GESTIBEN
ActiveSummary
GESTIBEN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+47
Solvency33▼-3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.09 in 2024; short-term debt: 92.3% and cash: 33.1% of total assets), and 92.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
27.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 16%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
13 d early
2023
28 d late
2022
58 d late
2021
27 d early
2020
17 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▲ 375%
2024 · €7k
2018: €-42k
2019: €39k▲ +192% vs 2018highest in 8 years
2020: €-13k▼ -133% vs 2019
2021: €12k▲ +197% vs 2020
2022: €-46k▼ -476% vs 2021lowest in 8 years
2023: €19k▲ +142% vs 2022
2024: €7k▼ -65.4% vs 2023
2025: €31k▲ +375% vs 2024
2018 → 2025
Working capital
€8k▲ 54.8%
2024 · €5k
2018: €11k
2019: €46k▲ +331% vs 2018highest in 8 years
2020: €34k▼ -27.2% vs 2019
2021: €45k▲ +33.3% vs 2020
2022: €-811▼ -102% vs 2021
2023: €-1k▼ -41.1% vs 2022lowest in 8 years
2024: €5k▲ +572% vs 2023
2025: €8k▲ +54.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€389▼ 99.2%€784▲ 102%€7k▲ 841%€9k▲ 17.8%
2021: €46khighest in 5 years
2022: €389▼ -99.2% vs 2021lowest in 5 years
2023: €784▲ +102% vs 2022
2024: €7k▲ +841% vs 2023
2025: €9k▲ +17.8% vs 2024
Operating result€13k-€-46k€20k€11k▼ 45.5%€40k▲ 277%
2021: €13k
2022: €-46k▼ -452% vs 2021lowest in 5 years
2023: €20k▲ +143% vs 2022
2024: €11k▼ -45.5% vs 2023
2025: €40k▲ +277% vs 2024highest in 5 years
Net result€12k-€-46k€19k€7k▼ 65.4%€31k▲ 375%
2021: €12k
2022: €-46k▼ -476% vs 2021lowest in 5 years
2023: €19k▲ +142% vs 2022
2024: €7k▼ -65.4% vs 2023
2025: €31k▲ +375% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 277% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€329 ▼ 83.3%
Current assets
€113k ▲ 69.8%
Equity and liabilities €113k
Equity
€9k ▲ 17.8%
Debt
€105k ▲ 71.1%
Debt's share of the balance-sheet total rises from 89.2% to 92.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €11k
Cash flow
€32k▲
2024 · €7k
Current ratio
1.08▼
2024 · 1.09
Debt to equity
12.05▲
2024 · 8.30
ROE
360.0%▲
2024 · 89.4%
ROA
27.6%▲
2024 · 9.6%
Interest coverage
13.62▲
2024 · 2.70
Debt ≤ 1 year
€105k▲
2024 · €61k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€113k▲
Fixed assets21/28€2k€329▼
Tangible fixed assets22/27€774€329▼
Furniture and vehicles24€774€329▼
Financial fixed assets28€1k-
Current assets29/58€67k€113k▲
Amounts receivable within one year40/41€48k€71k▲
Trade receivables40€43k€68k▲
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€15k€38k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€69k€113k▲
Equity10/15€7k€9k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€4k€6k▲
Amounts payable17/49€61k€105k▲
Amounts payable within one year42/48€61k€105k▲
Trade debts44€39k€48k▲
Suppliers440/4€39k€48k▲
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€11k€11k▼
Remuneration and social security454/9€3k€9k▲
Other amounts payable47/48€8k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€333€445▲
Other operating charges640/8€424€434▲
Gross operating margin9900€11k€41k▲
Operating profit (loss)9901€11k€40k▲
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€7k€37k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€7k€31k▲
Profit (loss) for the period to be appropriated9905€7k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€36k▲
Profit (loss) brought forward from the previous period14P€-2k€4k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €228 | €333 | €445 | ▲ 33.7% |
| Other operating charges640/8 | - | €3k | €149 | €424 | €434 | ▲ 2.3% |
| Gross operating margin9900 | €13k | €-43k | €20k | €11k | €41k | ▲ 260% |
| Operating profit (loss)9901 | €13k | €-46k | €20k | €11k | €40k | ▲ 277% |
| Financial income75/76B | €869 | €0 | €33 | €9 | - | - |
| Recurring financial income75 | €869 | €0 | €33 | €9 | - | - |
| Financial charges65/66B | €328 | €138 | €507 | €4k | €3k | ▼ 26.7% |
| Recurring financial charges65 | €328 | €138 | €507 | €4k | €3k | ▼ 26.7% |
| Profit (loss) for the period before taxes9903 | €13k | €-46k | €19k | €7k | €37k | ▲ 464% |
| Income taxes67/77 | €1k | €0 | - | - | €6k | - |
| Profit (loss) for the period9904 | €12k | €-46k | €19k | €7k | €31k | ▲ 375% |
| Profit (loss) for the period to be appropriated9905 | €12k | €-46k | €19k | €7k | €31k | ▲ 375% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137k | €24k | €36k | €69k | €113k | ▲ 65.4% |
| Fixed assets21/28 | €1k | €1k | €2k | €2k | €329 | ▼ 83.3% |
| Tangible fixed assets22/27 | - | - | €729 | €774 | €329 | ▼ 57.5% |
| Furniture and vehicles24 | - | - | €729 | €774 | €329 | ▼ 57.5% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | - | - |
| Current assets29/58 | €136k | €22k | €34k | €67k | €113k | ▲ 69.8% |
| Amounts receivable within one year40/41 | €128k | €19k | €20k | €48k | €71k | ▲ 45.6% |
| Trade receivables40 | €102k | €9k | €17k | €43k | €68k | ▲ 59.0% |
| Other amounts receivable41 | €26k | €10k | €3k | €6k | €3k | ▼ 50.8% |
| Cash at bank and in hand54/58 | €4k | €3k | €13k | €15k | €38k | ▲ 154% |
| Deferred charges and accrued income490/1 | €5k | €0 | €704 | €3k | €5k | ▲ 46.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137k | €24k | €36k | €69k | €113k | ▲ 65.4% |
| Equity10/15 | €46k | €389 | €784 | €7k | €9k | ▲ 17.8% |
| Contributions10/11 | €22k | €22k | €3k | €3k | €3k | = |
| Reserves13 | €28k | €28k | - | - | - | - |
| Non-distributable reserves130/1 | €3k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €3k | €0 | - | - | - | - |
| Distributable reserves133 | €25k | €28k | - | - | - | - |
| Profit (loss) carried forward14 | €-3k | €-49k | €-2k | €4k | €6k | ▲ 30.0% |
| Amounts payable17/49 | €91k | €23k | €36k | €61k | €105k | ▲ 71.1% |
| Amounts payable within one year42/48 | €91k | €23k | €36k | €61k | €105k | ▲ 71.1% |
| Trade debts44 | €89k | €22k | €30k | €39k | €48k | ▲ 22.3% |
| Suppliers440/4 | €89k | €22k | €30k | €39k | €48k | ▲ 22.3% |
| Taxes, remuneration and social security45 | €1k | €1k | €5k | €15k | €20k | ▲ 36.3% |
| Taxes450/3 | €1k | €1k | €5k | €11k | €11k | ▼ 8.3% |
| Remuneration and social security454/9 | - | - | - | €3k | €9k | ▲ 202% |
| Other amounts payable47/48 | €810 | €0 | €554 | €8k | €37k | ▲ 380% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €-46k | €19k | €7k | €31k | ▲ 375% |
| + Depreciation and write-downs630 | - | - | €228 | €333 | €445 | ▲ 33.7% |
| Operating cash flow (approximation) | €12k | €-46k | €19k | €7k | €32k | ▲ 358% |
| Investment in fixed assets (approximation) | - | €116 | €-958 | €-378 | €1k | ▲ 418% |
| Change in cash | - | €-517 | €10k | €1k | €23k | ▲ 1,582% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2013
Ground area
6,823 m²
Building footprint
214 m²
Parcel 92102A0094/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Suarlée, Rhisnes 8, 5080 La Bruyère
since 20132.222.798.847
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92102A0094/00K000 | Wallonia | 6,823 m² | 1 · 214 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 8,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Contact
Phone
+32494660635
Scores and ratios are computed by Checked and are not a credit decision.