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WOLF

Active
Private limited company·Hotels en dergelijke accommodatie· 5 yrs active
Cordoeaniersstraat 15 ·8000 Brugge, Belgium
KBO/BCE: BE 0765.588.633
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of WOLF is 1.5% (moderate). The 2024 annual accounts show equity of €26k and a net result of €12. Equity is growing by ~48.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 465 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-05-2025, 76 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 16-05-2025 76 d early 2025-00096036
31-12-2023 31-07-2024 07-06-2024 54 d early 2024-00114311
31-12-2022 31-07-2023 24-08-2023 24 d late 2023-00347489

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12-100.0%
Working capital€-110k+2.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-05-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2022: €620€620Net result 2022: €122€122Operating result 2023: €26k€26kNet result 2023: €26k€26kOperating result 2024: €401€401Net result 2024: €12€12202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, net result would indicatively turn negative around fiscal year 2025, assuming unchanged policy.
€-10k€0€10k€20k€30k2025: €-43 (€-44 - €-42)2026: €-98 (€-99 - €-97)2027: €-153 (€-154 - €-152)2022: €1222023: €26k2024: €12202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 55, Accommodation · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 16.6% 8.1%
better than 61% of 465 sector peers
Net result €12 €-4k
better than 59% of 465 sector peers
Equity €26k €14k
better than 59% of 465 sector peers
Gross operating margin €31k €18k
better than 59% of 464 sector peers
Staff costs €15k €31k
higher than 36% of 129 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P61
2022: P30 · n=2582023: P55 · n=3732024: P61 · n=4652022 2024
Improving position over 2022-2024 · n=258-465
Net result P59
2022: P54 · n=2572023: P81 · n=3712024: P59 · n=4652022 2024
Stable position over 2022-2024 · n=257-465
Equity P59
2022: P31 · n=2582023: P55 · n=3732024: P59 · n=4652022 2024
Improving position over 2022-2024 · n=258-465
Gross operating margin P59
2022: P40 · n=2562023: P60 · n=3712024: P59 · n=4642022 2024
Improving position over 2022-2024 · n=256-464
Describes the position versus peers, not a forecast.
EBITDA
€14k
+309.4% 22-24
Net profit
€12
-100.0% 22-24
Cash flow
€14k
+364.8% 22-24
Total assets
€158k
-8.5% 22-24
Equity
€26k
0.0% 22-24
Working capital
€-110k
+2.4% 22-24
Employees (FTE)
1
- 22-24
Staff costs
€15k
+144.2% 22-24
Debt
€132k
-10.0% 22-24
Debt ≤ 1y
€119k
-2.9% 22-24
Debt > 1y
€13k
-45.9% 22-24
Current ratio
0.08
-5.3% 22-24
Quick ratio
0.07
-12.4% 22-24
Solvency
16.6%
+9.3% 22-24
Debt / equity
5.03
-10.0% 22-24
ROE
0.0%
-100.0% 22-24
ROA
0.0%
-99.9% 22-24
Interest coverage
33.61
+382.0% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€14k
Net profit€12
Cash flow€14k
Staff costs€15k
Income taxes-
Dividends-
Total assets€158k
Equity€26k
Debt€132k
of which ≤ 1y€119k
of which > 1y€13k
Working capital€-110k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.08
Quick ratio0.07
Working capital ratio-69.3%
Solvency16.6%
Debt / equity5.03
Long-term debt ratio0.50
Interest coverage33.61
Gross margin-
Net margin-
ROA0.0%
ROE0.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€158k
Fixed assets 21/28€139k
Formation expenses 20€10k
Tangible fixed assets 22/27€139k
Current assets 29/58€9k
Stocks & contracts in progress 3€700
Amounts receivable within one year 40/41€728
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€158k
Equity 10/15€26k
Contributions / capital 10/11€500
Reserves 13€26k
Amounts payable 17/49€132k
Amounts payable after one year 17€13k
Amounts payable within one year 42/48€119k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€31k
Operating result 9901€401
Financial income 75€34
Financial charges 65€423
Result before taxes 9903€12
Net result for the period 9904€12
Result to be appropriated 9905€12
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
36 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Cordoeaniersstraat 15, 8000 Brugge
Verschaffen van logies voor kortstondig verblijf, al dan niet in combinatie met het verschaffen van maaltijden, in : hotels, motels en pensions (met hotel-service)
since 20212.315.465.917
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area226 m²
Buildings1
Building footprint188 m²
Volume (LiDAR)1,903 m³
Tallest building14.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31806F0656/00A000
ProtectedMonumentStadswoning Huis IeperSource ↗
Flanders 226 m² 1 · 188 m² 14.0 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health36Profitability0Solvency11Growth52Stability94
39 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 36
Profitability 0
Solvency 11
Growth 52
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Hotels en dergelijke accommodatie55100Hotels en dergelijke accommodatie55100Vakantieverblijven en andere accommodatie voor kort verblijf, n.e.g.55209Vakantieverblijven en andere accommodatie voor kort verblijf, neg55209
Primary activity highlighted.
Names & trade names
Legal nameNL WOLF
Registered office
Cordoeaniersstraat 15
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.