Equity
€278,731 ▲ 15.2%
WOLFCO has made a profit in every financial year since 2021.
WOLFCO
Overview
Lifetime
5 annual accounts with figures on one time axispeak €115,652 (2021)
€82,249▲ 0.4%
peak €78,416 (2022)
€36,859▼ 20.4%
peak €278,731 (2025)
€278,731▲ 15.2%
€1.6m▲ 54.5%
Board1 name since 2021
1 directorSWOLFS Loic Anne-Marie Patrick
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Registered office moved within Knokke-Heist 09-12Equity from €241,872 to €278,731Debts from €1.1m to €1.6mCash from €12,165 to €45,041
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The accounts state no turnover.
Debts
€1.6m 86% of the balance sheet
Financial debts 94%Suppliers 1%Other 5%
Of this, €91,689 falls due within a year.
Liquidity
13.02 was 5.73 in 2024
Short-term debts fell from €97,809 to €91,689.
Filings
5 annual accounts 2 late
The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
14.5%
Lower solvency than 80% of companies in financial services. Sector median 50.9% · 9,771 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9771 sector peers (2025).
NBB · sector comparisonPosition among 9771 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
25 days late
2023
12 days early
2022
14 days early
2021
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 3 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SWOLFS Loic Anne-Marie Patrick 30 sharesdeed of 08-01-2021
Shares in 2 companies, Sharpandwolf and Vakantieverhuur
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760876809
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Knokke-Heist
Registered office moved within Knokke-Heist
New registered office: Zeedijk-Albertstrand 513 te 8300 Knokke-Heist · Previous registered office: Eeuwfeestlaan 8 te 8301 Knokke-Heist · General meeting of 03-11-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 30 shares · Founder: SWOLFS Loic Anne-Marie Patrick · Appointment: SWOLFS Loic Anne-Marie Patrick (director) · published on 08-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WOLFCO Knokke-Heist | €1.9m | €82,249 | 14.5% | - |
| D&D VDS Oostkamp | €2.0m | €81,279 | 15.9% | - |
| Propar Knokke-Heist | €1.7m | €92,084 | 49.2% | - |
| IMMO BEAUTY INVEST Hasselt | €2.1m | €87,523 | 22.8% | - |
| Vakpro Kalmthout | €1.8m | €78,473 | 97.2% | 0 |
| Bosmans Bedding Heist-op-den-Berg | €1.9m | €91,343 | 6.1% | - |
| HSL HOLDING Pelt | €2.1m | €93,355 | 37.0% | 0 |
These companies have the same main activity as WOLFCO: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.7m and €2.1m, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 06-01-2021Normal situation
- Registered office
- 10 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.312.956.5858300 Knokke-Heist, since 06-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €36,859▼ 20.4%
- €278,731▲ 15.2%
- €1.9m▲ 47.3%
- Filing
- Filed on 31-08-2026
Insights on WOLFCO
WOLFCO files the micro format. That format states no turnover. The gross margin fell from €115,652 in 2021 to €82,249 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€278,731
▲ 15.2%
€1.9m
▲ 47.3%
€36,859
▼ 20.4%
14.5%
▼ 4.0 percentage points
13.2%
▼ 5.9 percentage points
1.9%
▼ 1.6 percentage points
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €1.9m on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
14.5%
Higher than 20% of 9,771 companies in 2025.
1.9%
Higher than 27% of 9,625 companies in 2025.
WOLFCO
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
1.9m | 1.3m | 1.3m | 1.3m | 1.3m | |
21/28 |
733,168 | 748,048 | 765,782 | 1.2m | 1.3m | |
22/27 |
733,168 | 748,048 | 765,782 | 783,515 | 801,248 | |
22 |
730,315 | 748,048 | 765,782 | 783,515 | 801,248 | |
23 |
2,853 | - | - | - | - | |
28 |
- | - | - | 450,000 | 450,000 | |
29/58 |
1.2m | 560,569 | 563,246 | 111,641 | 58,850 | |
29 |
450,000 | 450,000 | 450,000 | - | - | |
291 |
450,000 | 450,000 | 450,000 | - | - | |
3 |
561,635 | - | - | - | - | |
30/36 |
561,635 | - | - | - | - | |
40/41 |
137,304 | 98,403 | 81,322 | 84,721 | 27,854 | |
40 |
36,300 | - | 12,100 | 12,100 | 21,800 | |
41 |
101,004 | 98,403 | 69,222 | 72,621 | 6,054 | |
54/58 |
45,041 | 12,165 | 31,571 | 26,449 | 30,996 | |
490/1 |
- | - | 353 | 472 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
1.9m | 1.3m | 1.3m | 1.3m | 1.3m | |
10/15 |
278,731 | 241,872 | 195,595 | 137,437 | 59,021 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | 3,000 | |
14 |
275,731 | 238,872 | 192,595 | 134,437 | 56,021 | |
17/49 |
1.6m | 1.1m | 1.1m | 1.2m | 1.3m | |
17 |
1.6m | 968,936 | 1.0m | 1.1m | 1.2m | |
170/4 |
1.6m | 968,936 | 1.0m | 1.1m | 1.2m | |
42/48 |
91,689 | 97,809 | 91,765 | 90,506 | 72,034 | |
42 |
81,754 | 80,931 | 80,116 | 78,559 | 45,724 | |
44 |
9,935 | 9,735 | 2,416 | 4,999 | 2,172 | |
440/4 |
9,935 | 9,735 | 2,416 | 4,999 | 2,172 | |
45 |
- | 7,143 | 9,233 | 6,949 | 24,138 | |
450/3 |
- | 7,143 | 5,826 | 6,949 | 24,138 | |
454/9 |
- | - | 3,407 | - | - | |
492/3 |
- | - | - | 204 | - | |
| Income statement | ||||||
9900 |
82,249 | 81,958 | 99,901 | 59,760 | 115,652 | |
630 |
17,998 | 17,733 | 17,733 | 17,733 | 11,952 | |
640/8 |
6,572 | 6,374 | 6,150 | 5,090 | 26,346 | |
9901 |
57,678 | 57,850 | 76,018 | 36,937 | 77,354 | |
75/76B |
9,000 | 9,000 | 5,625 | 56,295 | - | |
75 |
9,000 | 9,000 | 5,625 | - | - | |
76B |
- | - | - | 56,295 | - | |
65/66B |
19,673 | 7,506 | 8,460 | 8,942 | 7,114 | |
65 |
19,673 | 7,506 | 8,460 | 8,942 | 7,114 | |
9903 |
47,005 | 59,345 | 73,183 | 84,290 | 70,240 | |
67/77 |
10,146 | 13,068 | 15,024 | 5,874 | 14,219 | |
9904 |
36,859 | 46,277 | 58,158 | 78,416 | 56,021 | |
9905 |
36,859 | 46,277 | 58,158 | 78,416 | 56,021 | |
| Appropriation of the result | ||||||
9906 |
275,731 | 238,872 | 192,595 | 134,437 | 56,021 | |
14P |
238,872 | 192,595 | 134,437 | 56,021 | - | |
| Document | ||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00484707.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00484707 | |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00406659 | |
| 31-12-2023 | micro format | 19-07-2024 | 2024-00270568 | |
| 31-12-2022 | abbreviated format | 17-07-2023 | 2023-00245393 | |
| 31-12-2021 | abbreviated format | 15-07-2022 | 2022-20196229 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 3,118 | 0 | -450,000 | 0 | 1.3m | ||
| 32,876 | -19,406 | 5,123 | -4,548 | - | ||
| 14.5% | 18.5% | 14.7% | 10.2% | 4.5% | ||
| 13.2% | 19.1% | 29.7% | 57.1% | 94.9% | ||
| 1.9% | 3.5% | 4.4% | 5.8% | 4.3% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | - | - | - | €874,897 | €921,372 |
| Mortgages, amount registered | €50,000 | €25,000 | €25,000 | €25,000 | €25,000 |
| €1.3m | €675,000 | €675,000 | €675,000 | €675,000 | |
| Carrying value of the mortgaged assets | €1.3m | €748,048 | €765,782 | €783,515 | €801,248 |
| €200,000 | €200,000 | €200,000 | €200,000 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,118 | - | - | - | €836,000 |
| Financial fixed assets | - | - | - | - | €450,000 |
| €17,998 | €17,733 | €17,733 | €17,733 | €11,952 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on WOLFCO
The operating result for 2025 is 0% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Debt's share of the balance-sheet total rises from 81.5% to 85.5%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
since 06-01-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 12 - Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”deed of 08-01-2021
Mandates through the years
1 name, the dashed line is todaySWOLFS Loic Anne-Marie Patrick
Director
Director
Board
Mandates as a list
- SWOLFS Loic Anne-Marie Patrick
- Director, from 04-01-2021 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 30
- Contribution per share
- €100
- Equity per share
- €9,291 in 2025
- Source
- deed of 08-01-2021
Articles of association
deed of 08-01-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid verworven aandelen, erfgenamen en legatarissen die niet van rechtswege aandeelhouder…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Shareholders
At incorporation
deed of 08-01-2021 ↗
- SWOLFS Loic Anne-Marie Patrick 30 shares (100%) · €3,000 in cash
Network & group
Holdings
own 2022 accountsThis companyWOLFCO2 holdings, 1 country
2022 accounts
Belgium 2 Equity Result
- BE Immo B. & B. Swolfs €368,032 result -€31,277
- BE IMMOBILIERE WOESTYN €31,126 result -€18,348
Source: list of holdings in its own 2022 accounts. Every holding stands with its own latest accounts.
At the same address
Zeedijk-Albertstrand 513, 8300 Knokke-Heist · 9 other companies| MUYLLE
registered office since 13-10-2023 · founded in 2000 |
total assets €2.4m (2025) 0471.434.846 |
| SEBANA
registered office since 09-06-2004 · founded in 2004 |
total assets €1.7m (2025) 0865.675.510 |
| TATAU INVEST
registered office since 12-12-2023 · founded in 2023 |
7.6 FTE (2025) 1003.278.324 |
| KRIFAAN
registered office since 01-12-1994 · founded in 1994 |
total assets €720,791 (2025) 0453.901.206 |
| Sharpandwolf
registered office since 22-09-1998 · founded in 1998 |
total assets €716,085 (2025) 0464.201.220 |
| Vakantieverhuur
registered office since 22-09-1998 · founded in 1998 |
2 FTE (2025) 0464.201.418 |
| MANER INVEST
registered office since 27-03-1997 · founded in 1997 · negative equity (2025) |
total assets €241,705 (2025) 0460.306.768 |
| ALAISE SERVICES
registered office since 16-12-2025 |
founded in 2025 1031.672.796 |
| Vereniging van Mede-eigenaars Residentie Albert Knokke-Heist(Knokke) Zeedijk 513
registered office since 15-11-1996 |
founded in 1996 0895.181.524 |
Holdings and subsidiaries
2 holdingsHoldings 2
Share, source and own figures per holding (2)
Source for every holding own accounts 2022
- SharpandwolfsubsidiaryEquity €368,032 Loss of €31,277 in 2025 (profit of €99,040 in 2024) Checked score 94100%
- VakantieverhuursubsidiaryEquity €31,126 Loss of €18,348 in 2025 (profit of €2,655 in 2024) Checked score 83100%
Holdings through the years 2021 to 2022
| Name | 2021 | 2022 |
|---|---|---|
| Sharpandwolf | 100% | |
| Vakantieverhuur | 100% | |
Source: list of holdings in its own accounts
Connections & network
1 current directorThe network starts from the directors of WOLFCO. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
16 events since 2021Filings
Financial
Permits
Establishments
Address
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0760876809
Annual accounts 2025 filed NBBmicro format · 31 days late
Environmental permit granted OmgevingsloketVerbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Knokke-Heist
2025
Liquidity more than doubled current ratio 13.02 The current ratio rises from 5.73 to 13.02. Short-term debt falls from €97,809 to €91,689.
Registered office moved within Knokke-HeistNew registered office: Zeedijk-Albertstrand 513 te 8300 Knokke-Heist · Previous registered office: Eeuwfeestlaan 8 te 8301 Knokke-Heist · General meeting of 03-11-20252 points ▸
- General meeting, 03-11-2025
- Registered-office move, Zeedijk-Albertstrand 513 te 8300 Knokke-Heist
Annual accounts 2024 filed PDFmicro format · 25 days late
2024
Equity above €200,000 equity €241,872 ▲23.7% With a profit in every financial year since 2021, equity grows to €241,872.
Annual accounts 2023 filed PDFmicro format · 12 days before the deadline
2023
Liquidity more than quadruples current ratio 6.14 The current ratio rises from 1.23 to 6.14.
Equity above €150,000 equity €195,595 ▲42.3% With a profit in every financial year since 2021, equity grows to €195,595.
Annual accounts 2022 filed PDFabbreviated format · 14 days before the deadline
2022
Highest result from 2021 to 2025 net €78,416 ▲40% The net result of €78,416 is the highest of those years.
Equity above €100,000 equity €137,437 ▲133% With a profit in every financial year since 2021, equity grows to €137,437.
Annual accounts 2021 filed PDFabbreviated format · 16 days before the deadline
2021
IncorporationFounding capital of €3,000, 30 shares · Founder: SWOLFS Loic Anne-Marie Patrick · Appointment: SWOLFS Loic Anne-Marie Patrick (director) · published on 08-01-20215 points ▸
- Registered office clause, Eeuwfeestlaan 8, 8300 Knokke-Heist
- Director appointment, SWOLFS Loic Anne-Marie Patrick
- Founder, SWOLFS Loic Anne-Marie Patrick
- Founding capital, €3,000, 30 shares
- SWOLFS Loic Anne-Marie Patrick holds 30 shares
- The deed holds 9 more points.
First establishment Zeedijk-Albertstrand 513, Knokke-Heist
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
WOLFCO was incorporated on 6 January 2021 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Knokke-Heist in 2025.3 Since 2021, SWOLFS Loic Anne-Marie Patrick has served as director.4 Total assets rose from €1.3m in 2021 to €1.9m in 2025.5
Company details
Identity
- Enterprise number
- 0760.876.809
- VAT number
- BE 0760.876.809
- Peppol ID
- 0208:0760876809
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-01-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 08-01-2021 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- WOLFCO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-01-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 08-01-2021 (in Dutch)
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Rechtstreeks of onrechtstreeks deelnemen aan het bestuur,de directie,de controle en vereffening van…”deed of 08-01-2021 (in Dutch)
4 activities
- Rechtstreeks of onrechtstreeks deelnemen aan het bestuur,de directie,de controle en vereffening van vennootschappen,ondernemingen,bedrijvigheden en verenigingen en dit zowel in de private als in de publieke sector
- Het verwerven,vervreemden,beheren,verhuren,huren en anderszins exploiteren van onroerende goederen
- Het uitvoeren van managementopdrachten in de meest ruime zin
- Het verlenen van adviezen,het maken van adviezen,het uitwerken van projecten,het uitwerken van consultancy opdrachten,…of zijnde dienstverlening in de meest ruime zin van het woord aan vennootschappen,ondernemingen,bedrijvigheden en verenigingen en dit zowel in de private als in de publieke sector
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Zeedijk-Albertstrand 513 registered office 8300 Knokke-Heist 70100 Activities of head offices | 06-01-2021 | 2.312.956.585 |
1 former office
- Eeuwfeestlaan 8, 8301 Knokke-Heist until 03-11-2025 · deed of 09-12-2025
Buildings and parcels at the address
- Ground area
- 1,321 m²
- Buildings
- 532 m²
- Volume, LiDAR
- 12,779 m³
- Tallest building
- 33.0 m
Buildings to scale, each on its own parcel
Environmental permits
1 application in Flanders since 2025 · 1 granted| 27-03-2026 | Granted | Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 11-12-2025 · project 2025143596 | Knokke-Heist |
Source: Omgevingsloket Vlaanderen.
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31013A0097/00A000 | 1,321 m² | 1 · 532 m² | 33.0 m · 9 |