DESK
ActiveSummary
DESK has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142,950 and a net result of €93,535. Equity is growing by ~61.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency87▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.49 in 2024; short-term debt: 37.5% and cash: 56.3% of total assets), and 37.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
40.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
on the day
2023
on the day
2022
23 d late
2021
3 d early
2020
26 d early
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€93,535▲ 75.6%
2024 · €53,265
Working capital
€101,395▲ 139%
2024 · €42,358
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€48,098€47▼ 99.9%€120,417▲ 256,708%€68,191▼ 43.4%€103,554▲ 51.9%
Net result€36,713within the sector's middle half-€6,906below the sector's middle half€114,329within the sector's middle half€53,265within the sector's middle half▼ 53.4%€93,535within the sector's middle half▲ 75.6%
Equity-€73,693below the sector's middle half▲ 33.3%-€80,599below the sector's middle half▼ 9.4%€33,730below the sector's middle half€86,995below the sector's middle half▲ 158%€142,950below the sector's middle half▲ 64.3%
Total assets€86,274below the sector's middle half▼ 45.7%€44,579below the sector's middle half▼ 48.3%€375,114below the sector's middle half▲ 741%€175,120below the sector's middle half▼ 53.3%€229,006below the sector's middle half▲ 30.8%
Debt€159,967▼ 40.6%€125,178▼ 21.7%€341,384▲ 173%€88,125▼ 74.2%€86,056▼ 2.3%
Working capital-€72,693below the sector's middle half▲ 33.5%-€79,599below the sector's middle half▼ 9.5%-€15,949below the sector's middle half▲ 80.0%€42,358below the sector's middle half€101,395below the sector's middle half▲ 139%
Solvency-85.4%below the sector's middle half▼ 15.9pp-180.8%below the sector's middle half▼ 95.4pp9.0%below the sector's middle half▲ 189.8pp49.7%within the sector's middle half▲ 40.7pp62.4%within the sector's middle half▲ 12.7pp
Current ratio0.54below the sector's middle half▼ 0.050.36below the sector's middle half▼ 0.180.95below the sector's middle half▲ 0.591.49within the sector's middle half▲ 0.532.18within the sector's middle half▲ 0.69
Return on assets (ROA)42.6%above the sector's middle half▲ 66.6pp-15.5%below the sector's middle half▼ 58.0pp30.5%above the sector's middle half▲ 46.0pp30.4%above the sector's middle half▼ 0.1pp40.8%above the sector's middle half▲ 10.4pp
Staff (FTE)0.6below the sector's middle half▼ 25.0%0.7below the sector's middle half▲ 16.7%0.3below the sector's middle half▼ 57.1%0.2below the sector's middle half▼ 33.3%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229,006
Fixed assets
€41,639 ▼ 8.8%
Current assets
€187,367 ▲ 44.7%
Equity and liabilities €229,006
Equity
€142,950 ▲ 64.3%
Debt
€86,056 ▼ 2.3%
Debt's share of the balance-sheet total falls from 50.3% to 37.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111,374▲
2024 · €73,233
Cash flow
€101,355▲
2024 · €58,307
Quick ratio
2.12▲
2024 · 1.27
Debt to equity
0.60▼
2024 · 1.01
ROE
65.4%▲
2024 · 61.2%
Interest coverage
40.76▲
2024 · 35.51
Debt ≤ 1 year
€85,972▼
2024 · €87,125
Debt > 1 year
€84
Income taxes
€19,206▲
2024 · €13,779
Staff costs
€15,656▲
2024 · €9,698
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €25,252 | €13,908 | €9,698 | €15,656 | ▲ 61.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21 | - | €2,141 | €5,042 | €7,820 | ▲ 55.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | -€1,146 | - |
| Other operating charges640/8 | - | €449 | €2,158 | €702 | €2,230 | ▲ 218% |
| Gross operating margin9900 | €68,204 | €25,748 | €138,624 | €83,633 | €128,114 | ▲ 53.2% |
| Operating profit (loss)9901 | €48,098 | €47 | €120,417 | €68,191 | €103,554 | ▲ 51.9% |
| Financial income75/76B | - | €1,211 | €733 | €915 | €11,920 | ▲ 1,202% |
| Recurring financial income75 | €565 | €1,211 | €733 | €915 | €11,920 | ▲ 1,202% |
| Financial charges65/66B | - | €8,164 | €6,821 | €2,062 | €2,733 | ▲ 32.5% |
| Recurring financial charges65 | €11,950 | €8,164 | €6,821 | €2,062 | €2,733 | ▲ 32.5% |
| Profit (loss) for the period before taxes9903 | €36,713 | -€6,906 | €114,329 | €67,044 | €112,741 | ▲ 68.2% |
| Income taxes67/77 | - | - | - | €13,779 | €19,206 | ▲ 39.4% |
| Profit (loss) for the period9904 | €36,713 | -€6,906 | €114,329 | €53,265 | €93,535 | ▲ 75.6% |
| Profit (loss) for the period to be appropriated9905 | €36,713 | -€6,906 | €114,329 | €53,265 | €93,535 | ▲ 75.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86,274 | €44,579 | €375,114 | €175,120 | €229,006 | ▲ 30.8% |
| Fixed assets21/28 | - | - | €50,679 | €45,637 | €41,639 | ▼ 8.8% |
| Intangible fixed assets21 | - | - | €48,279 | €43,237 | €39,239 | ▼ 9.2% |
| Financial fixed assets28 | - | - | €2,400 | €2,400 | €2,400 | = |
| Current assets29/58 | €86,274 | €44,579 | €324,435 | €129,483 | €187,367 | ▲ 44.7% |
| Stocks and contracts in progress3 | €27,983 | €26,842 | €20,816 | €19,141 | €4,983 | ▼ 74.0% |
| Stocks30/36 | - | €26,842 | €20,816 | €19,141 | €4,983 | ▼ 74.0% |
| Amounts receivable within one year40/41 | €53,865 | €17,138 | €286,490 | €63,586 | €53,370 | ▼ 16.1% |
| Trade receivables40 | - | €16,913 | €286,219 | €63,586 | €51,190 | ▼ 19.5% |
| Other amounts receivable41 | - | €225 | €271 | - | €2,180 | - |
| Cash at bank and in hand54/58 | €3,110 | €389 | €14,738 | €45,458 | €129,015 | ▲ 184% |
| Deferred charges and accrued income490/1 | - | €210 | €2,392 | €1,298 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86,274 | €44,579 | €375,114 | €175,120 | €229,006 | ▲ 30.8% |
| Equity10/15 | -€73,693 | -€80,599 | €33,730 | €86,995 | €142,950 | ▲ 64.3% |
| Contributions10/11 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Capital10 | - | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Issued capital100 | - | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Reserves13 | €37,940 | €37,940 | €37,940 | €37,940 | €72,950 | ▲ 92.3% |
| Non-distributable reserves130/1 | - | €3,099 | €3,099 | €3,099 | €7,620 | ▲ 146% |
| Legal reserve130 | - | €2,479 | €2,479 | €2,479 | €7,000 | ▲ 182% |
| Own shares acquired1312 | - | €620 | €620 | €620 | €620 | = |
| Distributable reserves133 | - | €34,842 | €34,842 | €34,842 | €65,330 | ▲ 87.5% |
| Profit (loss) carried forward14 | -€181,633 | -€188,539 | -€74,210 | -€20,946 | €0 | ▲ 100% |
| Amounts payable17/49 | €159,967 | €125,178 | €341,384 | €88,125 | €86,056 | ▼ 2.3% |
| Amounts payable after more than one year17 | - | - | - | - | €84 | - |
| Other amounts payable178/9 | - | - | - | - | €84 | - |
| Amounts payable within one year42/48 | €158,967 | €124,178 | €340,384 | €87,125 | €85,972 | ▼ 1.3% |
| Financial debts43 | - | €40,333 | €13,686 | - | - | - |
| Credit institutions430/8 | - | €40,333 | €13,686 | - | - | - |
| Trade debts44 | €31,579 | €18,793 | €125,693 | €11,444 | €20,100 | ▲ 75.6% |
| Suppliers440/4 | - | €18,793 | €125,693 | €11,444 | €20,100 | ▲ 75.6% |
| Taxes, remuneration and social security45 | - | €12,798 | €29,935 | €12,433 | €28,292 | ▲ 128% |
| Taxes450/3 | - | €8,925 | €29,365 | €11,855 | €28,292 | ▲ 139% |
| Remuneration and social security454/9 | - | €3,874 | €570 | €578 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €52,254 | €171,070 | €63,248 | €37,580 | ▼ 40.6% |
| Accrued charges and deferred income492/3 | - | €1,000 | €1,000 | €1,000 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,713 | -€6,906 | €114,329 | €53,265 | €93,535 | ▲ 75.6% |
| + Depreciation and write-downs630 | €21 | - | €2,141 | €5,042 | €7,820 | ▲ 55.1% |
| Operating cash flow (approximation) | €36,734 | -€6,906 | €116,470 | €58,307 | €101,355 | ▲ 73.8% |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€3,822 | - |
| Change in cash | - | -€2,721 | €14,349 | €30,720 | €83,557 | ▲ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €100,000Eq €142,950 ▲64.3%
3 profitable years in a row build equity to €142,950.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €114,329
Net result €114,329 after one loss-making year.
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €36,713
Net result €36,713 after 2 loss-making years.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet -€38,215
Net result drops to -€38,215, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1993
Ground area
6,382 m²
Building footprint
287 m²
Volume, LiDAR
3,792 m³
Parcel 21612C0294/00A017, Brussels · tallest building 18.4 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
DESK NV
since 19932.014.290.617
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0294/00A017 | Brussels | 6,382 m² | 1 · 287 m² | 18.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
Highest known parent: MAILING, SECURITY & PACKAGING PRODUCTS INTERNATIONAL. The sources do not say who stands above it.
Owners 1
- I.T.S.parentSourceaccounts I.T.S. 202299.8%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 679 companies in sector 46494 we hold annual accounts for 532. 393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-12-1977
Fiscal year end31-12
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
46492Wholesale trade
Contact
E-mail
bruno@desk.beUkkel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0417720305
Also
9925:BE0417720305
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.