Karin Beeckman
ActiveSummary
Karin Beeckman has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €658k and a net result of €115k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 3307 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81=
Solvency81▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.39 in 2024; short-term debt: 28% and cash: 18% of total assets), and 43.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
5 d early
2023
29 d late
2022
66 d late
2021
60 d late
2020
4 d early
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€658k▲ 21.1%
2024 · €543k
Total assets
€1.17M▲ 4.1%
2024 · €1.12M
Net result
€115k▲ 0.4%
2024 · €114k
Working capital
€267k▲ 87.8%
2024 · €142k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€79k▲ 69.3%€99k▲ 24.4%€154k▲ 56.0%€181k▲ 17.5%€193k▲ 6.7%
Net result€42k▲ 58.2%€57k▲ 36.3%€94k▲ 64.9%€114k▲ 21.4%€115k▲ 0.4%
Equity€277k▲ 17.8%€335k▲ 20.6%€429k▲ 28.2%€543k▲ 26.7%€658k▲ 21.1%
Total assets€915k▲ 111%€976k▲ 6.7%€1.09M▲ 11.3%€1.12M▲ 3.3%€1.17M▲ 4.1%
Debt€637k▲ 221%€641k▲ 0.6%€657k▲ 2.5%€578k▼ 12.0%€473k▼ 18.2%
Working capital€-52k€-15k▲ 71.6%€53k€142k▲ 171%€267k▲ 87.8%
Staff (FTE)3▲ 329%4.2▲ 40.0%4.1▼ 2.4%3.2▼ 22.0%3.9▲ 21.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€573k ▼ 7.4%
Current assets
€594k ▲ 18.2%
Equity and liabilities €1.17M
Equity
€658k ▲ 21.1%
Provisions
€36k
Debt
€473k ▼ 18.2%
Debt's share of the balance-sheet total falls from 51.6% to 40.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€253k▲
2024 · €238k
Cash flow
€174k▲
2024 · €171k
Current ratio
1.82▲
2024 · 1.39
Debt to equity
0.72▼
2024 · 1.06
ROE
17.5%▼
2024 · 21.1%
ROA
9.8%▼
2024 · 10.2%
Interest coverage
22.86▲
2024 · 18.77
Debt ≤ 1 year
€327k▼
2024 · €361k
Debt > 1 year
€146k▼
2024 · €216k
Income taxes
€68k▲
2024 · €57k
Staff costs
€194k▲
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €128k | €170k | €188k | €161k | €194k | ▲ 20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €40k | €60k | €57k | €59k | ▲ 4.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €12k | €-8k | €2k | €8k | €12k | ▲ 49.1% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €36k | - |
| Other operating charges640/8 | €5k | €18k | €6k | €7k | €33k | ▲ 350% |
| Gross operating margin9900 | €253k | €319k | €410k | €414k | €528k | ▲ 27.5% |
| Operating profit (loss)9901 | €79k | €99k | €154k | €181k | €193k | ▲ 6.7% |
| Financial income75/76B | €4 | €56 | €28 | €3k | €832 | ▼ 71.1% |
| Recurring financial income75 | €4 | €56 | €28 | €3k | €832 | ▼ 71.1% |
| Financial charges65/66B | €13k | €15k | €15k | €13k | €11k | ▼ 12.7% |
| Recurring financial charges65 | €13k | €15k | €15k | €13k | €11k | ▼ 12.7% |
| Profit (loss) for the period before taxes9903 | €67k | €84k | €140k | €171k | €183k | ▲ 6.9% |
| Income taxes67/77 | €25k | €27k | €45k | €57k | €68k | ▲ 19.8% |
| Profit (loss) for the period9904 | €42k | €57k | €94k | €114k | €115k | ▲ 0.4% |
| Profit (loss) for the period to be appropriated9905 | €42k | €57k | €94k | €114k | €115k | ▲ 0.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €915k | €976k | €1.09M | €1.12M | €1.17M | ▲ 4.1% |
| Fixed assets21/28 | €648k | €662k | €661k | €618k | €573k | ▼ 7.4% |
| Intangible fixed assets21 | €5k | €2k | €0 | - | - | - |
| Tangible fixed assets22/27 | €643k | €660k | €661k | €618k | €573k | ▼ 7.4% |
| Land and buildings22 | €642k | €656k | €618k | €581k | €547k | ▼ 5.8% |
| Plant, machinery and equipment23 | €901 | €3k | €2k | €8k | €6k | ▼ 27.0% |
| Furniture and vehicles24 | - | €1k | €40k | €30k | €20k | ▼ 33.4% |
| Current assets29/58 | €267k | €314k | €425k | €503k | €594k | ▲ 18.2% |
| Amounts receivable within one year40/41 | €179k | €136k | €128k | €175k | €154k | ▼ 12.3% |
| Trade receivables40 | €159k | €107k | €127k | €160k | €147k | ▼ 7.8% |
| Other amounts receivable41 | €21k | €29k | €810 | €15k | €6k | ▼ 58.6% |
| Current investments50/53 | €2k | €2k | €18k | €85k | €179k | ▲ 112% |
| Cash at bank and in hand54/58 | €47k | €128k | €267k | €211k | €210k | ▼ 0.5% |
| Deferred charges and accrued income490/1 | €39k | €47k | €12k | €32k | €52k | ▲ 60.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €915k | €976k | €1.09M | €1.12M | €1.17M | ▲ 4.1% |
| Equity10/15 | €277k | €335k | €429k | €543k | €658k | ▲ 21.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €259k | €316k | €410k | €525k | €639k | ▲ 21.9% |
| Distributable reserves133 | €259k | €316k | €410k | €525k | €639k | ▲ 21.9% |
| Provisions and deferred taxes16 | - | - | - | - | €36k | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €36k | - |
| Other liabilities and charges164/5 | - | - | - | - | €36k | - |
| Amounts payable17/49 | €637k | €641k | €657k | €578k | €473k | ▼ 18.2% |
| Amounts payable after more than one year17 | €319k | €312k | €283k | €216k | €146k | ▼ 32.2% |
| Financial debts170/4 | €319k | €312k | €283k | €216k | €146k | ▼ 32.2% |
| Amounts payable within one year42/48 | €319k | €329k | €373k | €361k | €327k | ▼ 9.3% |
| Current portion of amounts payable after more than one year42 | - | €77k | - | - | - | - |
| Financial debts43 | €71k | - | €83k | €85k | €87k | ▲ 2.3% |
| Credit institutions430/8 | €71k | - | €83k | €85k | €87k | ▲ 2.3% |
| Trade debts44 | €11k | €36k | €21k | €40k | €38k | ▼ 3.4% |
| Suppliers440/4 | €11k | €36k | €21k | €40k | €38k | ▼ 3.4% |
| Taxes, remuneration and social security45 | €45k | €29k | €59k | €31k | €65k | ▲ 112% |
| Taxes450/3 | €16k | €7k | €24k | €11k | €24k | ▲ 123% |
| Remuneration and social security454/9 | €29k | €23k | €35k | €20k | €41k | ▲ 105% |
| Other amounts payable47/48 | €192k | €186k | €210k | €206k | €137k | ▼ 33.3% |
| Accrued charges and deferred income492/3 | - | - | €2k | €2k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €57k | €94k | €114k | €115k | ▲ 0.4% |
| + Depreciation and write-downs630 | €29k | €40k | €60k | €57k | €59k | ▲ 4.9% |
| Operating cash flow (approximation) | €71k | €97k | €154k | €171k | €174k | ▲ 1.9% |
| Investment in fixed assets (approximation) | - | €-54k | €-59k | €-14k | €-14k | ▲ 1.8% |
| Change in cash | - | €82k | €139k | €-56k | €-1k | ▲ 98.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Incorporation · Founder
Founding capital · Bank account
21-09
State Gazette act
Incorporation · Founder
Legal form clause · Registered office clause
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 35 days late
01-09
State Gazette act
Incorporation · Founder
Founding capital · Bank account
29-07
State Gazette act
General meeting · Board meeting
Net-asset statement · Approval · Lien COUCK
2025
31-12
Financial
Highest result since 2018net €115k ▲0.4%
Operating result €193k, net result €115k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €543k ▲26.7%
7 profitable years in a row build equity to €543k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Equity above €200kEq €209k ▲5.4%
2 profitable years in a row build equity to €209k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 1999
Ground area
688 m²
Building footprint
153 m²
Parcel 42024C0381/00M000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Karin Beeckman
since 19992.179.065.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42024C0381/00M000 | Flanders | 688 m² | 1 · 153 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 6,254 EUR awarded · 6,254 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,510 EUR | 2,510 EUR |
| 2024 | 1 | 3,564 EUR | 3,564 EUR |
| 2023 | 1 | 180 EUR | 180 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
8945006VQIZ2A4UMQ368
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,133 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.