VDV Consulting
ActiveVDV Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €55k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▼-5
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.31 in 2024), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.2%
Return on assets
68.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
123 d early
2024
6 d early
2023
40 d early
2022
45 d early
2021
25 d early
2020
38 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2018: €28k
2019: €73k
2020: €130k
2021: €21k
2022: €21k
2023: €19k
2024: €19k
2018 → 2025
Total assets
€81k▲ 9.3%
2024 · €74k
2018: €66k
2019: €111k
2020: €172k
2021: €186k
2022: €73k
2023: €87k
2024: €74k
2018 → 2025
Net result
€55k▲ 15.2%
2024 · €48k
2018: €34k
2019: €46k
2020: €58k
2021: €56k
2022: €42k
2023: €49k
2024: €48k
2018 → 2025
Working capital
€18k▲ 5.9%
2024 · €17k
2018: €25k
2019: €71k
2020: €126k
2021: €18k
2022: €20k
2023: €18k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€21k=€19k▼ 7.9%€19k=€19k=
Operating result€72k-€53k▼ 25.6%€63k▲ 17.6%€61k▼ 2.6%€70k▲ 14.5%
Net result€56k-€42k▼ 25.4%€49k▲ 17.5%€48k▼ 3.0%€55k▲ 15.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€1k▼ 41.0%
Current assets
€79k▲ 11.0%
Equity and liabilities €81k
Equity
€19k=
Debt
€61k▲ 12.7%
The debt ratio rises from 73.6% to 75.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€71k▲
2024 · €62k
Cash flow
€56k▲
2024 · €49k
Solvency
24.2%▼
2024 · 26.4%
Current ratio
1.30▼
2024 · 1.31
Quick ratio
1.30▼
2024 · 1.31
Debt / equity
3.13▲
2024 · 2.78
ROE
284.0%▲
2024 · 246.4%
ROA
68.7%▲
2024 · 65.2%
Interest coverage
342.80▼
2024 · 424.16
Debt
€61k▲
2024 · €54k
Debt ≤ 1 year
€61k▲
2024 · €54k
Income taxes
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€81k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€71k€79k▲
Amounts receivable within one year40/41€40k€42k▲
Trade receivables40€40k€42k▲
Cash at bank and in hand54/58€31k€37k▲
Equity and liabilities
Total equity and liabilities10/49€74k€81k▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Reserves13€882€882=
Tax-exempt reserves132€882€882=
Amounts payable17/49€54k€61k▲
Amounts payable within one year42/48€54k€61k▲
Trade debts44€4k€941▼
Suppliers440/4€4k€941▼
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€17k€12k▼
Other amounts payable47/48€34k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€517€1,000▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€63k€72k▲
Operating profit (loss)9901€61k€70k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€145€207▲
Recurring financial charges65€145€207▲
Profit (loss) for the period before taxes9903€61k€70k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€48k€55k▲
Profit (loss) for the period to be appropriated9905€48k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€55k▲
Profit to be distributed694/7€48k€55k▲
Return on contributions (dividend)694€48k€55k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €58k ▲25.9%
Operating result €73k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €130k ▲78.3%
3 profitable years in a row build equity to €130k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kambergen 243560 LummenGround area
477 m²
Building footprint
135 m²
Parcel 71035A0191/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
VDV Consulting
since 20172.264.965.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71035A0191/00P000 | Flanders | 477 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 12,862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.