C.L. PROCAR
ActiveC.L. PROCAR has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 89% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 3.75 in 2024; short-term debt: 19.4% and cash: 55.3% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
31 d late
2023
12 d early
2022
7 d early
2021
6 d early
2020
31 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 633%
2024 · €218
2018: €249
2019: €-4k
2020: €530
2021: €524
2022: €122
2023: €921
2024: €218
2018 → 2025
Working capital
€61k▲ 4.0%
2024 · €59k
2018: €39k
2019: €41k
2020: €45k
2021: €49k
2022: €49k
2023: €53k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€84k▲ 0.1%€84k▲ 0.1%€84k▲ 0.3%€84k▲ 0.1%
Operating result€-219-€-473▼ 116%€406€-513€970
Net result€524-€122▼ 76.7%€921▲ 655%€218▼ 76.3%€2k▲ 633%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €970 after a loss of €513 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€23k▼ 8.5%
Current assets
€82k▲ 1.5%
Equity and liabilities €105k
Equity
€84k▲ 0.1%
Debt
€20k▼ 4.8%
The debt ratio falls from 20.3% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €2k
Cash flow
€4k▲
2024 · €2k
Solvency
80.5%▲
2024 · 79.7%
Current ratio
4.02▲
2024 · 3.75
Quick ratio
4.02▲
2024 · 3.75
Debt / equity
0.24▼
2024 · 0.25
ROE
1.9%▲
2024 · 0.3%
ROA
1.5%▲
2024 · 0.2%
Interest coverage
32.43▲
2024 · 16.98
Debt
€20k▼
2024 · €21k
Debt ≤ 1 year
€20k▼
2024 · €21k
Income taxes
€49▲
2024 · €-14
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€105k▼
Fixed assets21/28€25k€23k▼
Tangible fixed assets22/27€23k€21k▼
Land and buildings22€23k€21k▼
Furniture and vehicles24€815€655▼
Financial fixed assets28€2k€2k=
Current assets29/58€80k€82k▲
Amounts receivable after more than one year29€15k€5k▼
Trade receivables290€15k€5k▼
Amounts receivable within one year40/41€20k€17k▼
Trade receivables40€4k€4k▼
Other amounts receivable41€16k€13k▼
Cash at bank and in hand54/58€44k€58k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€106k€105k▼
Equity10/15€84k€84k▲
Contributions10/11€64k€64k=
Capital10€64k€64k=
Issued capital100€64k€64k=
Reserves13€5k€5k▲
Non-distributable reserves130/1€5k€5k▲
Legal reserve130€5k€5k▲
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€21k€20k▼
Amounts payable within one year42/48€21k€20k▼
Trade debts44€383€287▼
Suppliers440/4€383€287▼
Other amounts payable47/48€21k€20k▼
Accrued charges and deferred income492/3-€110
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€3k€5k▲
Operating profit (loss)9901€-513€970▲
Financial income75/76B€813€773▼
Recurring financial income75€813€773▼
Financial charges65/66B€96€96=
Recurring financial charges65€96€96=
Profit (loss) for the period before taxes9903€204€2k▲
Income taxes67/77€-14€49▲
Profit (loss) for the period9904€218€2k▲
Profit (loss) for the period to be appropriated9905€218€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P€15k€16k▲
Transfer to equity691/2€11€80▲
To the legal reserve6920€11€80▲
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-12
Financial
Highest result since 2018net €2k ▲633%
Operating result €970, net result €2k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €530
Net result €530 after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Weakest financial yearnet €-4k ▼1693%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Oûpîres 84170 Comblain-au-PontGround area
1,091 m²
Building footprint
211 m²
Volume, LiDAR
563 m³
2 parcels, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Horion 5, 4460 Grâce-Hollogne
since 20022.088.214.812
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026I0919/00S000 | Wallonia | 719 m² | 1 · 109 m² | - |
| 62454A0850/00R000 | Wallonia | 372 m² | 1 · 102 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Edemcar
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PHOENIX GENERAL SERVICES
BE 0837.238.474
Aartselaar · Eq €84k
AUTO HALAOUI
BE 0470.795.438
Sint-Jans-Molenbeek · Eq €84k
STATION
BE 0847.061.111
Virton · Eq €84k
VANHULLE - DIKSMUIDE
BE 0560.780.655
Ieper · Eq €84k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-05-1998
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50101
50200
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsExtraordinary general meeting
Agenda
suivant : 1. Rapport du conseil d’administration avec, en annexe, une situation active et passive ne datant pas de plus de trois mois et rapport de l’expert comptable, désigné par le conseil d’administration (article 181 CdSoc). 2. Dissolution de la société. 3. Nomination d’un liquidateur. 4. Déter- mination des pouvoirs et des émoluments du liquidateur. (22469) Le conseil d’administration. Accent, naamloze vennootschap, Sint-Katriensteenweg 57, 8520 Kuurne BTW 428.014.379 — RPR Kortrijk Jaarvergadering op 28.06.2005, om 18 uur, op de zetel. — Dagorde : Goedkeuring jaarrekening per 31.12.2004. Bestemming resultaat. Kwij- ting bestuurders. (80231) Adramat, société anonyme, rue Haute 8, 1460 I ...
Ordinary general meeting
Agenda
1. Tegenstrijdige belangen. 2. Verslag van de raad van bestuur. 3. Goedkeuring jaarrekening per 31.12.2003. 4. Bestemming resultaat. 5. Kwijting bestuurders/ commissarissen. 6. (Her)benoemingen/ontslagen. 7. Vraagstelling. 8. Diversen. Zich schikken naar de statuten. (76093) Ismotec, naamloze vennootschap, De Costerstraat 39, 3150 Wespelaar H.R. Leuven 92408 — BTW 456.081.726 Jaarvergadering op 28.05.2004, om 18 uur, op de zetel. — Dagorde : Verslag raad van bestuur. Goedkeuring jaarrekening per 31.12.2003. Bestemming resultaat. Kwijting bestuurders. Allerlei. (76094) Investeringsvennootschap Stilte, in ’t kort : « I.V.S », naamloze vennootschap, Brusselsestraat 56, 9200 Dendermonde H.R. Den ...