Wittock RV
ActiveWittock RV has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €49k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+30
Solvency50▲+10
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.6 in 2023; short-term debt: 49.5% and cash: 3.1% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
43 d late
2022
200 d late
2021
33 d early
2020
2 d early
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€636k▲ 71.0%
2018 · €372k
2018: €372k
2018 → 2019
EBIT margin
6.7%▲ 11.1pp
2018 · -4.4%
2018: -4.4%
2018 → 2019
Net result
€49k
2023 · €-27k
2018: €-18k
2019: €37k
2020: €34k
2021: €24k
2022: €1k
2023: €-27k
2018 → 2024
Working capital
€-40k▲ 48.5%
2023 · €-77k
2018: €-60k
2019: €-32k
2020: €7k
2021: €-21k
2022: €-52k
2023: €-77k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€77k-€101k▲ 31.1%€88k▼ 12.5%€61k▼ 30.8%€110k▲ 80.7%
Operating result€45k-€35k▼ 22.4%€7k▼ 78.6%€-22k€60k
Net result€34k-€24k▼ 28.9%€1k▼ 94.2%€-27k€49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €60k after a loss of €22k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €436k
Fixed assets
€260k▼ 10.8%
Current assets
€176k▲ 50.8%
Equity and liabilities €436k
Equity
€110k▲ 80.7%
Debt
€326k▼ 6.2%
The debt ratio falls from 85.1% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€107k▲
2023 · €27k
Cash flow
€96k▲
2023 · €22k
Solvency
25.3%▲
2023 · 14.9%
Current ratio
0.82▲
2023 · 0.60
Quick ratio
0.59▲
2023 · 0.29
Debt / equity
2.95▼
2023 · 5.69
ROE
44.7%▲
2023 · -44.5%
ROA
11.3%▲
2023 · -6.7%
Interest coverage
23.24▲
2023 · 5.07
Debt
€326k▼
2023 · €347k
Debt ≤ 1 year
€216k▲
2023 · €194k
Debt > 1 year
€110k▼
2023 · €153k
Income taxes
€7k
Staff costs
€112k▲
2023 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€408k€436k▲
Fixed assets21/28€292k€260k▼
Tangible fixed assets22/27€291k€260k▼
Plant, machinery and equipment23€64k€57k▼
Furniture and vehicles24€17k€19k▲
Leasing and similar rights25€190k€166k▼
Other tangible fixed assets26€21k€18k▼
Financial fixed assets28€450€450=
Current assets29/58€117k€176k▲
Stocks and contracts in progress3€61k€49k▼
Stocks30/36€61k€49k▼
Amounts receivable within one year40/41€39k€110k▲
Trade receivables40€32k€99k▲
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€13k€14k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€408k€436k▲
Equity10/15€61k€110k▲
Contributions10/11€19k€19k=
Reserves13€70k€70k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€68k€68k=
Profit (loss) carried forward14€-27k€22k▲
Amounts payable17/49€347k€326k▼
Amounts payable after more than one year17€153k€110k▼
Financial debts170/4€153k€110k▼
Amounts payable within one year42/48€194k€216k▲
Current portion of amounts payable after more than one year42€42k€43k▲
Trade debts44€135k€149k▲
Suppliers440/4€135k€149k▲
Taxes, remuneration and social security45€0€9k▲
Taxes450/3€0€6k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€16k€14k▼
Income statement
Code20232024
Remuneration, social security and pensions62€74k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€47k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€102k€222k▲
Operating profit (loss)9901€-22k€60k▲
Financial income75/76B€325€556▲
Recurring financial income75€325€556▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-27k€56k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€-27k€49k▲
Profit (loss) for the period to be appropriated9905€-27k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€22k▲
Profit (loss) brought forward from the previous period14P€0€-27k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
31-12
Financial
Equity above €100kEq €110k ▲80.7%
Equity rises from €61k to €110k.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 200 days late
2023
31-12
Financial
Weakest financial yearnet €-27k ▼2051%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €101k ▲31.1%
3 profitable years in a row build equity to €101k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Vésale 211300 WavreGround area
2,131 m²
Building footprint
641 m²
Volume, LiDAR
2,875 m³
Parcel 25112B0044/00D002, Wallonia · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Wittock RV
since 19902.011.985.777
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112B0044/00D002 | Wallonia | 2,131 m² | 1 · 641 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LA BOITE A RIDEAUX
BE 0422.323.350
Oudergem · Eq €112k
GALICIAN & KLEIN
BE 0471.909.453
Antwerpen · Eq €112k
AXXENTe
BE 0480.311.930
Putte · Eq €113k
CMA SERVICES
BE 0465.774.006
Beaumont · Eq €107k
MIKAY
BE 0466.875.351
Beyne-Heusay · Eq €114k
Of 679 companies in sector 46494 we hold annual accounts for 530. 369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-01-1976
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36141
46494Wholesale of non-electrical household articles
51471
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.