WIVI
ActiveSummary
WIVI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€56,026) and a net result of €1,834. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 5% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.62 in 2024; short-term debt: 166.7% and cash: 2.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-66.7%
Return on assets
2.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 10522 sector peers (2025).
NBB · sector comparisonPosition among 10522 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
59 d late
2024
57 d late
2023
58 d late
2022
142 d late
2021
507 d late
2020
15 d early
2019
343 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 164 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 September (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€56,026▲ 3.2%
2024 · -€57,860
Total assets
€83,942▼ 20.0%
2024 · €104,955
Net result
€1,834▼ 96.4%
2024 · €51,361
Working capital
-€57,959▲ 6.0%
2024 · -€61,686
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€15,142€1,804-€26,488€3,815€2,403▼ 37.0%
Net result-€15,504below the sector's middle half€1,508below the sector's middle half-€27,066below the sector's middle half€51,361within the sector's middle half€1,834within the sector's middle half▼ 96.4%
Equity-€83,663below the sector's middle half▼ 22.7%-€82,155below the sector's middle half▲ 1.8%-€109,221below the sector's middle half▼ 32.9%-€57,860below the sector's middle half▲ 47.0%-€56,026below the sector's middle half▲ 3.2%
Total assets€244,696below the sector's middle half▼ 4.5%€261,918below the sector's middle half▲ 7.0%€247,964below the sector's middle half▼ 5.3%€104,955below the sector's middle half▼ 57.7%€83,942below the sector's middle half▼ 20.0%
Debt€328,359▲ 1.2%€344,073▲ 4.8%€357,185▲ 3.8%€162,815▼ 54.4%€139,969▼ 14.0%
Working capital-€95,648below the sector's middle half▲ 9.8%-€89,640below the sector's middle half▲ 6.3%-€116,052below the sector's middle half▼ 29.5%-€61,686below the sector's middle half▲ 46.8%-€57,959below the sector's middle half▲ 6.0%
Solvency-34.2%below the sector's middle half▼ 7.6pp-31.4%below the sector's middle half▲ 2.8pp-44.0%below the sector's middle half▼ 12.7pp-55.1%below the sector's middle half▼ 11.1pp-66.7%below the sector's middle half▼ 11.6pp
Current ratio0.71below the sector's middle half▲ 0.040.74below the sector's middle half▲ 0.030.68below the sector's middle half▼ 0.060.62below the sector's middle half▼ 0.050.59below the sector's middle half▼ 0.04
Return on assets (ROA)-6.3%below the sector's middle half▼ 7.3pp0.6%below the sector's middle half▲ 6.9pp-10.9%below the sector's middle half▼ 11.5pp48.9%above the sector's middle half▲ 59.9pp2.2%within the sector's middle half▼ 46.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,942
Fixed assets
€1,932 ▼ 49.5%
Current assets
€82,010 ▼ 18.9%
Key figures and ratios
EBITDA
€4,297▼
2024 · €7,890
Cash flow
€3,728▼
2024 · €55,435
Quick ratio
0.02▼
2024 · 0.03
Debt to equity
-2.50▲
2024 · -2.81
Interest coverage
7.53▲
2024 · 6.66
Debt ≤ 1 year
€139,969▼
2024 · €162,815
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,448 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.5%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,439 | €5,366 | €4,555 | €4,074 | €1,894 | ▼ 53.5% |
| Other operating charges640/8 | €5,813 | €1,869 | €3,181 | €12,530 | €1,179 | ▼ 90.6% |
| Gross operating margin9900 | -€3,891 | €9,039 | -€18,753 | €20,419 | €5,476 | ▼ 73.2% |
| Operating profit (loss)9901 | -€15,142 | €1,804 | -€26,488 | €3,815 | €2,403 | ▼ 37.0% |
| Financial income75/76B | €101 | €200 | €0 | €82,263 | €1 | ▼ 100.0% |
| Recurring financial income75 | €101 | €200 | €0 | €2 | €1 | ▼ 15.4% |
| Non-recurring financial income76B | - | - | - | €82,261 | - | - |
| Financial charges65/66B | €462 | €496 | €578 | €1,185 | €571 | ▼ 51.9% |
| Recurring financial charges65 | €462 | €496 | €578 | €1,185 | €571 | ▼ 51.9% |
| Profit (loss) for the period before taxes9903 | -€15,504 | €1,508 | -€27,066 | €84,893 | €1,834 | ▼ 97.8% |
| Income taxes67/77 | - | - | - | €33,532 | - | - |
| Profit (loss) for the period9904 | -€15,504 | €1,508 | -€27,066 | €51,361 | €1,834 | ▼ 96.4% |
| Profit (loss) for the period to be appropriated9905 | -€15,504 | €1,508 | -€27,066 | €51,361 | €1,834 | ▼ 96.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €244,696 | €261,918 | €247,964 | €104,955 | €83,942 | ▼ 20.0% |
| Fixed assets21/28 | €11,985 | €7,485 | €6,831 | €3,826 | €1,932 | ▼ 49.5% |
| Tangible fixed assets22/27 | €11,985 | €7,485 | €6,831 | €3,826 | €1,932 | ▼ 49.5% |
| Land and buildings22 | €3,570 | €1,206 | €447 | €224 | - | - |
| Plant, machinery and equipment23 | €1,991 | €1,398 | €2,561 | €1,588 | €996 | ▼ 37.3% |
| Furniture and vehicles24 | €739 | €1,031 | €1,780 | €1,779 | €819 | ▼ 54.0% |
| Other tangible fixed assets26 | €5,685 | €3,850 | €2,043 | €236 | €118 | ▼ 50.0% |
| Current assets29/58 | €232,711 | €254,433 | €241,132 | €101,129 | €82,010 | ▼ 18.9% |
| Stocks and contracts in progress3 | €123,280 | €120,430 | €95,967 | €95,853 | €79,438 | ▼ 17.1% |
| Stocks30/36 | €123,280 | €120,430 | €95,967 | €95,853 | €79,438 | ▼ 17.1% |
| Amounts receivable within one year40/41 | €108,316 | €131,466 | €138,334 | €3,223 | - | - |
| Trade receivables40 | €107,155 | €131,466 | €136,661 | €3,223 | - | - |
| Other amounts receivable41 | €1,161 | - | €1,673 | - | - | - |
| Cash at bank and in hand54/58 | €200 | €2,163 | €6,377 | €1,642 | €2,084 | ▲ 26.9% |
| Deferred charges and accrued income490/1 | €915 | €373 | €455 | €412 | €488 | ▲ 18.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €244,696 | €261,918 | €247,964 | €104,955 | €83,942 | ▼ 20.0% |
| Equity10/15 | -€83,663 | -€82,155 | -€109,221 | -€57,860 | -€56,026 | ▲ 3.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €462 | €462 | €462 | €462 | €462 | = |
| Tax-exempt reserves132 | €462 | €462 | €462 | €462 | €462 | = |
| Profit (loss) carried forward14 | -€102,717 | -€101,209 | -€128,275 | -€76,914 | -€75,080 | ▲ 2.4% |
| Amounts payable17/49 | €328,359 | €344,073 | €357,185 | €162,815 | €139,969 | ▼ 14.0% |
| Amounts payable within one year42/48 | €328,359 | €344,073 | €357,185 | €162,815 | €139,969 | ▼ 14.0% |
| Financial debts43 | - | - | - | - | €72 | - |
| Credit institutions430/8 | - | - | - | - | €72 | - |
| Trade debts44 | €127,530 | €139,137 | €153,241 | €15,044 | €6,736 | ▼ 55.2% |
| Suppliers440/4 | €127,530 | €139,137 | €153,241 | €15,044 | €6,736 | ▼ 55.2% |
| Taxes, remuneration and social security45 | - | €311 | €1,402 | €34,887 | €23,275 | ▼ 33.3% |
| Taxes450/3 | - | €311 | €1,402 | €34,887 | €23,275 | ▼ 33.3% |
| Other amounts payable47/48 | €200,828 | €204,624 | €202,543 | €112,884 | €109,885 | ▼ 2.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,504 | €1,508 | -€27,066 | €51,361 | €1,834 | ▼ 96.4% |
| + Depreciation and write-downs630 | €5,439 | €5,366 | €4,555 | €4,074 | €1,894 | ▼ 53.5% |
| Operating cash flow (approximation) | -€10,065 | €6,875 | -€22,512 | €55,435 | €3,728 | ▼ 93.3% |
| Investment in fixed assets (approximation) | - | -€867 | -€3,901 | -€1,069 | €0 | ▲ 100% |
| Change in cash | - | €1,964 | €4,214 | -€4,736 | €442 | ▲ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 59 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-12
Financial
Back to profitnet €51,361
Net result €51,361 after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet -€27,066
Net result drops to -€27,066, the lowest in the series; recovery starts the following year.
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 142 days late
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 507 days late
2022
31-12
Financial
Back to profitnet €1,508
Net result €1,508 after one loss-making year.
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 343 days late
2020
31-12
Financial
Back to profitnet €2,488
Net result €2,488 after one loss-making year.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 121 days late
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 104 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2000
Ground area
830 m²
Building footprint
160 m²
Volume, LiDAR
75 m³
Parcel 13372C0170/00T000, Flanders · tallest building 1.7 m. Linked by address, not a title deed.
1 establishment unit
WIVI
since 20002.100.782.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13372C0170/00T000 | Flanders | 830 m² | 1 · 160 m² | 1.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,662 companies in sector 47811 we hold annual accounts for 5,227. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471691994
Also
9925:BE0471691994
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.