WM CONSULTING
ActiveWM CONSULTING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €934k and a net result of €163k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 3256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-11
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 2.0 in 2024), and 21.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
13.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-01-2026, 198 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
198 d early
2024
192 d early
2023
191 d early
2022
188 d early
2021
181 d early
2020
185 d early
2019
172 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€934k▲ 9.4%
2024 · €854k
2018: €328k
2019: €411k
2020: €445k
2021: €537k
2022: €603k
2023: €739k
2024: €854k
2018 → 2025
Total assets
€1.19M▲ 2.7%
2024 · €1.16M
2018: €1.08M
2019: €1.17M
2020: €1.09M
2021: €1.08M
2022: €1.06M
2023: €1.10M
2024: €1.16M
2018 → 2025
Net result
€163k▼ 2.7%
2024 · €168k
2018: €53k
2019: €83k
2020: €115k
2021: €133k
2022: €140k
2023: €190k
2024: €168k
2018 → 2025
Working capital
€218k▲ 115%
2024 · €102k
2018: €30k
2019: €34k
2020: €17k
2021: €29k
2022: €68k
2023: €38k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€537k-€603k▲ 12.4%€739k▲ 22.5%€854k▲ 15.6%€934k▲ 9.4%
Operating result€206k-€214k▲ 3.9%€293k▲ 37.3%€249k▼ 14.9%€249k▼ 0.1%
Net result€133k-€140k▲ 5.1%€190k▲ 35.7%€168k▼ 11.7%€163k▼ 2.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€889k▼ 7.2%
Current assets
€303k▲ 49.5%
Equity and liabilities €1.19M
Equity
€934k▲ 9.4%
Debt
€259k▼ 15.8%
The debt ratio falls from 26.5% to 21.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€394k▲
2024 · €374k
Cash flow
€308k▲
2024 · €292k
Solvency
78.3%▲
2024 · 73.5%
Current ratio
3.58▲
2024 · 2.00
Quick ratio
3.58▲
2024 · 2.00
Debt / equity
0.28▼
2024 · 0.36
ROE
17.5%▼
2024 · 19.6%
ROA
13.7%▼
2024 · 14.4%
Interest coverage
37.30▲
2024 · 27.38
Debt
€259k▼
2024 · €307k
Debt ≤ 1 year
€85k▼
2024 · €101k
Debt > 1 year
€172k▼
2024 · €200k
Income taxes
€79k▼
2024 · €81k
Staff costs
€169k▲
2024 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.19M▲
Fixed assets21/28€958k€889k▼
Tangible fixed assets22/27€958k€889k▼
Land and buildings22€697k€650k▼
Plant, machinery and equipment23€14k€19k▲
Furniture and vehicles24€247k€220k▼
Financial fixed assets28€141€141=
Current assets29/58€203k€303k▲
Amounts receivable after more than one year29-€125k
Other amounts receivable291-€125k
Amounts receivable within one year40/41€78k€70k▼
Trade receivables40€74k€52k▼
Other amounts receivable41€4k€17k▲
Cash at bank and in hand54/58€91k€71k▼
Deferred charges and accrued income490/1€33k€37k▲
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.19M▲
Equity10/15€854k€934k▲
Reserves13€854k€934k▲
Tax-exempt reserves132€19k€50k▲
Distributable reserves133€835k€883k▲
Amounts payable17/49€307k€259k▼
Amounts payable after more than one year17€200k€172k▼
Financial debts170/4€200k€172k▼
Amounts payable within one year42/48€101k€85k▼
Current portion of amounts payable after more than one year42€36k€38k▲
Financial debts43€25k-
Credit institutions430/8€25k-
Trade debts44€19k€7k▼
Suppliers440/4€19k€7k▼
Taxes, remuneration and social security45€21k€41k▲
Taxes450/3€6k€20k▲
Remuneration and social security454/9€15k€21k▲
Other amounts payable47/48€333-
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€122k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125k€144k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€504k€571k▲
Operating profit (loss)9901€249k€249k▼
Financial income75/76B€13k€3k▼
Recurring financial income75€13k€3k▼
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€249k€242k▼
Income taxes67/77€81k€79k▼
Profit (loss) for the period9904€168k€163k▼
Transfer to tax-exempt reserves689-€32k
Profit (loss) for the period to be appropriated9905€168k€132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€168k€132k▼
Transfer from equity791/2€53k€83k▲
Transfer to equity691/2€168k€132k▼
To other reserves6921€168k€132k▼
Profit to be distributed694/7€53k€83k▲
Return on contributions (dividend)694€53k€83k▲
Social balance
Average headcount (FTE)90872.23.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Net-asset statement
Legal-form conversion · Name change
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €190k ▲35.7%
Operating result €293k, net result €190k, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €537k ▲20.5%
4 profitable years in a row build equity to €537k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leernsesteenweg 2129800 DeinzeGround area
3,073 m²
Building footprint
826 m²
Volume, LiDAR
7,205 m³
3 parcels, Flanders · tallest building 28.3 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Leernsesteenweg 122, 9800 Deinze
since 19992.181.541.876
Quellinstraat 49, 2018 Antwerpen
since 20032.181.541.975
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44065A0016/00D000 | Flanders | 1,234 m² | 1 · 165 m² | 12.2 m · 3 fl. |
| 44006A0150/00W002 | Flanders | 1,021 m² | 1 · 425 m² | - |
| 11808H1236/00R003 | Flanders | 819 m² | 1 · 236 m² | 28.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,281 EUR awarded · 1,413 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 567 EUR | 567 EUR |
| 2024 | 1 | 83 EUR | 83 EUR |
| 2023 | 1 | 375 EUR | 507 EUR |
| 2022 | 1 | 256 EUR | 256 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 4,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-1999
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:wim@wmconsulting.be
Phone:09/380.48.51
Fax:09/380.48.52
Phone:03/202.46.70