Summary
Vakpro is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.7m and a net result of €47,282. Equity is growing by ~56.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 5565 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
33 d early
2023
5 d early
2022
2 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.7m▲ 2.8%
2024 · €1.7m
Net result
€47,282▼ 96.2%
2024 · €1.3m
Total assets
€1.8m▲ 1.3%
2024 · €1.8m
Solvency
97.2%▲ 1.4pp
2024 · 95.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€142,498-€430,158▲ 202%€47,719▼ 88.9%€61,349▲ 28.6%
Net result€99,833above the sector's middle half-€327,992above the sector's middle half▲ 229%€1.3mabove the sector's middle half▲ 282%€47,282within the sector's middle half▼ 96.2%
Equity€104,833within the sector's middle half-€432,825above the sector's middle half▲ 313%€1.7mabove the sector's middle half▲ 290%€1.7mwithin the sector's middle half▲ 2.8%
Total assets€1.3mabove the sector's middle half-€2.3mabove the sector's middle half▲ 71.3%€1.8mabove the sector's middle half▼ 23.8%€1.8mwithin the sector's middle half▲ 1.3%
Debt€1.2m-€1.9m▲ 50.9%€72,862▼ 96.1%€49,054▼ 32.7%
Working capital-€496,099-€343,541€54,527▼ 84.1%€117,805▲ 116%
Solvency7.8%below the sector's middle half-18.8%below the sector's middle half▲ 11.0pp95.9%above the sector's middle half▲ 77.1pp97.2%above the sector's middle half▲ 1.4pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result -96% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.6m ▼ 1.0%
Current assets
€166,858 ▲ 31.0%
Equity and liabilities €1.8m
Equity
€1.7m ▲ 2.8%
Debt
€49,054 ▼ 32.7%
Debt's share of the balance-sheet total falls from 4.1% to 2.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.7%▼
2024 · 74.3%
ROA
2.7%▼
2024 · 71.3%
Debt ≤ 1 year
€49,054▼
2024 · €72,862
Income taxes
€13,181▲
2024 · €8,805
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €12,515 | €14,178 | €15,996 | ▲ 12.8% |
| Other operating charges640/8 | €80,460 | €1,868 | €707 | €1,128 | ▲ 59.5% |
| Gross operating margin9900 | €222,958 | €444,541 | €62,604 | €78,473 | ▲ 25.3% |
| Operating profit (loss)9901 | €142,498 | €430,158 | €47,719 | €61,349 | ▲ 28.6% |
| Financial income75/76B | - | €3,370 | €1.2m | €0 | ▼ 100% |
| Recurring financial income75 | - | €3,370 | €1.2m | €0 | ▼ 100% |
| Financial charges65/66B | €16,054 | €39,105 | €6,208 | €886 | ▼ 85.7% |
| Recurring financial charges65 | €16,054 | €39,105 | €6,208 | €886 | ▼ 85.7% |
| Profit (loss) for the period before taxes9903 | €126,444 | €394,423 | €1.3m | €60,463 | ▼ 95.2% |
| Income taxes67/77 | €26,611 | €66,431 | €8,805 | €13,181 | ▲ 49.7% |
| Profit (loss) for the period9904 | €99,833 | €327,992 | €1.3m | €47,282 | ▼ 96.2% |
| Profit (loss) for the period to be appropriated9905 | €99,833 | €327,992 | €1.3m | €47,282 | ▼ 96.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €1.3m | €2.3m | €1.8m | €1.8m | ▲ 1.3% |
| Fixed assets21/28 | €1.2m | €1.6m | €1.6m | €1.6m | ▼ 1.0% |
| Tangible fixed assets22/27 | €1.2m | €1.6m | €1.6m | €1.6m | ▼ 1.0% |
| Land and buildings22 | €1.2m | €1.6m | €1.6m | €1.6m | ▼ 1.0% |
| Financial fixed assets28 | €25,000 | €25,000 | €0 | - | - |
| Current assets29/58 | €163,364 | €678,877 | €127,389 | €166,858 | ▲ 31.0% |
| Amounts receivable within one year40/41 | - | €3,481 | €1,246 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €3,481 | €1,246 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €163,364 | €675,396 | €126,143 | €166,858 | ▲ 32.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €1.3m | €2.3m | €1.8m | €1.8m | ▲ 1.3% |
| Equity10/15 | €104,833 | €432,825 | €1.7m | €1.7m | ▲ 2.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €99,833 | €427,825 | €1.7m | €1.7m | ▲ 2.8% |
| Distributable reserves133 | €99,833 | €427,825 | €1.7m | €1.7m | ▲ 2.8% |
| Amounts payable17/49 | €1.2m | €1.9m | €72,862 | €49,054 | ▼ 32.7% |
| Amounts payable after more than one year17 | €583,058 | €1.5m | €0 | - | - |
| Financial debts170/4 | €583,058 | €1.5m | €0 | - | - |
| Amounts payable within one year42/48 | €659,463 | €335,336 | €72,862 | €49,054 | ▼ 32.7% |
| Current portion of amounts payable after more than one year42 | €42,352 | €47,847 | €0 | - | - |
| Trade debts44 | - | €30,558 | €33,557 | €3,403 | ▼ 89.9% |
| Suppliers440/4 | - | €30,558 | €33,557 | €3,403 | ▼ 89.9% |
| Taxes, remuneration and social security45 | €26,611 | €66,431 | €8,805 | €15,151 | ▲ 72.1% |
| Taxes450/3 | €26,611 | €66,431 | €8,805 | €15,151 | ▲ 72.1% |
| Other amounts payable47/48 | €590,500 | €190,500 | €30,500 | €30,500 | = |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €99,833 | €327,992 | €1.3m | €47,282 | ▼ 96.2% |
| + Depreciation and write-downs630 | - | €12,515 | €14,178 | €15,996 | ▲ 12.8% |
| Operating cash flow (approximation) | €99,833 | €340,507 | €1.3m | €63,278 | ▼ 95.0% |
| Investment in fixed assets (approximation) | - | -€458,019 | -€16,780 | €0 | ▲ 100% |
| Change in cash | - | €512,033 | -€549,254 | €40,716 | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €47,282 ▼96.2%
Net result drops to €47,282, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €1.3m ▲282%
Net result €1.3m, the highest in the series.
30-09
Financial
Equity above €1mEq €1.7m ▲290%
3 profitable years in a row build equity to €1.7m.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 8current ratio 2.02
Current ratio from 0.25 to 2.02; short-term debt falls from €659,463 to €335,336.
30-09
Financial
Equity above €200,000Eq €432,825 ▲313%
2 profitable years in a row build equity to €432,825.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2021
Ground area
2,006 m²
Building footprint
412 m²
Parcel 11662D0718/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
PROVAK
since 20212.319.521.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662D0718/00Y000 | Flanders | 2,006 m² | 1 · 412 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2023 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the annual accounts to 30-09-2023 of Vakpro and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,334 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-2021
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0766488258
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.