WINE SELECTOR
ActiveWINE SELECTOR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.78M and a net result of €542k. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.5 in 2024), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
19.8%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
1 d early
2023
6 d early
2022
1 d early
2021
17 d early
2020
9 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.78M▲ 43.7%
2024 · €1.24M
2019: €277k
2020: €356k
2021: €461k
2022: €660k
2023: €829k
2024: €1.24M
2019 → 2025
Total assets
€2.73M▲ 14.7%
2024 · €2.38M
2019: €588k
2020: €587k
2021: €541k
2022: €2.51M
2023: €2.25M
2024: €2.38M
2019 → 2025
Net result
€542k▲ 32.3%
2024 · €410k
2019: €96k
2020: €79k
2021: €105k
2022: €200k
2023: €169k
2024: €410k
2019 → 2025
Working capital
€112k
2024 · €-282k
2019: €-157k
2020: €-98k
2021: €3k
2022: €-578k
2023: €-550k
2024: €-282k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€461k-€660k▲ 43.3%€829k▲ 25.6%€1.24M▲ 49.4%€1.78M▲ 43.7%
Operating result€57k-€286k▲ 404%€261k▼ 8.7%€593k▲ 127%€831k▲ 40.3%
Net result€105k-€200k▲ 90.0%€169k▼ 15.4%€410k▲ 143%€542k▲ 32.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.73M
Fixed assets
€2.11M▲ 0.2%
Current assets
€623k▲ 124%
Equity and liabilities €2.73M
Equity
€1.78M▲ 43.7%
Debt
€950k▼ 16.8%
The debt ratio falls from 48.0% to 34.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€833k▲
2024 · €594k
Cash flow
€543k▲
2024 · €411k
Solvency
65.2%▲
2024 · 52.0%
Current ratio
1.22▲
2024 · 0.50
Quick ratio
1.22▲
2024 · 0.50
Debt / equity
0.53▼
2024 · 0.92
ROE
30.4%▼
2024 · 33.1%
ROA
19.8%▲
2024 · 17.2%
Interest coverage
24.26▲
2024 · 14.59
Debt
€950k▼
2024 · €1.14M
Debt ≤ 1 year
€510k▼
2024 · €560k
Debt > 1 year
€440k▼
2024 · €583k
Income taxes
€255k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.38M€2.73M▲
Fixed assets21/28€2.10M€2.11M▲
Tangible fixed assets22/27€4k€8k▲
Land and buildings22€1k€721▼
Plant, machinery and equipment23€186€0▼
Other tangible fixed assets26€3k€7k▲
Financial fixed assets28€2.10M€2.10M=
Current assets29/58€278k€623k▲
Amounts receivable within one year40/41€198k€219k▲
Trade receivables40€48k€44k▼
Other amounts receivable41€150k€175k▲
Cash at bank and in hand54/58€78k€403k▲
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€2.38M€2.73M▲
Equity10/15€1.24M€1.78M▲
Contributions10/11€14k€14k=
Reserves13€1.23M€1.77M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.23M€1.77M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€1.14M€950k▼
Amounts payable after more than one year17€583k€440k▼
Financial debts170/4€583k€440k▼
Amounts payable within one year42/48€560k€510k▼
Current portion of amounts payable after more than one year42€141k€143k▲
Financial debts43€33k€33k▼
Credit institutions430/8€33k€33k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€36k€115k▲
Taxes450/3€36k€115k▲
Other amounts payable47/48€345k€215k▼
Accrued charges and deferred income492/3€118€0▼
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€14k€1k▼
Gross operating margin9900€607k€834k▲
Operating profit (loss)9901€593k€831k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€41k€34k▼
Recurring financial charges65€41k€34k▼
Profit (loss) for the period before taxes9903€552k€797k▲
Income taxes67/77€142k€255k▲
Profit (loss) for the period9904€410k€542k▲
Profit (loss) for the period to be appropriated9905€410k€542k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.10M€542k▼
Profit (loss) brought forward from the previous period14P€693k€0▼
Transfer to equity691/2€1.10M€542k▼
To other reserves6921€1.10M€542k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €542k ▲32.3%
Operating result €831k, net result €542k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.50 to 1.22; short-term debt falls from €560k to €510k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €1MEq €1.24M ▲49.4%
6 profitable years in a row build equity to €1.24M.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €500kEq €660k ▲43.3%
4 profitable years in a row build equity to €660k.
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €79k ▼17.7%
Net result drops to €79k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
VAN ECCELPOEL Jef
CurrentDirector · since 09-02-2024
09-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wandelweg 1042980 ZoerselGround area
1,748 m²
Building footprint
260 m²
Volume, LiDAR
1,300 m³
Parcel 11017A0352/02D000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WINE SELECTOR
since 20062.151.067.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017A0352/02D000 | Flanders | 1,748 m² | 1 · 260 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HASBRO BELGIUM
BE 0417.573.518
Sint-Joost-ten-Node · Eq €1.78M
D-Plates
BE 0696.788.315
Waregem · Eq €1.78M
EMMANUEL DUTRIEUX
BE 0536.632.308
Brunehaut · Eq €1.77M
GEOTECH
BE 0810.674.827
Hensies · Eq €1.76M
METEC BELGIUM
BE 0841.658.805
Wuustwezel · Eq €1.76M
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2006
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
51340
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.