Active BE 0802.509.902Private limited company

WITVER

Steenbakkerstraat 79 ·8700 Tielt, Belgium· 3 yrs active

Sector: Food manufacturing (10712)

Conclusion Checked

The computed 12-month bankruptcy probability of WITVER is 3.3% (moderate). The 2024 annual accounts show equity of €52k and a net result of €23k. Its solvency ranks better than 36% of 626 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€52k
Net result	€23k
Staff (FTE)	6.6
Better than sector	36%

Snowflake analysis 5 axes · computed by Checked

59 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 43

Profitability 100

Solvency 7

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

3.3% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

43 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	10.1%	21.1%	better than 36% of 626 sector peers
Net result	€23k	€7k	better than 70% of 625 sector peers
Equity	€52k	€26k	better than 66% of 626 sector peers
Gross operating margin	€348k	€60k	better than 92% of 624 sector peers
Staff costs	€243k	€61k	higher than 91% of 421 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€99k

+37.3% 23-24

Net profit

€23k

-18.4% 23-24

Cash flow

€80k

+34.7% 23-24

Total assets

€520k

-5.6% 23-24

Equity

€52k

+78.8% 23-24

Working capital

€-383k

+8.4% 23-24

Employees (FTE)

7

+187.0% 23-24

Staff costs

€243k

+135.8% 23-24

Income taxes

€9k

-9.5% 23-24

Debt

€467k

-10.3% 23-24

Debt ≤ 1y

€437k

-5.4% 23-24

Debt > 1y

€24k

-57.1% 23-24

Current ratio

0.12

+29.8% 23-24

Quick ratio

0.11

+32.3% 23-24

Solvency

10.1%

+89.3% 23-24

Debt / equity

8.93

-49.8% 23-24

ROE

44.1%

-54.4% 23-24

ROA

4.4%

-13.6% 23-24

Interest coverage

9.99

-63.1% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€99k
Net profit	€23k
Cash flow	€80k
Staff costs	€243k
Income taxes	€9k
Dividends	-
Total assets	€520k
Equity	€52k
Debt	€467k
of which ≤ 1y	€437k
of which > 1y	€24k
Working capital	€-383k
Employees (FTE)	6.6

Ratios (computed)

	2024
Current ratio	0.12
Quick ratio	0.11
Working capital ratio	-73.7%
Solvency	10.1%
Debt / equity	8.93
Long-term debt ratio	0.45
Interest coverage	9.99
Gross margin	-
Net margin	-
ROA	4.4%
ROE	44.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €466k · 89.6% Current assets €54k · 10.4%

Equity & liabilities

Equity €52k · 10.1% Debt €467k · 89.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€520k
Fixed assets	21/28	€466k
Intangible fixed assets	21	€1
Tangible fixed assets	22/27	€466k
Current assets	29/58	€54k
Stocks & contracts in progress	3	€6k
Amounts receivable within one year	40/41	€12k
Cash & bank	54/58	€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€520k
Equity	10/15	€52k
Contributions / capital	10/11	€1k
Reserves	13	€51k
Amounts payable	17/49	€467k
Amounts payable after one year	17	€24k
Amounts payable within one year	42/48	€437k
Trade debts payable within one year	44	€74k
Income statement
Gross operating margin	9900	€348k
Operating result	9901	€42k
Financial income	75	€99
Financial charges	65	€10k
Result before taxes	9903	€32k
Income taxes	67/77	€9k
Net result for the period	9904	€23k
Result to be appropriated	9905	€23k

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Ratios computed by Checked.

Legal Structure

NACE primary	Food manufacturing(10712)
Legal form	Private limited company(610)
Incorporation	07-06-2023
Status	Active
Postal code	8700

Establishment units 2 locations

Brood & banket Bjorn

Bedevaartstraat 38, 8700 TieltAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk

since 20232.345.786.137

Brood & banket Bjorn

Steenbakkerstraat 79, 8700 TieltVervaardiging van groente- en fruitsappen

since 20232.345.786.236

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
37303I0420/00M002	Flanders	610 m²	1 · 336 m²	9.5 m · 2 fl.
37303H0133/00R000	Flanders	247 m²	1 · 231 m²	12.8 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

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Company registry (CBE) Crossroads Bank

Activities

Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in zuivelproducten en eieren47271Overige detailhandel in voedingsmiddelen, neg47279Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels47291Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299

Primary activity highlighted.

Names & trade names

Legal nameNL

WITVER

Registered office

Steenbakkerstraat 79

8700 Tielt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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