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wiotic

Active Private limited companyfounded 2017active for 9 yearsRue du Parc 20, 4800 VerviersKBO/BCE: BE 0673.772.688

Overview

Lifetime

8 annual accounts with figures on one time axis
peak €116,609 (2018)
€67,870▼ 6.6%
lowest -€10,891 (2025)
-€10,891▼ €20,316
peak €48,533 (2024)
€37,642▼ 22.4%
€42,301▲ 85.1%
peak 2.6 FTE (2021)
-not published
Board2 names since 2022
1 directorCRUTZEN Vincent
Documentsfilings and deeds
02-02-202687 days before the deadline
2025micro format
Loss of €10,891Equity from €48,533 to €37,642Debts from €22,849 to €42,3011 establishment registeredInvestments €1,322Cash from €7,360 to €16,645

Key points

from the 2025 annual accounts

Investments

€1,322 7.6 × depreciation

Green is investment, beige is depreciation.

Filings

8 annual accounts since 2018
deadline20202025

The last five annual accounts were filed 19 to 131 days before the end of the period.

Position in the sector

-€10,891

Lower net result than 90% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.

Checked score

91
Excellent
Financially stronger than 25% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Weak

72-21equity 47.1% of total assets
49=short-term debt 52.9% · cash 20.8%
2-83return on assets -13.6%

Score breakdown

raises risk
Loss of €10,891 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.86, cash €16,645
Size: total assets €79,943
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 41% of them on solvency, 24% on liquidity, 11% on profitability and 24% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,591 companies had the same profile as wiotic has now. Each dot stands for 9 companies, two years later.

87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of wiotic itself is lower: 0.1% within 12 months. It rests on far more data about wiotic than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,591 companies, not a prediction for wiotic. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.86 (3.12 in 2024), above the usual 1.5. Short-term debt is 52.9% and cash 20.8% of total assets. However, 52.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Loss of €10,891 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.86, cash €16,645
NBB · annual accounts
lowers risk · Size: total assets €79,943
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-02-2026, 87 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
87 days early
2024
89 days early
2023
131 days early
2022
19 days early
2021
38 days early
2020
31 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 56 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 2 February (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CV
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0673772688
New establishment in Dison Rue Zénobe Gramme 35
1 manager resigning, 1 director reappointed Resignation: CRUTZEN Vincent (manager) · Reappointment: CRUTZEN Vincent (director) · Permanent representative: CRUTZEN Vincent · Gazette deed
Resignation: Christophe Promper (director) Director discharge: Christophe Promper · General meeting of 20-02-2023 · Gazette deed
All 17 events

Comparable companies

same main activity, similar in size and age
Company
wiotic Verviers €79,943 €67,870 47.1% -
Nomada Antwerp €83,133 €69,389 25.1% -
VDV Consulting Lummen €80,528 €71,903 24.2% -
EVENT HORIZON CONSULTING Mechelen €80,170 €69,633 25.5% -
Pieter Verberck Antwerp €86,900 €69,717 23.5% -
Panache Consulting Tessenderlo-Ham €86,123 €69,830 76.9% -
Rado Consulting Heist-op-den-Berg €85,327 €67,583 21.8% -

These companies have the same main activity as wiotic: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €80,200 and €86,900, founded between 2016 and 2017.

Official details

Source: KBO
Status
Active since 03-04-2017Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 4 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 30-09-2025
Establishment units
2.263.059.0924800 Verviers, since 03-04-2017
2.378.498.3964821 Dison, since 01-07-2025
Financial year end
30 September
Peppol
Reachable since 21-08-2025
Company details

Annual accounts to 30-09-2025

€67,870▼ 6.6%
≈ €130,000estimated
€10,891
€37,642▼ 22.4%
€79,943▲ 12.0%
Employeeson 30-09-2025
2=
Filing
Filed on 02-02-2026, 87 days before the end of the filing period
Financials

Insights on wiotic

wiotic files the micro format. That format states no turnover. The gross margin fell from €116,609 in 2018 to €67,870 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 02-02-2026, 87 days before the deadline
€67,870
▼ 6.6%
-€10,470
▼ €21,242
-€10,891
▼ €20,316
€36,325
▼ 24.9%
47.1%
▼ 20.9 percentage points
1.86
▼ 1.26

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €120,000 and €170,000.

Balance sheet

balance sheet total €79,943 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

47.1%

Higher than 39% of 21,208 companies in 2025.

1.86

Higher than 40% of 20,571 companies in 2025.

-13.6%

Higher than 9% of 20,746 companies in 2025.

wiotic Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

€43,040

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018
Balance sheet: assets
20/58 79,94371,38258,59678,60766,14465,87875,05972,075
21/28 1,3321843746265,10913,31322,21129,234
22/27 1,148-1914424,87513,08021,97729,184
23 1,148-------
24 --1914424,87513,08021,97729,184
28 18418418418423423423450
29/58 78,61171,19858,22277,98161,03552,56552,84842,841
40/41 61,20062,28322,07364,62213,31042,47042,35012,100
40 61,20062,28321,78064,62213,31042,47042,35012,100
41 -1293-----
54/58 16,6457,36034,50111,66445,5803,7262,81022,031
490/1 7661,5551,6481,6952,1456,3697,6888,709
Balance sheet: equity and liabilities
10/49 79,94371,38258,59678,60766,14465,87875,05972,075
10/15 37,64248,53339,10839,10120,94718,48018,50119,304
10/11 10,00010,00010,00010,00010,00010,00010,00010,000
100 ------18,60018,600
101 ------8,6008,600
13 29,36029,36019,96019,9601,8601,8601,8601,860
130/1 --1,8601,8601,8601,860--
130 ------1,8601,860
1311 --1,8601,8601,8601,860--
133 29,36029,36018,10018,100----
14 -1,7189,1739,1489,1419,0876,6206,6417,444
17/49 42,30122,84919,48939,50645,19647,39856,55852,771
17 ----4,15412,96417,33726,019
170/4 ----4,15412,96417,33726,019
42/48 42,28722,84919,48939,50641,03634,43439,22126,752
42 ---4,4909,1408,7248,9098,597
44 7,6022,5494,1134,7215,8483,9793,3584,035
440/4 7,6022,5494,1134,7215,8483,9793,3584,035
45 29,98815,73110,93125,97116,12912,08216,7808,914
450/3 7,8165,8402,25218,4207,2574,6098,1394,759
454/9 22,1729,8908,6797,5518,8727,4738,6424,156
47/48 4,6974,5694,4454,3249,9199,64910,1745,206
492/3 15---7---
Income statement
9900 67,87072,68165,360115,911107,65887,801110,712116,609
62 77,47260,96463,82992,27893,95276,830100,70087,311
630 1741912512,0618,9588,8978,87514,703
640/8 6947547289471,3791,0459421,656
9901 -10,47010,77355220,6243,3691,02919612,939
75/76B 1855-7026-2-
75 1855-7026-2-
65/66B 297327417503693827762779
65 297327417503693827762779
9903 -10,74910,50013520,1912,702202-56412,160
67/77 1421,0751292,0362352242392,856
9904 -10,8919,425718,1542,467-21-8039,304
9905 -10,8919,425718,1542,467-21-8039,304
Appropriation of the result
9906 -1,71818,5739,14827,2419,0876,6206,6419,304
14P 9,1739,1489,1419,087----
691/2 -9,400-18,100---1,860
6920 -------1,860
6921 -9,400-18,100----
Social balance sheet
9087 1.81.81.92.82.61.81.91.5
Hours worked1013 1,8162,0322,3762,8723,4122,7524,4723,730
Document PDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 02-02-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 02-02-2026 2026-00030419 PDF
30-09-2024 micro format 31-01-2025 2025-00027442 PDF
30-09-2023 micro format 21-12-2023 2023-00538516 PDF
30-09-2022 micro format 11-04-2023 2023-00057792 PDF
30-09-2021 micro format 23-03-2022 2022-08300535 PDF
30-09-2020 micro format 30-03-2021 2021-09100093 PDF
30-09-2019 micro format 30-04-2020 2020-10700083 PDF
30-09-2018 micro format 29-04-2019 2019-11100451 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018
-10,29610,96380322,68512,3279,9269,07127,642
-10,7179,61625820,21611,4258,8768,07224,007
1,32200-2,42275401,85241,757
9,285-27,14122,837-33,91641,854916-19,221-
36,32548,34938,73338,47619,99918,13013,62716,089
47.1%68.0%66.7%49.7%31.7%28.1%24.6%26.8%
1.863.122.991.971.491.531.351.60
1.120.470.501.012.162.563.062.73
-28.9%19.4%0.0%46.4%11.8%-0.1%-4.3%48.2%
-13.6%13.2%0.0%23.1%3.7%0.0%-1.1%12.9%
-34.6433.491.9345.09----

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item30-09-202530-09-202430-09-202330-09-2022
Employees at the balance-sheet date2222
full-time1111
part-time1111
in full-time equivalents1.81.81.81.8
1.81.81.92.8
On a permanent contract2222
Joined--10
Left--11

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-2022
Tangible fixed assets€1,322---
€174€191€251€2,061

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on wiotic

The operating result for 2025 is a loss of €10,470, after a profit of €10,773 in 2024. It is the lowest result since 2018.

Debt's share of the balance-sheet total rises from 32.0% to 52.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, last change in 2024
Director (not named in the articles)
in office according to the deed of 05-01-2024 term without a fixed end
earlier manager, until 05-01-2024
listed in the 2025 annual accounts, filed on 02-02-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 05-01-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
CRUTZEN Vincent
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • CRUTZEN Vincent
    • Director (not named in the articles), since before 30-09-2022
    • Manager, until 05-01-2024
  • Christophe PROMPER
    • Director, from before 30-09-2022 to 31-12-2022

See the board, name and registered office on a given date →

Control

Capital

Contribution
€10,000
Shares
100
Contribution per share
€100
Equity per share
€376 in 2025
Source
2025 annual accounts

Articles of association

deed of 05-01-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant,moitié acquéreurs au prorata si plusieurs, nullité”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of March at 18:00

Network & group

No group

wiotic has no parent and no holdings in its annual accounts. CRUTZEN Vincent is the only director. wiotic shares no director with another company.

At the same address

Rue du Parc 20, 4800 Verviers · 2 other companies
VVV-ENT.
establishment since 06-04-2001 · founded in 2001
total assets €323,778 (2025)
0474.425.614
Crutzen, Coline (sole trader)
establishment since 14-07-2020
founded in 2020
0750.658.056

Timeline

Timeline

17 events since 2017

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 87 days before the deadline
2025
Weakest financial year net -€10,891 The net result drops to -€10,891, the lowest from 2018 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0673772688
New establishment in Dison Rue Zénobe Gramme 35
Annual accounts 2024 filed PDFmicro format · 89 days before the deadline
2024
1 manager resigning, 1 director reappointedResignation: CRUTZEN Vincent (manager) · Reappointment: CRUTZEN Vincent (director) · Permanent representative: CRUTZEN Vincent7 points ▸
  • Purpose change, “Toutes opérations se rattachant,directement ou indirectement,aux secteurs de l'informatique,de l'internet et de la consultance informatique; L'activité à…” (deed in French)
  • 100 shares
  • Director resignation, CRUTZEN Vincent (manager)
  • Director reappointment, CRUTZEN Vincent (director (not named in the articles))
  • Director discharge, CRUTZEN Vincent
  • Registered office clause, Rue du Parc 20, 4800 Verviers
  • Permanent representative, CRUTZEN Vincent
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2023 filed PDFmicro format · 131 days before the deadline
Annual accounts 2022 filed PDFmicro format · 19 days before the deadline
Resignation: Christophe Promper (director)Director discharge: Christophe Promper · General meeting of 20-02-20233 points ▸

Open the deed in the Belgian Official Gazette

2022
Highest result from 2018 to 2025 net €18,154 ▲636% The operating result of €20,624 and the net result of €18,154 are both a record.
Annual accounts 2021 filed PDFmicro format · 38 days before the deadline
2021
Back to profit net €2,467 The net result is €2,467, after 2 loss-making years.
Annual accounts 2020 filed PDFmicro format · 31 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · on the deadline day
2019
Annual accounts 2018 filed PDFmicro format · 1 day before the deadline
2017
Incorporation PDFpublished on 05-04-2017
First establishment Rue du Parc 20, Verviers

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 3 April 2017, wiotic was incorporated.1 Total assets went from €75,059 in 2019 to €79,943 in 2025 and headcount from 1.9 to 1.8 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0673.772.688
VAT number
BE 0673.772.688
Peppol ID
0208:0673772688
Other Peppol ID
9925:BE0673772688
Legal form
Private limited company
Status
Active, normal situation
Founded
03-04-2017
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of March at 18:00
deed of 05-01-2024 (in French)
Peppol
Reachable since 21-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
wiotic in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 05-01-2024 (in French)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
Joint committees annual accounts 30-09-2025
JC 200 Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
VAT activities
62020 IT consultancy main activity
62030 Computer programming, consultancy and related activities
63120 Computing infrastructure, data processing, hosting and other information service activities
70210 Activities of head offices; management consultancy activities
70220 Business consulting
74909 Other professional, scientific and technical activities
Social security (RSZ) activities
62020 IT consultancy main activity

Registered office and establishments

2 establishments
Establishment Since Unit number
Rue du Parc 20 registered office 4800 Verviers 03-04-2017 2.263.059.092
Rue Zénobe Gramme 35 4821 Dison 46180 Agents specialised in the wholesale of other particular products 01-07-2025 2.378.498.396

Buildings and parcels at the addresses

Ground area
6,815 m²
Buildings
1,425 m²
Volume, LiDAR
10,307 m³
Tallest building
15.1 m
Buildings to scale, each on its own parcel
1,256 m², 7.3 m 169 m², 15.1 m 1,256 m², 7.3 m 169 m², 15.1 m

Location

registered office establishment All 2 establishment units on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
63002A0090/00C0005,613 m² 1 · 1,256 m² 7.3 m · 2
63079D0415/00L0241,202 m² 1 · 169 m² 15.1 m · 4