WINELLAU
ActiveWINELLAU has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +63 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency18▼-23
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.84 in 2024), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
34.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
22 d early
2023
on the day
2022
on the day
2021
31 d early
2019
140 d late
2018
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k
2024 · €-6k
2018: €1k
2019: €-2k
2021: €-14k
2022: €-14k
2023: €-19k
2024: €-6k
2018 → 2025
Total assets
€100k▲ 238%
2024 · €30k
2018: €20k
2019: €18k
2021: €3k
2022: €6k
2023: €3k
2024: €30k
2018 → 2025
Net result
€35k▲ 156%
2024 · €14k
2018: €11k
2019: €-3k
2021: €-17k
2022: €-249
2023: €-5k
2024: €14k
2018 → 2025
Working capital
€4k
2024 · €-6k
2018: €1k
2019: €-2k
2021: €-14k
2022: €-14k
2023: €-19k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€-14k▼ 1.8%€-19k▼ 34.7%€-6k▲ 70.0%€9k
Operating result€-16k-€788€-4k€17k€46k▲ 172%
Net result€-17k-€-249▲ 98.5%€-5k▼ 1,904%€14k€35k▲ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 172% above 2024 and is the highest year so far.
Balance-sheet composition
Assets €100k
Fixed assets
€5k
Current assets
€96k
Equity and liabilities €100k
Equity
€9k
Debt
€91k
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k
Cash flow
€36k
Solvency
8.9%▲
2024 · -19.6%
Current ratio
1.05▲
2024 · 0.84
Quick ratio
1.05▲
2024 · 0.84
Debt / equity
10.21▲
2024 · -6.09
ROE
388.5%▲
2024 · -233.4%
ROA
34.7%▼
2024 · 45.8%
Interest coverage
169.56
Debt
€91k▲
2024 · €35k
Debt ≤ 1 year
€91k▲
2024 · €35k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€100k▲
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Current assets29/58€30k€96k▲
Amounts receivable within one year40/41€5k€47k▲
Trade receivables40€5k€45k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€24k€49k▲
Deferred charges and accrued income490/1€262€0▼
Equity and liabilities
Total equity and liabilities10/49€30k€100k▲
Equity10/15€-6k€9k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-12k€3k▲
Amounts payable17/49€35k€91k▲
Amounts payable within one year42/48€35k€91k▲
Trade debts44€18k€56k▲
Suppliers440/4€18k€56k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€10k€28k▲
Accrued charges and deferred income492/3€13€17▲
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€3k€964▼
Gross operating margin9900€19k€48k▲
Operating profit (loss)9901€17k€46k▲
Financial income75/76B-€15
Recurring financial income75-€15
Financial charges65/66B€606€278▼
Recurring financial charges65€606€278▼
Profit (loss) for the period before taxes9903€16k€45k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€14k€35k▲
Profit (loss) for the period to be appropriated9905€14k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€23k▲
Profit (loss) brought forward from the previous period14P€-26k€-12k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Highest result since 2018net €35k ▲156%
Operating result €46k, net result €35k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 71 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Dozin 25300 AndenneGround area
2,381 m²
Building footprint
254 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Loyers 2 D, 5340 Gesves
since 20122.213.642.146
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92092B0204/00D000 ProtectedArchitectural ensemble |
Wallonia | 2,304 m² | 1 · 176 m² | - |
| 92402G0228/00D000 | Wallonia | 77 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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ELYO CONSULTING
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 21,629 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
65121Insurance, reinsurance and pension funding, except compulsory social security
68310Real estate agency activities
68311Real estate activities
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.