Financials
- Fiscal year
- 2025
- Total assets
- €2.0m
- Profit
- €156,289
- Solvency
- 91.3%
Total assets▲ 2.3%
Net result
20192025
F-328 - PC
ActiveSummary
F-328 - PC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €156,289. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Agents specialised in the wholesale of other particular products
NACE 46180NACE 45112NACE 74851
1 site
Size
€2.0mtotal assets 2025
- Equity
- €1.8m
- Profit
- €156,289
Structure
Accounts 36 d early0 of 1 deed read
Why 85- Liquidity: current ratio 10.45, cash €5,581- 2 of the last 3 late+ Founded in 1999+ Equity €1.8m (91.3% of total assets)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 91.3% of total assets
Liquidity
50+2
short-term debt 8.7% · cash 0.3%
Profitability
79+5
return on assets 8.0%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.4%highest value
08-2026: 0.4%● 0.0% vs 07-2026highest value
09-2026: 0.4%▼ -2.9% vs 08-2026lowest value
10-2026: 0.4%▲ +1.4% vs 09-2026
- Liquidity: current ratio 10.45, cash €5,581 raises the probability
- 2 of the last 3 late raises the probability
- Founded in 1999 lowers the probability for this profile
- Equity €1.8m (91.3% of total assets) lowers the probability
Credit up to €150,000 at 30 days acceptable
Liquidity ample (current ratio 10.45 against 6.75 in 2024; short-term debt: 8.7% and cash: 0.3% of total assets), and 8.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 53%, profitability 70%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 23-02-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
333 d late
2023
695 d late
2022
360 d late
2021
37 d early
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 205 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 27 February (4 of the last 5 filed years within 369 days of that day).
Companies Code · seven monthsPosition in the running window
31-08-2026 close02-10-2026 today31-03-2027 deadline
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-03-2027
- 27-02-2026Annual accounts filed
- 24-02-2026Annual accounts filed
- 23-02-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Agents specialised in the wholesale of other particular…NACE 46180
- Founded
- 04-03-1999
- Year ends
- 31-08
- Peppol
- Reachable for e-invoices
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