42/48€41k€4k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€678€1k▲
Taxes450/3€678€1k▲
Other amounts payable47/48€35k€0▼
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20232025
Non-recurring operating income76A€23k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€103k▲
Other operating charges640/8€9k€23k▲
Non-recurring operating charges66A€757€1k▲
Gross operating margin9900€51k€78k▲
Operating profit (loss)9901€-2k€-49k▼
Financial income75/76B€294€2k▲
Recurring financial income75€294€2k▲
Financial charges65/66B€55€92▲
Recurring financial charges65€55€92▲
Profit (loss) for the period before taxes9903€-2k€-46k▼
Transfer from deferred taxes780€648€1k▲
Income taxes67/77€347€670▲
Profit (loss) for the period9904€-2k€-46k▼
Transfer from tax-exempt reserves789€3k€5k▲
Profit (loss) for the period to be appropriated9905€685€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€685€-41k▼
Transfer from equity791/2€0€41k▲
Transfer to equity691/2€685€0▼
To other reserves6921€685€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 10current ratio 80.62
Current ratio from 8.18 to 80.62; short-term debt falls from €41k to €4k.
30-06
Financial
Equity above €2MEq €3.25M ▲68.1%
Equity rises from €1.93M to €3.25M.
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 4 days late
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-12-2023
DEROOSE Martin: Resigned as Manager
28-12-2023
DEROOSE Séverine: Resigned as Manager
28-12-2023
LUCQ Betty: Resigned as Manager
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat (W.) 19790 Wortegem-PetegemGround area
1,976 m²
Building footprint
138 m²
Volume, LiDAR
825 m³
Parcel 45055C0357/00B000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MALUMA
since 19912.053.069.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055C0357/00B000 | Flanders | 1,976 m² | 1 · 138 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600EXEFQJ33IWSV62
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PAKRINVEST
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-1991
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.